ASSURANCES PARIDAENS: what changed
What changed
ASSURANCES PARIDAENS
filed annual accounts (NBB)
Net result for the year
€118,247
2024 · €120,522-€2,275
Equity
€926,798
2024 · €808,551+€118,247
Cash
€208,576
2024 · €254,460-€45,884
Balance sheet total
€951,119
2024 · €822,199+€128,921
Largest movements
Assets
- Current investments +€185,423
up €185,423 (+35.8%), from €518,384 to €703,807
- Cash -€45,884
down €45,884 (-18.0%), from €254,460 to €208,576
mainly Current investments (-€185,423) and Deferred charges and accrued income (-€510)
- Tangible fixed assets -€11,362
down €11,362 (-59.9%), from €18,957 to €7,595
of which Furniture and vehicles: -€11,362
Equity and liabilities
- Reserves +€118,247
up €118,247 (+15.0%), from €789,951 to €908,198
Income statement
- Taxes +€7,329
up €7,329 (+13.8%), from €53,052 to €60,381
- Gross operating margin +€2,627
up €2,627 (+1.2%), from €226,616 to €229,243
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€120,522
Gross operating margin
+€2,627
Staff costs
-€327
Depreciation
+€918
Other operating charges
+€369
Other operating items
+€156
Financial income
+€2,229
Financial charges
-€918
Taxes
-€7,329
Result 2025
€118,247
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€139,538
Investment
-€185,423
Financing
€0
Cash 2024
€254,460
From operations (derived)
+€139,538
Net result for the year
+€118,247
Depreciation
+€11,362
Smaller working-capital items
-€116
Deferred charges and accrued income
-€510
Trade debts
+€3,095
Tax, wage and social debts
+€7,938
Other debts
-€478
Investment (derived)
-€185,423
Investment in fixed assets (net)
-€0
Current investments
-€185,423
Cash 2025
€208,576
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €822,199 | €951,119 | +€128,921 | +15.7% |
| Fixed assets | 21/28 | €18,957 | €7,595 | -€11,362 | -59.9% |
| Tangible fixed assets | 22/27 | €18,957 | €7,595 | -€11,362 | -59.9% |
| Furniture and vehicles | 24 | €18,957 | €7,595 | -€11,362 | -59.9% |
| Other tangible fixed assets | 26 | €0 | €0 | = | 0.0% |
| Current assets | 29/58 | €803,242 | €943,524 | +€140,282 | +17.5% |
| Amounts receivable within one year | 40/41 | €28,037 | €28,271 | +€234 | +0.8% |
| Trade receivables | 40 | €28,037 | €28,271 | +€234 | +0.8% |
| Current investments | 50/53 | €518,384 | €703,807 | +€185,423 | +35.8% |
| Cash at bank and in hand | 54/58 | €254,460 | €208,576 | -€45,884 | -18.0% |
| Deferred charges and accrued income | 490/1 | €2,360 | €2,870 | +€510 | +21.6% |
| Total equity and liabilities | 10/49 | €822,199 | €951,119 | +€128,921 | +15.7% |
| Equity | 10/15 | €808,551 | €926,798 | +€118,247 | +14.6% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €789,951 | €908,198 | +€118,247 | +15.0% |
| Distributable reserves | 133 | €789,951 | €908,198 | +€118,247 | +15.0% |
| Amounts payable | 17/49 | €13,648 | €24,321 | +€10,674 | +78.2% |
| Amounts payable within one year | 42/48 | €13,648 | €24,203 | +€10,555 | +77.3% |
| Trade debts | 44 | €975 | €4,071 | +€3,095 | +317% |
| Suppliers | 440/4 | €975 | €4,071 | +€3,095 | +317% |
| Taxes, remuneration and social security | 45 | €9,669 | €17,607 | +€7,938 | +82.1% |
| Taxes | 450/3 | €2,559 | €7,755 | +€5,196 | +203% |
| Remuneration and social security | 454/9 | €7,110 | €9,852 | +€2,741 | +38.6% |
| Other amounts payable | 47/48 | €3,003 | €2,525 | -€478 | -15.9% |
| Accrued charges and deferred income | 492/3 | - | €119 | +€119 | |
| Remuneration, social security and pensions | 62 | €42,346 | €42,673 | +€327 | +0.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €12,280 | €11,362 | -€918 | -7.5% |
| Other operating charges | 640/8 | €1,318 | €949 | -€369 | -28.0% |
| Non-recurring operating charges | 66A | €156 | - | -€156 | |
| Gross operating margin | 9900 | €226,616 | €229,243 | +€2,627 | +1.2% |
| Operating profit (loss) | 9901 | €170,516 | €174,259 | +€3,743 | +2.2% |
| Financial income | 75/76B | €3,466 | €5,695 | +€2,229 | +64.3% |
| Recurring financial income | 75 | €3,466 | €5,695 | +€2,229 | +64.3% |
| Financial charges | 65/66B | €408 | €1,326 | +€918 | +225% |
| Recurring financial charges | 65 | €408 | €1,326 | +€918 | +225% |
| Profit (loss) for the period before taxes | 9903 | €173,574 | €178,628 | +€5,054 | +2.9% |
| Income taxes | 67/77 | €53,052 | €60,381 | +€7,329 | +13.8% |
| Profit (loss) for the period | 9904 | €120,522 | €118,247 | -€2,275 | -1.9% |
| Profit (loss) for the period to be appropriated | 9905 | €120,522 | €118,247 | -€2,275 | -1.9% |
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 2 November 2026 via checked.be.