Assecure Invest: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Assecure Invest
Largest movements
- Tangible fixed assets -€22,921
down €22,921 (-4.2%), from €544,514 to €521,593
- Cash +€5,889
up €5,889 (+32.7%), from €17,990 to €23,879
mainly Depreciation (+€22,921) and Net result for the year (+€20,967)
- Debts after one year -€38,513
down €38,513 (-8.2%), from €468,538 to €430,025
- Profit (loss) carried forward +€19,516
up €19,516, from -€19,516 to €0
- Gross operating margin -€7,667
down €7,667 (-12.8%), from €60,046 to €52,379
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €562,504 | €545,472 | -€17,032 | -3.0% |
| Fixed assets | 21/28 | €544,514 | €521,593 | -€22,921 | -4.2% |
| Tangible fixed assets | 22/27 | €544,514 | €521,593 | -€22,921 | -4.2% |
| Land and buildings | 22 | €544,514 | €521,593 | -€22,921 | -4.2% |
| Current assets | 29/58 | €17,990 | €23,879 | +€5,889 | +32.7% |
| Cash at bank and in hand | 54/58 | €17,990 | €23,879 | +€5,889 | +32.7% |
| Total equity and liabilities | 10/49 | €562,504 | €545,472 | -€17,032 | -3.0% |
| Equity | 10/15 | €55,484 | €76,450 | +€20,967 | +37.8% |
| Contributions | 10/11 | €75,000 | €75,000 | = | 0.0% |
| Reserves | 13 | - | €1,450 | +€1,450 | |
| Distributable reserves | 133 | - | €1,450 | +€1,450 | |
| Profit (loss) carried forward | 14 | -€19,516 | €0 | +€19,516 | |
| Amounts payable | 17/49 | €507,021 | €469,022 | -€37,999 | -7.5% |
| Amounts payable after more than one year | 17 | €468,538 | €430,025 | -€38,513 | -8.2% |
| Financial debts | 170/4 | €468,538 | €430,025 | -€38,513 | -8.2% |
| Amounts payable within one year | 42/48 | €38,482 | €38,997 | +€515 | +1.3% |
| Current portion of amounts payable after more than one year | 42 | €37,954 | €38,513 | +€559 | +1.5% |
| Trade debts | 44 | €528 | €0 | -€528 | -100% |
| Suppliers | 440/4 | €528 | €0 | -€528 | -100% |
| Taxes, remuneration and social security | 45 | - | €483 | +€483 | |
| Taxes | 450/3 | - | €483 | +€483 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €22,921 | €22,921 | = | 0.0% |
| Other operating charges | 640/8 | €1,095 | €712 | -€383 | -35.0% |
| Gross operating margin | 9900 | €60,046 | €52,379 | -€7,667 | -12.8% |
| Operating profit (loss) | 9901 | €36,030 | €28,746 | -€7,284 | -20.2% |
| Financial charges | 65/66B | €7,864 | €7,296 | -€568 | -7.2% |
| Recurring financial charges | 65 | €7,864 | €7,296 | -€568 | -7.2% |
| Profit (loss) for the period before taxes | 9903 | €28,167 | €21,450 | -€6,716 | -23.8% |
| Income taxes | 67/77 | - | €483 | +€483 | |
| Profit (loss) for the period | 9904 | €28,167 | €20,967 | -€7,200 | -25.6% |
| Profit (loss) for the period to be appropriated | 9905 | €28,167 | €20,967 | -€7,200 | -25.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 October 2026 via checked.be.