ASSURANCES LEHOUCK: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
ASSURANCES LEHOUCK
Largest movements
- Cash -€107,942
down €107,942 (-67.4%), from €160,150 to €52,208
mainly Other debts (-€68,157) and Receivables within one year (-€42,446)
- Receivables within one year +€42,446
up €42,446 (+19.1%), from €222,075 to €264,521
of which Other amounts receivable: +€44,393
- Other debts -€68,157
down €68,157 (-72.0%), from €94,645 to €26,488
- Gross operating margin -€59,260
down €59,260 (-30.2%), from €196,354 to €137,095
- Staff costs +€17,264
up €17,264 (+30.6%), from €56,484 to €73,748
- Depreciation +€6,741
up €6,741 (+37.5%), from €17,960 to €24,701
- Other operating charges +€4,073
up €4,073 (+262%), from €1,553 to €5,626
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €460,967 | €398,828 | -€62,139 | -13.5% |
| Fixed assets | 21/28 | €74,015 | €75,988 | +€1,973 | +2.7% |
| Intangible fixed assets | 21 | €2,596 | €1,296 | -€1,300 | -50.1% |
| Tangible fixed assets | 22/27 | €71,307 | €74,581 | +€3,273 | +4.6% |
| Furniture and vehicles | 24 | €71,307 | €67,783 | -€3,524 | -4.9% |
| Other tangible fixed assets | 26 | - | €6,797 | +€6,797 | |
| Financial fixed assets | 28 | €111 | €111 | = | 0.0% |
| Current assets | 29/58 | €386,952 | €322,839 | -€64,112 | -16.6% |
| Amounts receivable within one year | 40/41 | €222,075 | €264,521 | +€42,446 | +19.1% |
| Trade receivables | 40 | €38,464 | €36,518 | -€1,946 | -5.1% |
| Other amounts receivable | 41 | €183,611 | €228,004 | +€44,393 | +24.2% |
| Cash at bank and in hand | 54/58 | €160,150 | €52,208 | -€107,942 | -67.4% |
| Deferred charges and accrued income | 490/1 | €4,727 | €6,110 | +€1,383 | +29.3% |
| Total equity and liabilities | 10/49 | €460,967 | €398,828 | -€62,139 | -13.5% |
| Equity | 10/15 | €354,008 | €357,928 | +€3,921 | +1.1% |
| Contributions | 10/11 | €66,800 | €66,800 | = | 0.0% |
| Reserves | 13 | €287,208 | €291,128 | +€3,921 | +1.4% |
| Non-distributable reserves | 130/1 | €7,300 | €7,300 | = | 0.0% |
| Reserves not available under the articles | 1311 | €7,300 | €7,300 | = | 0.0% |
| Tax-exempt reserves | 132 | €42,548 | €42,548 | = | 0.0% |
| Distributable reserves | 133 | €237,360 | €241,280 | +€3,921 | +1.7% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €106,959 | €40,900 | -€66,059 | -61.8% |
| Amounts payable within one year | 42/48 | €106,420 | €38,451 | -€67,968 | -63.9% |
| Trade debts | 44 | €6,143 | €2,401 | -€3,742 | -60.9% |
| Suppliers | 440/4 | €6,143 | €2,401 | -€3,742 | -60.9% |
| Taxes, remuneration and social security | 45 | €5,631 | €9,562 | +€3,930 | +69.8% |
| Taxes | 450/3 | €14 | €1,504 | +€1,490 | +10,513% |
| Remuneration and social security | 454/9 | €5,617 | €8,058 | +€2,441 | +43.5% |
| Other amounts payable | 47/48 | €94,645 | €26,488 | -€68,157 | -72.0% |
| Accrued charges and deferred income | 492/3 | €540 | €2,449 | +€1,909 | +354% |
| Remuneration, social security and pensions | 62 | €56,484 | €73,748 | +€17,264 | +30.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €17,960 | €24,701 | +€6,741 | +37.5% |
| Other operating charges | 640/8 | €1,553 | €5,626 | +€4,073 | +262% |
| Gross operating margin | 9900 | €196,354 | €137,095 | -€59,260 | -30.2% |
| Operating profit (loss) | 9901 | €120,357 | €33,020 | -€87,337 | -72.6% |
| Financial income | 75/76B | €512 | €555 | +€43 | +8.4% |
| Recurring financial income | 75 | €512 | €555 | +€43 | +8.4% |
| Financial charges | 65/66B | €770 | €985 | +€215 | +27.9% |
| Recurring financial charges | 65 | €770 | €985 | +€215 | +27.9% |
| Profit (loss) for the period before taxes | 9903 | €120,099 | €32,590 | -€87,509 | -72.9% |
| Income taxes | 67/77 | €10,168 | €8,670 | -€1,498 | -14.7% |
| Profit (loss) for the period | 9904 | €109,932 | €23,921 | -€86,011 | -78.2% |
| Profit (loss) for the period to be appropriated | 9905 | €109,932 | €23,921 | -€86,011 | -78.2% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 1 November 2026 via checked.be.