Arch International: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Arch International
Largest movements
- Receivables within one year -€583,267
down €583,267 (-21.3%), from €2.7m to €2.2m
of which Trade receivables: -€429,684
- Financial fixed assets -€152,998
down €152,998 (-99.1%), from €154,411 to €1,413
- Cash -€104,165
down €104,165 (-25.1%), from €415,587 to €311,421
mainly Trade debts (-€1.5m) and Tax, wage and social debts (-€97,596)
- Deferred charges and accrued income -€43,817
down €43,817 (-32.8%), from €133,439 to €89,622
- Trade debts -€1.5m
down €1.5m (-66.4%), from €2.3m to €767,596
- Reserves +€369,732
up €369,732 (+38.1%), from €969,507 to €1.3m
of which Distributable reserves: +€363,534
- Short-term financial debts +€200,000
new in 2025: €200,000
- Other debts +€100,515
up €100,515, from €0 to €100,515
- Tax, wage and social debts -€97,596
down €97,596 (-66.5%), from €146,867 to €49,272
of which Remuneration and social security: -€86,822
- Gross operating margin -€408,643
down €408,643 (-48.1%), from €849,950 to €441,307
- Staff costs -€361,111
down €361,111 (-48.0%), from €752,067 to €390,956
- Financial income +€14,047
up €14,047 (+190%), from €7,401 to €21,449
of which Financial income: +€14,013
- Taxes -€11,482
down €11,482 (-47.2%), from €24,341 to €12,860
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €3,510,075 | €2,599,445 | -€910,630 | -25.9% |
| Fixed assets | 21/28 | €224,456 | €45,076 | -€179,380 | -79.9% |
| Intangible fixed assets | 21 | €65,998 | €41,846 | -€24,152 | -36.6% |
| Tangible fixed assets | 22/27 | €4,047 | €1,816 | -€2,230 | -55.1% |
| Furniture and vehicles | 24 | €3,867 | €1,816 | -€2,050 | -53.0% |
| Other tangible fixed assets | 26 | €180 | €0 | -€180 | -100% |
| Financial fixed assets | 28 | €154,411 | €1,413 | -€152,998 | -99.1% |
| Current assets | 29/58 | €3,285,618 | €2,554,369 | -€731,249 | -22.3% |
| Amounts receivable within one year | 40/41 | €2,736,593 | €2,153,326 | -€583,267 | -21.3% |
| Trade receivables | 40 | €1,250,330 | €820,646 | -€429,684 | -34.4% |
| Other amounts receivable | 41 | €1,486,263 | €1,332,680 | -€153,583 | -10.3% |
| Cash at bank and in hand | 54/58 | €415,587 | €311,421 | -€104,165 | -25.1% |
| Deferred charges and accrued income | 490/1 | €133,439 | €89,622 | -€43,817 | -32.8% |
| Total equity and liabilities | 10/49 | €3,510,075 | €2,599,445 | -€910,630 | -25.9% |
| Equity | 10/15 | €1,050,357 | €1,482,062 | +€431,705 | +41.1% |
| Contributions | 10/11 | €80,850 | €142,823 | +€61,973 | +76.7% |
| Capital | 10 | €80,850 | €142,823 | +€61,973 | +76.7% |
| Issued capital | 100 | €80,850 | €142,823 | +€61,973 | +76.7% |
| Reserves | 13 | €969,507 | €1,339,239 | +€369,732 | +38.1% |
| Non-distributable reserves | 130/1 | €8,085 | €14,282 | +€6,197 | +76.7% |
| Legal reserve | 130 | €8,085 | €14,282 | +€6,197 | +76.7% |
| Distributable reserves | 133 | €961,422 | €1,324,957 | +€363,534 | +37.8% |
| Profit (loss) carried forward | 14 | €0 | - | = | |
| Amounts payable | 17/49 | €2,459,717 | €1,117,383 | -€1.3m | -54.6% |
| Amounts payable within one year | 42/48 | €2,429,602 | €1,117,383 | -€1.3m | -54.0% |
| Financial debts | 43 | - | €200,000 | +€200,000 | |
| Credit institutions | 430/8 | - | €200,000 | +€200,000 | |
| Trade debts | 44 | €2,282,735 | €767,596 | -€1.5m | -66.4% |
| Suppliers | 440/4 | €2,282,735 | €767,596 | -€1.5m | -66.4% |
| Taxes, remuneration and social security | 45 | €146,867 | €49,272 | -€97,596 | -66.5% |
| Taxes | 450/3 | €22,492 | €11,718 | -€10,774 | -47.9% |
| Remuneration and social security | 454/9 | €124,375 | €37,554 | -€86,822 | -69.8% |
| Other amounts payable | 47/48 | €0 | €100,515 | +€100,515 | |
| Accrued charges and deferred income | 492/3 | €30,115 | €0 | -€30,115 | -100% |
| Remuneration, social security and pensions | 62 | €752,067 | €390,956 | -€361,111 | -48.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €29,020 | €26,202 | -€2,818 | -9.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | - | €3,800 | +€3,800 | |
| Other operating charges | 640/8 | €2,542 | €1,484 | -€1,058 | -41.6% |
| Non-recurring operating charges | 66A | - | €180 | +€180 | |
| Gross operating margin | 9900 | €849,950 | €441,307 | -€408,643 | -48.1% |
| Operating profit (loss) | 9901 | €66,322 | €18,685 | -€47,637 | -71.8% |
| Financial income | 75/76B | €7,401 | €21,449 | +€14,047 | +190% |
| Recurring financial income | 75 | €7,401 | €21,414 | +€14,013 | +189% |
| Non-recurring financial income | 76B | - | €35 | +€35 | |
| Financial charges | 65/66B | €22,820 | €22,651 | -€170 | -0.7% |
| Recurring financial charges | 65 | €22,820 | €22,651 | -€170 | -0.7% |
| Profit (loss) for the period before taxes | 9903 | €50,903 | €17,482 | -€33,420 | -65.7% |
| Income taxes | 67/77 | €24,341 | €12,860 | -€11,482 | -47.2% |
| Profit (loss) for the period | 9904 | €26,561 | €4,623 | -€21,939 | -82.6% |
| Profit (loss) for the period to be appropriated | 9905 | €26,561 | €4,623 | -€21,939 | -82.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.