ASSURANCES VANDENBERG E.S.C.: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
ASSURANCES VANDENBERG E.S.C.
Largest movements
- Receivables within one year -€23,503
down €23,503 (-44.9%), from €52,377 to €28,873
of which Other amounts receivable: -€23,619
- Cash +€3,138
up €3,138 (+25.5%), from €12,299 to €15,438
mainly Receivables within one year (+€23,503) and Net result for the year (+€11,653)
- Other debts -€12,300
down €12,300 (-51.3%), from €24,000 to €11,700
- Trade debts -€8,376
down €8,376 (-97.2%), from €8,619 to €243
- Gross operating margin -€15,586
down €15,586 (-48.2%), from €32,360 to €16,774
- Taxes -€3,998
down €3,998 (-46.4%), from €8,617 to €4,619
- Financial income -€833
down €833 (-57.3%), from €1,455 to €622
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €67,720 | €46,880 | -€20,840 | -30.8% |
| Fixed assets | 21/28 | €1,588 | €1,588 | = | 0.0% |
| Financial fixed assets | 28 | €1,588 | €1,588 | = | 0.0% |
| Current assets | 29/58 | €66,131 | €45,292 | -€20,840 | -31.5% |
| Amounts receivable within one year | 40/41 | €52,377 | €28,873 | -€23,503 | -44.9% |
| Trade receivables | 40 | €18,872 | €18,988 | +€116 | +0.6% |
| Other amounts receivable | 41 | €33,505 | €9,886 | -€23,619 | -70.5% |
| Cash at bank and in hand | 54/58 | €12,299 | €15,438 | +€3,138 | +25.5% |
| Deferred charges and accrued income | 490/1 | €1,455 | €980 | -€475 | -32.6% |
| Total equity and liabilities | 10/49 | €67,720 | €46,880 | -€20,840 | -30.8% |
| Equity | 10/15 | €34,983 | €34,937 | -€47 | -0.1% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €16,281 | €16,281 | = | 0.0% |
| Distributable reserves | 133 | €16,281 | €16,281 | = | 0.0% |
| Profit (loss) carried forward | 14 | €103 | €56 | -€47 | -45.4% |
| Amounts payable | 17/49 | €32,736 | €11,943 | -€20,793 | -63.5% |
| Amounts payable within one year | 42/48 | €32,736 | €11,943 | -€20,793 | -63.5% |
| Trade debts | 44 | €8,619 | €243 | -€8,376 | -97.2% |
| Suppliers | 440/4 | €8,619 | €243 | -€8,376 | -97.2% |
| Taxes, remuneration and social security | 45 | €117 | - | -€117 | |
| Taxes | 450/3 | €117 | - | -€117 | |
| Other amounts payable | 47/48 | €24,000 | €11,700 | -€12,300 | -51.3% |
| Gross operating margin | 9900 | €32,360 | €16,774 | -€15,586 | -48.2% |
| Operating profit (loss) | 9901 | €32,360 | €16,774 | -€15,586 | -48.2% |
| Financial income | 75/76B | €1,455 | €622 | -€833 | -57.3% |
| Recurring financial income | 75 | €1,455 | €622 | -€833 | -57.3% |
| Financial charges | 65/66B | €1,164 | €1,123 | -€41 | -3.5% |
| Recurring financial charges | 65 | €204 | €332 | +€128 | +62.7% |
| Non-recurring financial charges | 66B | €960 | €791 | -€169 | -17.6% |
| Profit (loss) for the period before taxes | 9903 | €32,651 | €16,272 | -€16,378 | -50.2% |
| Income taxes | 67/77 | €8,617 | €4,619 | -€3,998 | -46.4% |
| Profit (loss) for the period | 9904 | €24,033 | €11,653 | -€12,380 | -51.5% |
| Profit (loss) for the period to be appropriated | 9905 | €24,033 | €11,653 | -€12,380 | -51.5% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.