ASSUR-HOME: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
ASSUR-HOME
Largest movements
- Cash +€12,726
up €12,726 (+201%), from €6,342 to €19,068
mainly Net result for the year (+€13,592) and Tax, wage and social debts (+€3,398)
- Deferred charges and accrued income +€5,263
up €5,263 (+224%), from €2,352 to €7,615
- Profit (loss) carried forward +€13,592
up €13,592 (+582%), from €2,334 to €15,925
- Tax, wage and social debts +€3,398
up €3,398 (+582%), from €583 to €3,981
- Trade debts +€1,000
up €1,000 (+36.0%), from €2,777 to €3,776
- Gross operating margin +€14,100
up €14,100 (+427%), from €3,305 to €17,404
- Taxes +€2,814
up €2,814 (+482%), from €583 to €3,398
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €8,694 | €26,683 | +€17,989 | +207% |
| Current assets | 29/58 | €8,694 | €26,683 | +€17,989 | +207% |
| Cash at bank and in hand | 54/58 | €6,342 | €19,068 | +€12,726 | +201% |
| Deferred charges and accrued income | 490/1 | €2,352 | €7,615 | +€5,263 | +224% |
| Total equity and liabilities | 10/49 | €8,694 | €26,683 | +€17,989 | +207% |
| Equity | 10/15 | €5,334 | €18,925 | +€13,592 | +255% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €2,334 | €15,925 | +€13,592 | +582% |
| Amounts payable | 17/49 | €3,360 | €7,758 | +€4,398 | +131% |
| Amounts payable within one year | 42/48 | €3,360 | €7,758 | +€4,398 | +131% |
| Trade debts | 44 | €2,777 | €3,776 | +€1,000 | +36.0% |
| Suppliers | 440/4 | €2,777 | €3,776 | +€1,000 | +36.0% |
| Taxes, remuneration and social security | 45 | €583 | €3,981 | +€3,398 | +582% |
| Taxes | 450/3 | €583 | €3,981 | +€3,398 | +582% |
| Other operating charges | 640/8 | €387 | €400 | +€12 | +3.2% |
| Gross operating margin | 9900 | €3,305 | €17,404 | +€14,100 | +427% |
| Operating profit (loss) | 9901 | €2,917 | €17,004 | +€14,087 | +483% |
| Financial charges | 65/66B | - | €15 | +€15 | |
| Recurring financial charges | 65 | - | €15 | +€15 | |
| Profit (loss) for the period before taxes | 9903 | €2,917 | €16,989 | +€14,072 | +482% |
| Income taxes | 67/77 | €583 | €3,398 | +€2,814 | +482% |
| Profit (loss) for the period | 9904 | €2,334 | €13,592 | +€11,258 | +482% |
| Profit (loss) for the period to be appropriated | 9905 | €2,334 | €13,592 | +€11,258 | +482% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 26 October 2026 via checked.be.