ASSURANCES DOSSCHE CONSEILS: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
ASSURANCES DOSSCHE CONSEILS
Largest movements
- Intangible fixed assets -€114,580
down €114,580 (-18.3%), from €624,517 to €509,937
- Tangible fixed assets +€43,705
up €43,705 (+429%), from €10,191 to €53,896
of which Other tangible fixed assets: +€38,112
- Cash +€24,960
up €24,960 (+37.4%), from €66,750 to €91,710
mainly Depreciation (+€121,311) and Net result for the year (+€16,237)
- Receivables within one year +€9,261
up €9,261 (+12.4%), from €74,511 to €83,772
of which Trade receivables: +€20,465
- Debts after one year -€82,204
down €82,204 (-14.7%), from €558,627 to €476,424
- Profit (loss) carried forward +€15,404
up €15,404 (+22.8%), from €67,652 to €83,056
- Tax, wage and social debts +€9,165
up €9,165 (+48.1%), from €19,071 to €28,236
of which Remuneration and social security: +€11,397
- Accrued charges and deferred income +€8,847
up €8,847 (+96.1%), from €9,206 to €18,053
- Trade debts +€8,347
up €8,347 (+91.1%), from €9,164 to €17,511
- Gross operating margin -€12,209
down €12,209 (-4.6%), from €267,969 to €255,760
- Taxes -€4,975
down €4,975 (-51.1%), from €9,731 to €4,756
- Depreciation +€4,731
up €4,731 (+4.1%), from €116,580 to €121,311
- Staff costs +€4,456
up €4,456 (+4.6%), from €96,648 to €101,104
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €788,074 | €751,585 | -€36,489 | -4.6% |
| Fixed assets | 21/28 | €644,071 | €573,196 | -€70,875 | -11.0% |
| Intangible fixed assets | 21 | €624,517 | €509,937 | -€114,580 | -18.3% |
| Tangible fixed assets | 22/27 | €10,191 | €53,896 | +€43,705 | +429% |
| Furniture and vehicles | 24 | €6,023 | €11,617 | +€5,594 | +92.9% |
| Other tangible fixed assets | 26 | €4,168 | €42,280 | +€38,112 | +914% |
| Financial fixed assets | 28 | €9,363 | €9,363 | = | 0.0% |
| Current assets | 29/58 | €144,004 | €178,389 | +€34,386 | +23.9% |
| Amounts receivable within one year | 40/41 | €74,511 | €83,772 | +€9,261 | +12.4% |
| Trade receivables | 40 | €49,649 | €70,114 | +€20,465 | +41.2% |
| Other amounts receivable | 41 | €24,862 | €13,658 | -€11,204 | -45.1% |
| Cash at bank and in hand | 54/58 | €66,750 | €91,710 | +€24,960 | +37.4% |
| Deferred charges and accrued income | 490/1 | €2,743 | €2,907 | +€165 | +6.0% |
| Total equity and liabilities | 10/49 | €788,074 | €751,585 | -€36,489 | -4.6% |
| Equity | 10/15 | €73,852 | €89,256 | +€15,404 | +20.9% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Profit (loss) carried forward | 14 | €67,652 | €83,056 | +€15,404 | +22.8% |
| Amounts payable | 17/49 | €714,222 | €662,330 | -€51,892 | -7.3% |
| Amounts payable after more than one year | 17 | €558,627 | €476,424 | -€82,204 | -14.7% |
| Financial debts | 170/4 | €558,627 | €476,424 | -€82,204 | -14.7% |
| Amounts payable within one year | 42/48 | €146,388 | €167,853 | +€21,465 | +14.7% |
| Current portion of amounts payable after more than one year | 42 | €118,154 | €121,274 | +€3,120 | +2.6% |
| Trade debts | 44 | €9,164 | €17,511 | +€8,347 | +91.1% |
| Suppliers | 440/4 | €9,164 | €17,511 | +€8,347 | +91.1% |
| Taxes, remuneration and social security | 45 | €19,071 | €28,236 | +€9,165 | +48.1% |
| Taxes | 450/3 | €4,918 | €2,686 | -€2,232 | -45.4% |
| Remuneration and social security | 454/9 | €14,153 | €25,550 | +€11,397 | +80.5% |
| Other amounts payable | 47/48 | - | €833 | +€833 | |
| Accrued charges and deferred income | 492/3 | €9,206 | €18,053 | +€8,847 | +96.1% |
| Remuneration, social security and pensions | 62 | €96,648 | €101,104 | +€4,456 | +4.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €116,580 | €121,311 | +€4,731 | +4.1% |
| Other operating charges | 640/8 | €1,523 | €1,310 | -€213 | -14.0% |
| Gross operating margin | 9900 | €267,969 | €255,760 | -€12,209 | -4.6% |
| Operating profit (loss) | 9901 | €53,218 | €32,035 | -€21,183 | -39.8% |
| Financial income | 75/76B | €1,036 | €1,193 | +€157 | +15.1% |
| Recurring financial income | 75 | €1,036 | €1,193 | +€157 | +15.1% |
| Financial charges | 65/66B | €13,565 | €12,236 | -€1,329 | -9.8% |
| Recurring financial charges | 65 | €13,565 | €12,236 | -€1,329 | -9.8% |
| Profit (loss) for the period before taxes | 9903 | €40,689 | €20,993 | -€19,697 | -48.4% |
| Income taxes | 67/77 | €9,731 | €4,756 | -€4,975 | -51.1% |
| Profit (loss) for the period | 9904 | €30,959 | €16,237 | -€14,722 | -47.6% |
| Profit (loss) for the period to be appropriated | 9905 | €30,959 | €16,237 | -€14,722 | -47.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 1 November 2026 via checked.be.