ASSURANCES TUCCELLA STÉFANE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
ASSURANCES TUCCELLA STÉFANE
Largest movements
- Receivables within one year +€29,046
up €29,046 (+36.2%), from €80,236 to €109,282
of which Other amounts receivable: +€26,913
- Tangible fixed assets -€9,960
down €9,960 (-20.9%), from €47,591 to €37,631
of which Furniture and vehicles: -€13,808
- Reserves +€26,250
up €26,250 (+73.4%), from €35,783 to €62,033
of which Distributable reserves: +€26,250
- Debts after one year -€18,706
down €18,706 (-46.1%), from €40,612 to €21,906
- Tax, wage and social debts +€14,556
up €14,556 (+111%), from €13,115 to €27,671
of which Taxes: +€13,472
- Trade debts -€4,318
down €4,318 (-78.0%), from €5,532 to €1,215
- Short-term financial debts +€2,474
up €2,474 (+35.2%), from €7,026 to €9,500
of which Credit institutions: +€2,500
- Turnover +€15,986
up €15,986 (+9.9%), from €161,995 to €177,981
- Gross operating margin +€9,764
up €9,764 (+13.1%), from €74,662 to €84,426
- Purchases and services +€6,556
up €6,556 (+6.5%), from €100,657 to €107,213
- Taxes +€3,829
up €3,829 (+24.7%), from €15,517 to €19,346
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €128,039 | €148,181 | +€20,142 | +15.7% |
| Fixed assets | 21/28 | €47,591 | €37,631 | -€9,960 | -20.9% |
| Tangible fixed assets | 22/27 | €47,591 | €37,631 | -€9,960 | -20.9% |
| Land and buildings | 22 | - | €3,848 | +€3,848 | |
| Furniture and vehicles | 24 | €47,591 | €33,783 | -€13,808 | -29.0% |
| Current assets | 29/58 | €80,448 | €110,550 | +€30,102 | +37.4% |
| Amounts receivable within one year | 40/41 | €80,236 | €109,282 | +€29,046 | +36.2% |
| Trade receivables | 40 | €11,871 | €14,004 | +€2,133 | +18.0% |
| Other amounts receivable | 41 | €68,365 | €95,279 | +€26,913 | +39.4% |
| Cash at bank and in hand | 54/58 | - | €1,267 | +€1,267 | |
| Deferred charges and accrued income | 490/1 | €212 | - | -€212 | |
| Total equity and liabilities | 10/49 | €128,039 | €148,181 | +€20,142 | +15.7% |
| Equity | 10/15 | €42,114 | €68,615 | +€26,501 | +62.9% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Contributions outside capital | 11 | €6,200 | €6,200 | = | 0.0% |
| Other | 1109/19 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €35,783 | €62,033 | +€26,250 | +73.4% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €33,923 | €60,173 | +€26,250 | +77.4% |
| Profit (loss) carried forward | 14 | €131 | €382 | +€251 | +191% |
| Amounts payable | 17/49 | €85,925 | €79,566 | -€6,359 | -7.4% |
| Amounts payable after more than one year | 17 | €40,612 | €21,906 | -€18,706 | -46.1% |
| Financial debts | 170/4 | €40,612 | €21,906 | -€18,706 | -46.1% |
| Amounts payable within one year | 42/48 | €45,313 | €57,660 | +€12,347 | +27.2% |
| Current portion of amounts payable after more than one year | 42 | €19,639 | €19,274 | -€365 | -1.9% |
| Financial debts | 43 | €7,026 | €9,500 | +€2,474 | +35.2% |
| Credit institutions | 430/8 | €7,000 | €9,500 | +€2,500 | +35.7% |
| Other loans | 439 | €26 | - | -€26 | |
| Trade debts | 44 | €5,532 | €1,215 | -€4,318 | -78.0% |
| Suppliers | 440/4 | €5,532 | €1,215 | -€4,318 | -78.0% |
| Taxes, remuneration and social security | 45 | €13,115 | €27,671 | +€14,556 | +111% |
| Taxes | 450/3 | €11,032 | €24,505 | +€13,472 | +122% |
| Remuneration and social security | 454/9 | €2,083 | €3,167 | +€1,084 | +52.1% |
| Turnover | 70 | €161,995 | €177,981 | +€15,986 | +9.9% |
| Non-recurring operating income | 76A | €13,323 | €13,658 | +€334 | +2.5% |
| Goods, raw materials, services and sundry goods | 60/61 | €100,657 | €107,213 | +€6,556 | +6.5% |
| Remuneration, social security and pensions | 62 | €17,128 | €18,206 | +€1,078 | +6.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €14,082 | €13,841 | -€241 | -1.7% |
| Other operating charges | 640/8 | €1,983 | €2,265 | +€282 | +14.2% |
| Gross operating margin | 9900 | €74,662 | €84,426 | +€9,764 | +13.1% |
| Operating profit (loss) | 9901 | €41,470 | €50,115 | +€8,645 | +20.8% |
| Financial income | 75/76B | €180 | - | -€180 | |
| Recurring financial income | 75 | €180 | - | -€180 | |
| Financial charges | 65/66B | €4,751 | €4,268 | -€483 | -10.2% |
| Recurring financial charges | 65 | €4,751 | €4,268 | -€483 | -10.2% |
| Profit (loss) for the period before taxes | 9903 | €36,898 | €45,846 | +€8,948 | +24.3% |
| Income taxes | 67/77 | €15,517 | €19,346 | +€3,829 | +24.7% |
| Profit (loss) for the period | 9904 | €21,381 | €26,501 | +€5,119 | +23.9% |
| Profit (loss) for the period to be appropriated | 9905 | €21,381 | €26,501 | +€5,119 | +23.9% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.