ASSURANCES MOULIN - PARENT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
ASSURANCES MOULIN - PARENT
Largest movements
- Current investments +€591,619
up €591,619 (+11.1%), from €5.3m to €5.9m
- Tangible fixed assets -€99,303
down €99,303 (-7.6%), from €1.3m to €1.2m
of which Land and buildings: -€69,215
- Reserves +€582,167
up €582,167 (+11.7%), from €5.0m to €5.6m
of which Distributable reserves: +€582,167
- Financial income -€36,875
down €36,875 (-19.4%), from €190,142 to €153,267
- Gross operating margin -€16,763
down €16,763 (-2.0%), from €855,152 to €838,389
- Taxes -€10,766
down €10,766 (-3.8%), from €280,334 to €269,568
- Financial charges -€10,629
down €10,629 (-38.5%), from €27,637 to €17,008
of which Financial charges: -€8,019
- Depreciation -€9,056
down €9,056 (-7.9%), from €115,068 to €106,012
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €6,755,213 | €7,274,054 | +€518,840 | +7.7% |
| Fixed assets | 21/28 | €1,299,314 | €1,200,011 | -€99,303 | -7.6% |
| Tangible fixed assets | 22/27 | €1,299,037 | €1,199,733 | -€99,303 | -7.6% |
| Land and buildings | 22 | €1,195,429 | €1,126,214 | -€69,215 | -5.8% |
| Plant, machinery and equipment | 23 | - | €2,485 | +€2,485 | |
| Furniture and vehicles | 24 | €103,608 | €71,035 | -€32,573 | -31.4% |
| Financial fixed assets | 28 | €278 | €278 | = | 0.0% |
| Current assets | 29/58 | €5,455,899 | €6,074,043 | +€618,144 | +11.3% |
| Current investments | 50/53 | €5,349,106 | €5,940,726 | +€591,619 | +11.1% |
| Cash at bank and in hand | 54/58 | €56,643 | €83,421 | +€26,777 | +47.3% |
| Deferred charges and accrued income | 490/1 | €50,150 | €49,897 | -€253 | -0.5% |
| Total equity and liabilities | 10/49 | €6,755,213 | €7,274,054 | +€518,840 | +7.7% |
| Equity | 10/15 | €5,903,214 | €6,485,381 | +€582,167 | +9.9% |
| Contributions | 10/11 | €922,808 | €922,808 | = | 0.0% |
| Reserves | 13 | €4,979,845 | €5,562,012 | +€582,167 | +11.7% |
| Tax-exempt reserves | 132 | €27 | €27 | = | 0.0% |
| Distributable reserves | 133 | €4,979,818 | €5,561,985 | +€582,167 | +11.7% |
| Profit (loss) carried forward | 14 | €561 | €561 | = | 0.0% |
| Amounts payable | 17/49 | €852,000 | €788,673 | -€63,327 | -7.4% |
| Amounts payable after more than one year | 17 | €533,573 | €465,900 | -€67,673 | -12.7% |
| Financial debts | 170/4 | €533,573 | €465,900 | -€67,673 | -12.7% |
| Amounts payable within one year | 42/48 | €317,699 | €320,763 | +€3,064 | +1.0% |
| Current portion of amounts payable after more than one year | 42 | €70,470 | €67,673 | -€2,796 | -4.0% |
| Trade debts | 44 | €1,646 | €6,533 | +€4,887 | +297% |
| Suppliers | 440/4 | €1,646 | €6,533 | +€4,887 | +297% |
| Taxes, remuneration and social security | 45 | €131,411 | €106,895 | -€24,517 | -18.7% |
| Taxes | 450/3 | €127,811 | €103,295 | -€24,517 | -19.2% |
| Remuneration and social security | 454/9 | €3,600 | €3,600 | = | 0.0% |
| Other amounts payable | 47/48 | €114,172 | €139,663 | +€25,490 | +22.3% |
| Accrued charges and deferred income | 492/3 | €728 | €2,010 | +€1,282 | +176% |
| Non-recurring operating income | 76A | €10,000 | - | -€10,000 | |
| Remuneration, social security and pensions | 62 | -€33 | - | +€33 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €115,068 | €106,012 | -€9,056 | -7.9% |
| Other operating charges | 640/8 | €17,484 | €16,901 | -€583 | -3.3% |
| Gross operating margin | 9900 | €855,152 | €838,389 | -€16,763 | -2.0% |
| Operating profit (loss) | 9901 | €722,633 | €715,476 | -€7,157 | -1.0% |
| Financial income | 75/76B | €190,142 | €153,267 | -€36,875 | -19.4% |
| Recurring financial income | 75 | €190,142 | €153,267 | -€36,875 | -19.4% |
| Financial charges | 65/66B | €27,637 | €17,008 | -€10,629 | -38.5% |
| Recurring financial charges | 65 | €24,606 | €16,587 | -€8,019 | -32.6% |
| Non-recurring financial charges | 66B | €3,032 | €421 | -€2,610 | -86.1% |
| Profit (loss) for the period before taxes | 9903 | €885,138 | €851,735 | -€33,403 | -3.8% |
| Income taxes | 67/77 | €280,334 | €269,568 | -€10,766 | -3.8% |
| Profit (loss) for the period | 9904 | €604,804 | €582,167 | -€22,637 | -3.7% |
| Profit (loss) for the period to be appropriated | 9905 | €604,804 | €582,167 | -€22,637 | -3.7% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 1 November 2026 via checked.be.