ASSUPROTECT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
ASSUPROTECT
Largest movements
- Intangible fixed assets -€50,241
down €50,241 (-31.5%), from €159,691 to €109,450
- Tangible fixed assets -€21,230
down €21,230 (-11.7%), from €182,020 to €160,790
of which Other tangible fixed assets: -€18,245
- Receivables within one year +€10,319
up €10,319 (+11.1%), from €93,363 to €103,683
of which Other amounts receivable: +€5,602
- Cash -€10,174
down €10,174 (-13.9%), from €73,063 to €62,889
mainly Contributions, distributions and other (-€51,150) and Debts after one year (-€47,936)
- Debts after one year -€47,936
down €47,936 (-40.9%), from €117,305 to €69,369
- Reserves -€23,455
down €23,455 (-11.4%), from €205,537 to €182,082
of which Distributable reserves: -€23,455
- Gross operating margin +€7,526
up €7,526 (+3.1%), from €240,812 to €248,338
- Purchases and services +€5,597
up €5,597 (+3.5%), from €161,303 to €166,900
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €509,119 | €437,789 | -€71,330 | -14.0% |
| Fixed assets | 21/28 | €341,711 | €270,240 | -€71,471 | -20.9% |
| Intangible fixed assets | 21 | €159,691 | €109,450 | -€50,241 | -31.5% |
| Tangible fixed assets | 22/27 | €182,020 | €160,790 | -€21,230 | -11.7% |
| Land and buildings | 22 | €3,316 | €2,925 | -€392 | -11.8% |
| Furniture and vehicles | 24 | €13,529 | €10,936 | -€2,593 | -19.2% |
| Other tangible fixed assets | 26 | €165,174 | €146,930 | -€18,245 | -11.0% |
| Current assets | 29/58 | €167,408 | €167,549 | +€141 | +0.1% |
| Amounts receivable within one year | 40/41 | €93,363 | €103,683 | +€10,319 | +11.1% |
| Trade receivables | 40 | €68,815 | €73,532 | +€4,717 | +6.9% |
| Other amounts receivable | 41 | €24,548 | €30,150 | +€5,602 | +22.8% |
| Cash at bank and in hand | 54/58 | €73,063 | €62,889 | -€10,174 | -13.9% |
| Deferred charges and accrued income | 490/1 | €982 | €977 | -€4 | -0.4% |
| Total equity and liabilities | 10/49 | €509,119 | €437,789 | -€71,330 | -14.0% |
| Equity | 10/15 | €318,822 | €295,368 | -€23,455 | -7.4% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Contributions outside capital | 11 | €18,600 | €18,600 | = | 0.0% |
| Other | 1109/19 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €205,537 | €182,082 | -€23,455 | -11.4% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €203,677 | €180,222 | -€23,455 | -11.5% |
| Profit (loss) carried forward | 14 | €94,685 | €94,685 | = | 0.0% |
| Amounts payable | 17/49 | €190,296 | €142,421 | -€47,875 | -25.2% |
| Amounts payable after more than one year | 17 | €117,305 | €69,369 | -€47,936 | -40.9% |
| Financial debts | 170/4 | €117,305 | €69,369 | -€47,936 | -40.9% |
| Amounts payable within one year | 42/48 | €72,991 | €73,052 | +€60 | +0.1% |
| Current portion of amounts payable after more than one year | 42 | €46,846 | €47,841 | +€995 | +2.1% |
| Trade debts | 44 | €7,355 | €7,588 | +€233 | +3.2% |
| Suppliers | 440/4 | €7,355 | €7,588 | +€233 | +3.2% |
| Taxes, remuneration and social security | 45 | €18,791 | €17,623 | -€1,168 | -6.2% |
| Taxes | 450/3 | €4,195 | €2,558 | -€1,637 | -39.0% |
| Remuneration and social security | 454/9 | €14,596 | €15,065 | +€469 | +3.2% |
| Goods, raw materials, services and sundry goods | 60/61 | €161,303 | €166,900 | +€5,597 | +3.5% |
| Remuneration, social security and pensions | 62 | €124,109 | €124,520 | +€411 | +0.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €80,100 | €78,871 | -€1,230 | -1.5% |
| Other operating charges | 640/8 | €875 | €753 | -€122 | -13.9% |
| Non-recurring operating charges | 66A | €1,536 | €1,882 | +€346 | +22.5% |
| Gross operating margin | 9900 | €240,812 | €248,338 | +€7,526 | +3.1% |
| Operating profit (loss) | 9901 | €34,191 | €42,312 | +€8,121 | +23.8% |
| Financial income | 75/76B | - | €0 | +€0 | |
| Recurring financial income | 75 | - | €0 | +€0 | |
| Financial charges | 65/66B | €4,019 | €3,086 | -€933 | -23.2% |
| Recurring financial charges | 65 | €4,019 | €3,086 | -€933 | -23.2% |
| Profit (loss) for the period before taxes | 9903 | €30,172 | €39,227 | +€9,055 | +30.0% |
| Income taxes | 67/77 | €9,319 | €11,532 | +€2,213 | +23.7% |
| Profit (loss) for the period | 9904 | €20,854 | €27,695 | +€6,842 | +32.8% |
| Profit (loss) for the period to be appropriated | 9905 | €20,854 | €27,695 | +€6,842 | +32.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 17 October 2026 via checked.be.