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ARMOISE: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

ARMOISE

BE 0466.520.510
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€22,365
2024 · -€40,952+€18,587
Equity
€121,118
2024 · €143,483-€22,365
Cash
€148
2024 · €1,483-€1,336
Balance sheet total
€150,710
2024 · €192,447-€41,737

Largest movements

2024 to 2025
Assets
  • Current investments -€47,708

    down €47,708 (-91.5%), from €52,132 to €4,424

  • Tangible fixed assets +€7,307

    up €7,307 (+5.3%), from €138,831 to €146,138

    of which Other tangible fixed assets: +€23,623

Equity and liabilities
  • Profit (loss) carried forward -€22,365

    down €22,365 (-14.0%), from -€159,266 to -€181,631

  • Other debts -€18,253

    down €18,253 (-38.1%), from €47,845 to €29,592

Income statement
  • Gross operating margin +€20,674

    up €20,674, from -€17,418 to €3,256

  • Purchases and services -€20,674

    down €20,674 (-62.2%), from €33,247 to €12,573

  • Depreciation +€1,918

    up €1,918 (+8.9%), from €21,467 to €23,385

  • Financial income -€184

    down €184 (-58.3%), from €316 to €132

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€40,952
Gross operating margin +€20,674
Depreciation -€1,918
Other operating charges -€112
Financial income -€184
Financial charges +€46
Taxes +€80
Result 2025 -€22,365

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€18,352
Investment +€17,016
Financing €0
Cash 2024 €1,483
Net result for the year -€22,365
Depreciation +€23,385
Trade debts -€1,003
Tax, wage and social debts -€116
Other debts -€18,253
Investment in fixed assets (net) -€30,692
Current investments +€47,708
Cash 2025 €148
Every line side by side 39 lines
Line Code 2024 2025 Change %
Total assets 20/58 €192,447 €150,710 -€41,737 -21.7%
Fixed assets 21/28 €138,831 €146,138 +€7,307 +5.3%
Tangible fixed assets 22/27 €138,831 €146,138 +€7,307 +5.3%
Land and buildings 22 €91,343 €83,517 -€7,826 -8.6%
Furniture and vehicles 24 €16,988 €8,499 -€8,489 -50.0%
Other tangible fixed assets 26 €30,500 €54,122 +€23,623 +77.5%
Current assets 29/58 €53,616 €4,572 -€49,044 -91.5%
Current investments 50/53 €52,132 €4,424 -€47,708 -91.5%
Cash at bank and in hand 54/58 €1,483 €148 -€1,336 -90.0%
Total equity and liabilities 10/49 €192,447 €150,710 -€41,737 -21.7%
Equity 10/15 €143,483 €121,118 -€22,365 -15.6%
Contributions 10/11 €281,505 €281,505 = 0.0%
Outside capital 11 €281,505 €281,505 = 0.0%
Other 1109/19 €281,505 €281,505 = 0.0%
Reserves 13 €21,243 €21,243 = 0.0%
Non-distributable reserves 130/1 €2,493 €2,493 = 0.0%
Reserves not available under the articles 1311 €2,493 €2,493 = 0.0%
Tax-exempt reserves 132 €18,750 €18,750 = 0.0%
Profit (loss) carried forward 14 -€159,266 -€181,631 -€22,365 -14.0%
Amounts payable 17/49 €48,964 €29,592 -€19,371 -39.6%
Amounts payable within one year 42/48 €48,964 €29,592 -€19,371 -39.6%
Trade debts 44 €1,003 - -€1,003
Suppliers 440/4 €1,003 - -€1,003
Taxes, remuneration and social security 45 €116 - -€116
Taxes 450/3 €116 - -€116
Other amounts payable 47/48 €47,845 €29,592 -€18,253 -38.1%
Goods, raw materials, services and sundry goods 60/61 €33,247 €12,573 -€20,674 -62.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €21,467 €23,385 +€1,918 +8.9%
Other operating charges 640/8 €1,933 €2,044 +€112 +5.8%
Gross operating margin 9900 -€17,418 €3,256 +€20,674
Operating profit (loss) 9901 -€40,817 -€22,173 +€18,644 +45.7%
Financial income 75/76B €316 €132 -€184 -58.3%
Recurring financial income 75 €316 €132 -€184 -58.3%
Financial charges 65/66B €333 €287 -€46 -13.8%
Recurring financial charges 65 €333 €287 -€46 -13.8%
Profit (loss) for the period before taxes 9903 -€40,835 -€22,329 +€18,506 +45.3%
Income taxes 67/77 €117 €37 -€80 -68.7%
Profit (loss) for the period 9904 -€40,952 -€22,365 +€18,587 +45.4%
Profit (loss) for the period to be appropriated 9905 -€40,952 -€22,365 +€18,587 +45.4%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.