ASSURANCES SOLBREUX: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
ASSURANCES SOLBREUX
Largest movements
- Tangible fixed assets -€27,782
down €27,782 (-19.8%), from €140,271 to €112,489
of which Furniture and vehicles: -€16,767
- Receivables within one year -€23,195
down €23,195 (-35.1%), from €66,114 to €42,919
- Deferred charges and accrued income -€8,521
down €8,521 (-16.9%), from €50,429 to €41,908
- Cash +€7,489
up €7,489 (+150%), from €4,994 to €12,483
mainly Other debts (+€35,094) and Depreciation (+€28,868)
- Reserves -€87,756
down €87,756 (-18.8%), from €466,459 to €378,703
of which Distributable reserves: -€87,756
- Other debts +€35,094
up €35,094 (+37,736%), from €93 to €35,187
- Debts after one year -€5,947
down €5,947 (-35.8%), from €16,620 to €10,673
- Gross operating margin +€43,081
up €43,081, from -€2,522 to €40,559
- Financial income -€2,598
down €2,598 (-36.4%), from €7,134 to €4,536
- Financial charges -€2,047
down €2,047 (-79.0%), from €2,592 to €545
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €473,133 | €418,999 | -€54,134 | -11.4% |
| Fixed assets | 21/28 | €142,571 | €114,789 | -€27,782 | -19.5% |
| Tangible fixed assets | 22/27 | €140,271 | €112,489 | -€27,782 | -19.8% |
| Land and buildings | 22 | €96,560 | €80,101 | -€16,459 | -17.0% |
| Plant, machinery and equipment | 23 | - | €5,443 | +€5,443 | |
| Furniture and vehicles | 24 | €43,711 | €26,944 | -€16,767 | -38.4% |
| Financial fixed assets | 28 | €2,300 | €2,300 | = | 0.0% |
| Current assets | 29/58 | €330,562 | €304,210 | -€26,352 | -8.0% |
| Amounts receivable within one year | 40/41 | €66,114 | €42,919 | -€23,195 | -35.1% |
| Other amounts receivable | 41 | €66,114 | €42,919 | -€23,195 | -35.1% |
| Current investments | 50/53 | €209,025 | €206,900 | -€2,125 | -1.0% |
| Cash at bank and in hand | 54/58 | €4,994 | €12,483 | +€7,489 | +150% |
| Deferred charges and accrued income | 490/1 | €50,429 | €41,908 | -€8,521 | -16.9% |
| Total equity and liabilities | 10/49 | €473,133 | €418,999 | -€54,134 | -11.4% |
| Equity | 10/15 | €433,910 | €349,682 | -€84,228 | -19.4% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €466,459 | €378,703 | -€87,756 | -18.8% |
| Tax-exempt reserves | 132 | €4,812 | €4,812 | -€0 | 0.0% |
| Distributable reserves | 133 | €461,647 | €373,891 | -€87,756 | -19.0% |
| Profit (loss) carried forward | 14 | -€38,749 | -€35,220 | +€3,529 | +9.1% |
| Amounts payable | 17/49 | €39,223 | €69,317 | +€30,094 | +76.7% |
| Amounts payable after more than one year | 17 | €16,620 | €10,673 | -€5,947 | -35.8% |
| Financial debts | 170/4 | €16,620 | €10,673 | -€5,947 | -35.8% |
| Amounts payable within one year | 42/48 | €21,903 | €58,150 | +€36,247 | +165% |
| Current portion of amounts payable after more than one year | 42 | €5,839 | €5,947 | +€108 | +1.9% |
| Trade debts | 44 | €11,916 | €9,234 | -€2,682 | -22.5% |
| Suppliers | 440/4 | €11,916 | €9,234 | -€2,682 | -22.5% |
| Taxes, remuneration and social security | 45 | €4,055 | €7,782 | +€3,727 | +91.9% |
| Taxes | 450/3 | - | €3,831 | +€3,831 | |
| Remuneration and social security | 454/9 | €4,055 | €3,951 | -€104 | -2.6% |
| Other amounts payable | 47/48 | €93 | €35,187 | +€35,094 | +37,736% |
| Accrued charges and deferred income | 492/3 | €700 | €493 | -€207 | -29.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €28,790 | €28,868 | +€78 | +0.3% |
| Other operating charges | 640/8 | €2,343 | €1,954 | -€389 | -16.6% |
| Non-recurring operating charges | 66A | €9,921 | €9,921 | +€0 | 0.0% |
| Gross operating margin | 9900 | -€2,522 | €40,559 | +€43,081 | |
| Operating profit (loss) | 9901 | -€43,576 | -€184 | +€43,392 | +99.6% |
| Financial income | 75/76B | €7,134 | €4,536 | -€2,598 | -36.4% |
| Recurring financial income | 75 | €7,134 | €4,536 | -€2,598 | -36.4% |
| Financial charges | 65/66B | €2,592 | €545 | -€2,047 | -79.0% |
| Recurring financial charges | 65 | €2,592 | €545 | -€2,047 | -79.0% |
| Profit (loss) for the period before taxes | 9903 | -€39,034 | €3,806 | +€42,840 | |
| Income taxes | 67/77 | €305 | €277 | -€28 | -9.0% |
| Profit (loss) for the period | 9904 | -€39,339 | €3,528 | +€42,867 | |
| Profit (loss) for the period to be appropriated | 9905 | -€39,339 | €3,528 | +€42,867 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 25 October 2026 via checked.be.