Assurall: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Assurall
Largest movements
- Tangible fixed assets +€46,000
new in 2025: €46,000
- Receivables after one year -€20,770
down €20,770 (-9.0%), from €230,124 to €209,354
- Cash +€4,596
up €4,596 (+4.7%), from €97,305 to €101,901
mainly Receivables after one year (+€20,770) and Debts after one year (+€20,287)
- Debts after one year +€20,287
new in 2025: €20,287
- Other debts +€16,656
up €16,656 (+303.1%), from €5,496 to €22,152
- Reserves -€12,392
down €12,392 (-4.8%), from €255,797 to €243,405
of which Distributable reserves: -€12,392
- Current portion of long-term debt +€4,284
new in 2025: €4,284
- Gross operating margin -€29,634
down €29,634, from €24,634 to -€5,000
- Financial income +€22,389
up €22,389 (+179.1%), from €12,500 to €34,889
of which Financial income: +€22,389
- Purchases and services +€14,826
up €14,826 (+27.8%), from €53,366 to €68,192
- Turnover -€14,808
down €14,808 (-19.0%), from €78,000 to €63,192
- Other operating charges +€3,519
up €3,519 (+314.2%), from €1,120 to €4,639
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €327,429 | €357,255 | +€29,826 | +9.1% |
| Fixed assets | 21/28 | - | €46,000 | +€46,000 | |
| Tangible fixed assets | 22/27 | - | €46,000 | +€46,000 | |
| Furniture and vehicles | 24 | - | €46,000 | +€46,000 | |
| Current assets | 29/58 | €327,429 | €311,255 | -€16,174 | -4.9% |
| Amounts receivable after more than one year | 29 | €230,124 | €209,354 | -€20,770 | -9.0% |
| Other amounts receivable | 291 | €230,124 | €209,354 | -€20,770 | -9.0% |
| Cash at bank and in hand | 54/58 | €97,305 | €101,901 | +€4,596 | +4.7% |
| Total equity and liabilities | 10/49 | €327,429 | €357,255 | +€29,826 | +9.1% |
| Equity | 10/15 | €308,755 | €298,663 | -€10,092 | -3.3% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Capital | 10 | €6,200 | €6,200 | = | 0.0% |
| Issued capital | 100 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €255,797 | €243,405 | -€12,392 | -4.8% |
| Tax-exempt reserves | 132 | €9,039 | €9,039 | = | 0.0% |
| Distributable reserves | 133 | €246,758 | €234,366 | -€12,392 | -5.0% |
| Profit (loss) carried forward | 14 | €46,758 | €49,058 | +€2,300 | +4.9% |
| Amounts payable | 17/49 | €18,674 | €58,592 | +€39,918 | +213.8% |
| Amounts payable after more than one year | 17 | - | €20,287 | +€20,287 | |
| Financial debts | 170/4 | - | €20,287 | +€20,287 | |
| Amounts payable within one year | 42/48 | €18,674 | €38,305 | +€19,631 | +105.1% |
| Current portion of amounts payable after more than one year | 42 | - | €4,284 | +€4,284 | |
| Taxes, remuneration and social security | 45 | €13,178 | €11,869 | -€1,309 | -9.9% |
| Taxes | 450/3 | €13,178 | €11,869 | -€1,309 | -9.9% |
| Other amounts payable | 47/48 | €5,496 | €22,152 | +€16,656 | +303.1% |
| Turnover | 70 | €78,000 | €63,192 | -€14,808 | -19.0% |
| Goods, raw materials, services and sundry goods | 60/61 | €53,366 | €68,192 | +€14,826 | +27.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €10,209 | €11,500 | +€1,291 | +12.6% |
| Other operating charges | 640/8 | €1,120 | €4,639 | +€3,519 | +314.2% |
| Gross operating margin | 9900 | €24,634 | -€5,000 | -€29,634 | |
| Operating profit (loss) | 9901 | €13,305 | -€21,139 | -€34,444 | |
| Financial income | 75/76B | €12,500 | €34,889 | +€22,389 | +179.1% |
| Recurring financial income | 75 | €12,500 | €34,889 | +€22,389 | +179.1% |
| Non-recurring financial income | 76B | €12,500 | €34,889 | +€22,389 | +179.1% |
| Financial charges | 65/66B | €422 | €798 | +€376 | +89.1% |
| Recurring financial charges | 65 | €422 | €798 | +€376 | +89.1% |
| Non-recurring financial charges | 66B | €422 | €798 | +€376 | +89.1% |
| Profit (loss) for the period before taxes | 9903 | €25,383 | €12,952 | -€12,431 | -49.0% |
| Income taxes | 67/77 | €7,928 | €10,651 | +€2,723 | +34.3% |
| Profit (loss) for the period | 9904 | €17,455 | €2,301 | -€15,154 | -86.8% |
| Profit (loss) for the period to be appropriated | 9905 | €17,455 | €2,301 | -€15,154 | -86.8% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 4 October 2026 via checked.be.