ASSURANCES DEWEZ: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
ASSURANCES DEWEZ
Largest movements
- Cash +€18,715
up €18,715 (+1,947%), from €961 to €19,676
mainly Net result for the year (+€34,517) and Tax, wage and social debts (+€15,607)
- Receivables within one year +€8,594
up €8,594 (+7.7%), from €110,965 to €119,559
of which Trade receivables: +€31,408
- Intangible fixed assets -€2,049
down €2,049 (-12.1%), from €16,882 to €14,833
- Tax, wage and social debts +€15,607
up €15,607 (+87.4%), from €17,850 to €33,456
of which Taxes: +€9,826
- Other debts -€13,113
down €13,113 (-28.8%), from €45,593 to €32,480
- Trade debts +€12,149
up €12,149 (+218%), from €5,568 to €17,717
- Short-term financial debts +€5,870
new in 2025: €5,870
- Profit (loss) carried forward +€2,517
up €2,517 (+5.6%), from €44,887 to €47,403
- Staff costs +€45,166
up €45,166 (+118%), from €38,392 to €83,558
- Gross operating margin +€38,552
up €38,552 (+37.5%), from €102,801 to €141,353
- Taxes +€7,077
up €7,077 (+60.8%), from €11,640 to €18,718
- Financial charges -€5,406
down €5,406 (-96.0%), from €5,631 to €225
- Financial income -€2,059
down €2,059 (-49.8%), from €4,137 to €2,078
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €145,500 | €168,529 | +€23,029 | +15.8% |
| Fixed assets | 21/28 | €28,834 | €26,057 | -€2,777 | -9.6% |
| Intangible fixed assets | 21 | €16,882 | €14,833 | -€2,049 | -12.1% |
| Tangible fixed assets | 22/27 | €11,718 | €11,223 | -€494 | -4.2% |
| Land and buildings | 22 | €10,672 | €9,554 | -€1,118 | -10.5% |
| Furniture and vehicles | 24 | €1,045 | €1,669 | +€623 | +59.6% |
| Financial fixed assets | 28 | €234 | - | -€234 | |
| Current assets | 29/58 | €116,666 | €142,472 | +€25,806 | +22.1% |
| Amounts receivable within one year | 40/41 | €110,965 | €119,559 | +€8,594 | +7.7% |
| Trade receivables | 40 | €52,729 | €84,137 | +€31,408 | +59.6% |
| Other amounts receivable | 41 | €58,237 | €35,423 | -€22,814 | -39.2% |
| Current investments | 50/53 | €48 | €48 | +€0 | +0.4% |
| Cash at bank and in hand | 54/58 | €961 | €19,676 | +€18,715 | +1,947% |
| Deferred charges and accrued income | 490/1 | €4,692 | €3,188 | -€1,503 | -32.0% |
| Total equity and liabilities | 10/49 | €145,500 | €168,529 | +€23,029 | +15.8% |
| Equity | 10/15 | €76,489 | €79,006 | +€2,517 | +3.3% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Reserves | 13 | €19,203 | €19,203 | = | 0.0% |
| Distributable reserves | 133 | €19,203 | €19,203 | = | 0.0% |
| Profit (loss) carried forward | 14 | €44,887 | €47,403 | +€2,517 | +5.6% |
| Amounts payable | 17/49 | €69,010 | €89,523 | +€20,513 | +29.7% |
| Amounts payable within one year | 42/48 | €69,010 | €89,523 | +€20,513 | +29.7% |
| Financial debts | 43 | - | €5,870 | +€5,870 | |
| Credit institutions | 430/8 | - | €5,870 | +€5,870 | |
| Trade debts | 44 | €5,568 | €17,717 | +€12,149 | +218% |
| Suppliers | 440/4 | €5,568 | €17,717 | +€12,149 | +218% |
| Taxes, remuneration and social security | 45 | €17,850 | €33,456 | +€15,607 | +87.4% |
| Taxes | 450/3 | €2,562 | €12,388 | +€9,826 | +384% |
| Remuneration and social security | 454/9 | €15,288 | €21,068 | +€5,780 | +37.8% |
| Other amounts payable | 47/48 | €45,593 | €32,480 | -€13,113 | -28.8% |
| Remuneration, social security and pensions | 62 | €38,392 | €83,558 | +€45,166 | +118% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,531 | €3,477 | +€946 | +37.4% |
| Other operating charges | 640/8 | €4,424 | €2,703 | -€1,721 | -38.9% |
| Non-recurring operating charges | 66A | - | €234 | +€234 | |
| Gross operating margin | 9900 | €102,801 | €141,353 | +€38,552 | +37.5% |
| Operating profit (loss) | 9901 | €57,453 | €51,381 | -€6,073 | -10.6% |
| Financial income | 75/76B | €4,137 | €2,078 | -€2,059 | -49.8% |
| Recurring financial income | 75 | €4,137 | €2,078 | -€2,059 | -49.8% |
| Financial charges | 65/66B | €5,631 | €225 | -€5,406 | -96.0% |
| Recurring financial charges | 65 | €5,631 | €225 | -€5,406 | -96.0% |
| Profit (loss) for the period before taxes | 9903 | €55,960 | €53,234 | -€2,725 | -4.9% |
| Income taxes | 67/77 | €11,640 | €18,718 | +€7,077 | +60.8% |
| Profit (loss) for the period | 9904 | €44,319 | €34,517 | -€9,802 | -22.1% |
| Profit (loss) for the period to be appropriated | 9905 | €44,319 | €34,517 | -€9,802 | -22.1% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 October 2026 via checked.be.