ARDIMONIUM: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
ARDIMONIUM
NACE 68.310, Real estate agency activities
financial year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€20,913
2024 · €332,845-€353,757
Equity
€757,459
2024 · €778,371-€20,913
Cash
€1,839
2024 · €475+€1,364
Balance sheet total
€1.1m
2024 · €1.4m-€283,045
Largest movements
Assets
- Receivables within one year -€177,773
down €177,773 (-26.8%), from €662,811 to €485,037
of which Other amounts receivable: -€170,303
- Stocks and contracts -€58,942
down €58,942 (-8.3%), from €713,942 to €655,000
- Tangible fixed assets -€46,657
down €46,657 (-94.7%), from €49,261 to €2,604
of which Land and buildings: -€46,657
Equity and liabilities
- Other debts -€257,290
down €257,290 (-54.9%), from €468,624 to €211,334
- Profit (loss) carried forward -€20,913
down €20,913 (-3.7%), from €568,471 to €547,559
- Short-term financial debts +€16,643
up €16,643 (+50.5%), from €32,982 to €49,625
Income statement
- Gross operating margin -€1.0m
down €1.0m, from €1.0m to -€6,369
- Other operating charges -€645,574
down €645,574 (-99.2%), from €650,597 to €5,022
- Financial charges -€49,865
down €49,865 (-83.7%), from €59,599 to €9,734
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
€332,845
Gross operating margin
-€1.0m
Depreciation
+€4,441
Other operating charges
+€645,574
Financial income
+€699
Financial charges
+€49,865
Taxes
+€4,629
Deferred taxes and other
-€15,197
Result 2025
-€20,913
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
-€49,017
Investment
+€46,657
Financing
+€3,724
Cash 2024
€475
From operations (derived)
-€49,017
Net result for the year
-€20,913
Depreciation
+€518
Stocks and contracts
+€58,942
Receivables within one year
+€177,773
Deferred charges and accrued income
+€519
Trade debts
-€2,805
Tax, wage and social debts
-€5,762
Other debts
-€257,290
Investment (derived)
+€46,657
Investment in fixed assets (net)
+€46,657
Financing
+€3,724
Debts after one year
-€8,628
Current portion of long-term debt
-€4,291
Short-term financial debts
+€16,643
Cash 2025
€1,839
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,427,525 | €1,144,480 | -€283,045 | -19.8% |
| Fixed assets | 21/28 | €49,778 | €2,604 | -€47,174 | -94.8% |
| Intangible fixed assets | 21 | €518 | €0 | -€518 | -100.0% |
| Tangible fixed assets | 22/27 | €49,261 | €2,604 | -€46,657 | -94.7% |
| Land and buildings | 22 | €46,657 | €0 | -€46,657 | -100.0% |
| Furniture and vehicles | 24 | €2,604 | €2,604 | = | 0.0% |
| Current assets | 29/58 | €1,377,747 | €1,141,876 | -€235,871 | -17.1% |
| Stocks and contracts in progress | 3 | €713,942 | €655,000 | -€58,942 | -8.3% |
| Stocks | 30/36 | €713,942 | €655,000 | -€58,942 | -8.3% |
| Amounts receivable within one year | 40/41 | €662,811 | €485,037 | -€177,773 | -26.8% |
| Trade receivables | 40 | €8,470 | €1,000 | -€7,470 | -88.2% |
| Other amounts receivable | 41 | €654,341 | €484,037 | -€170,303 | -26.0% |
| Cash at bank and in hand | 54/58 | €475 | €1,839 | +€1,364 | +287.5% |
| Deferred charges and accrued income | 490/1 | €519 | €0 | -€519 | -100.0% |
| Total equity and liabilities | 10/49 | €1,427,525 | €1,144,480 | -€283,045 | -19.8% |
| Equity | 10/15 | €778,371 | €757,459 | -€20,913 | -2.7% |
| Contributions | 10/11 | €89,000 | €89,000 | = | 0.0% |
| Capital | 10 | €89,000 | €89,000 | = | 0.0% |
| Issued capital | 100 | €89,000 | €89,000 | = | 0.0% |
| Reserves | 13 | €120,900 | €120,900 | = | 0.0% |
| Non-distributable reserves | 130/1 | €8,900 | €8,900 | = | 0.0% |
| Legal reserve | 130 | €8,900 | €8,900 | = | 0.0% |
| Tax-exempt reserves | 132 | €0 | - | = | |
| Distributable reserves | 133 | €112,000 | €112,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €568,471 | €547,559 | -€20,913 | -3.7% |
| Provisions and deferred taxes | 16 | €0 | - | = | |
| Deferred taxes | 168 | €0 | - | = | |
| Amounts payable | 17/49 | €649,154 | €387,021 | -€262,132 | -40.4% |
| Amounts payable after more than one year | 17 | €108,628 | €100,000 | -€8,628 | -7.9% |
| Financial debts | 170/4 | €108,628 | €100,000 | -€8,628 | -7.9% |
| Amounts payable within one year | 42/48 | €540,526 | €287,021 | -€253,505 | -46.9% |
| Current portion of amounts payable after more than one year | 42 | €4,291 | €0 | -€4,291 | -100.0% |
| Financial debts | 43 | €32,982 | €49,625 | +€16,643 | +50.5% |
| Credit institutions | 430/8 | €32,982 | €49,625 | +€16,643 | +50.5% |
| Trade debts | 44 | €26,830 | €24,025 | -€2,805 | -10.5% |
| Suppliers | 440/4 | €26,830 | €24,025 | -€2,805 | -10.5% |
| Taxes, remuneration and social security | 45 | €7,799 | €2,037 | -€5,762 | -73.9% |
| Taxes | 450/3 | €7,799 | €2,037 | -€5,762 | -73.9% |
| Other amounts payable | 47/48 | €468,624 | €211,334 | -€257,290 | -54.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €4,959 | €518 | -€4,441 | -89.6% |
| Other operating charges | 640/8 | €650,597 | €5,022 | -€645,574 | -99.2% |
| Gross operating margin | 9900 | €1,037,399 | -€6,369 | -€1.0m | |
| Operating profit (loss) | 9901 | €381,844 | -€11,909 | -€393,753 | |
| Financial income | 75/76B | €32 | €731 | +€699 | +2191.1% |
| Recurring financial income | 75 | €32 | €731 | +€699 | +2191.1% |
| Financial charges | 65/66B | €59,599 | €9,734 | -€49,865 | -83.7% |
| Recurring financial charges | 65 | €59,599 | €9,734 | -€49,865 | -83.7% |
| Profit (loss) for the period before taxes | 9903 | €322,277 | -€20,913 | -€343,189 | |
| Transfer from deferred taxes | 780 | €15,197 | €0 | -€15,197 | -100.0% |
| Income taxes | 67/77 | €4,629 | €0 | -€4,629 | -100.0% |
| Profit (loss) for the period | 9904 | €332,845 | -€20,913 | -€353,757 | |
| Transfer from tax-exempt reserves | 789 | €29,513 | €0 | -€29,513 | -100.0% |
| Profit (loss) for the period to be appropriated | 9905 | €362,357 | -€20,913 | -€383,270 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.