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ARMA: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

ARMA

BE 0442.018.706
NACE 71.111, Activities of building architects
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€11,433
2024 · -€12,308+€23,741
Equity
-€61,550
2024 · -€72,983+€11,433
Cash
€2,821
2024 · €2,202+€619
Balance sheet total
€78,758
2024 · €39,731+€39,027

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€36,868

    up €36,868 (+127.3%), from €28,954 to €65,822

    of which Furniture and vehicles: +€47,555

  • Receivables within one year +€2,138

    up €2,138 (+35.4%), from €6,043 to €8,181

    of which Trade receivables: +€3,347

Equity and liabilities
  • Other debts +€33,214

    up €33,214 (+58.9%), from €56,416 to €89,630

  • Profit (loss) carried forward +€11,433

    up €11,433 (+12.6%), from -€90,705 to -€79,272

  • Current portion of long-term debt -€8,905

    down €8,905 (-47.1%), from €18,905 to €10,000

  • Tax, wage and social debts +€1,860

    up €1,860 (+60.2%), from €3,092 to €4,951

  • Accrued charges and deferred income +€805

    up €805 (+524.4%), from €154 to €959

Income statement
  • Gross operating margin +€24,335

    up €24,335 (+172.7%), from €14,092 to €38,427

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€12,308
Gross operating margin +€24,335
Depreciation -€185
Other operating charges +€30
Other operating items -€467
Financial income -€6
Financial charges +€49
Taxes -€15
Result 2025 €11,433

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€69,810
Investment -€60,285
Financing -€8,905
Cash 2024 €2,202
Net result for the year +€11,433
Depreciation +€23,418
Receivables within one year -€2,138
Deferred charges and accrued income +€598
Trade debts +€620
Tax, wage and social debts +€1,860
Other debts +€33,214
Accrued charges and deferred income +€805
Investment in fixed assets (net) -€60,285
Current portion of long-term debt -€8,905
Cash 2025 €2,821
Every line side by side 44 lines
Line Code 2024 2025 Change %
Total assets 20/58 €39,731 €78,758 +€39,027 +98.2%
Fixed assets 21/28 €28,954 €65,822 +€36,868 +127.3%
Tangible fixed assets 22/27 €28,954 €65,822 +€36,868 +127.3%
Land and buildings 22 €10,536 €1,110 -€9,426 -89.5%
Plant, machinery and equipment 23 €3,048 €1,787 -€1,261 -41.4%
Furniture and vehicles 24 €15,370 €62,925 +€47,555 +309.4%
Other tangible fixed assets 26 €0 - =
Current assets 29/58 €10,777 €12,937 +€2,159 +20.0%
Amounts receivable within one year 40/41 €6,043 €8,181 +€2,138 +35.4%
Trade receivables 40 €4,686 €8,034 +€3,347 +71.4%
Other amounts receivable 41 €1,357 €148 -€1,210 -89.1%
Cash at bank and in hand 54/58 €2,202 €2,821 +€619 +28.1%
Deferred charges and accrued income 490/1 €2,532 €1,934 -€598 -23.6%
Total equity and liabilities 10/49 €39,731 €78,758 +€39,027 +98.2%
Equity 10/15 -€72,983 -€61,550 +€11,433 +15.7%
Contributions 10/11 €14,001 €14,001 = 0.0%
Reserves 13 €3,720 €3,720 = 0.0%
Tax-exempt reserves 132 €3,720 €3,720 = 0.0%
Profit (loss) carried forward 14 -€90,705 -€79,272 +€11,433 +12.6%
Amounts payable 17/49 €112,714 €140,309 +€27,594 +24.5%
Amounts payable within one year 42/48 €112,561 €139,350 +€26,789 +23.8%
Current portion of amounts payable after more than one year 42 €18,905 €10,000 -€8,905 -47.1%
Financial debts 43 €12,000 €12,000 = 0.0%
Other loans 439 €12,000 €12,000 = 0.0%
Trade debts 44 €22,148 €22,768 +€620 +2.8%
Suppliers 440/4 €22,148 €22,768 +€620 +2.8%
Taxes, remuneration and social security 45 €3,092 €4,951 +€1,860 +60.2%
Taxes 450/3 €3,092 €4,951 +€1,860 +60.2%
Other amounts payable 47/48 €56,416 €89,630 +€33,214 +58.9%
Accrued charges and deferred income 492/3 €154 €959 +€805 +524.4%
Non-recurring operating income 76A - €10,000 +€10,000
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €23,232 €23,418 +€185 +0.8%
Other operating charges 640/8 €1,815 €1,786 -€30 -1.6%
Non-recurring operating charges 66A - €467 +€467
Gross operating margin 9900 €14,092 €38,427 +€24,335 +172.7%
Operating profit (loss) 9901 -€10,956 €12,757 +€23,713
Financial income 75/76B €12 €6 -€6 -48.0%
Recurring financial income 75 €12 €6 -€6 -48.0%
Financial charges 65/66B €1,067 €1,017 -€49 -4.6%
Recurring financial charges 65 €1,067 €1,017 -€49 -4.6%
Profit (loss) for the period before taxes 9903 -€12,011 €11,746 +€23,757
Income taxes 67/77 €297 €313 +€15 +5.1%
Profit (loss) for the period 9904 -€12,308 €11,433 +€23,741
Profit (loss) for the period to be appropriated 9905 -€12,308 €11,433 +€23,741

Source: filed annual accounts (NBB), fiscal years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.