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ARCALE: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

ARCALE

BE 0809.755.604
NACE 43.410, Roofing work
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€24,747
2024 · €13,786+€10,961
Equity
€187,687
2024 · €162,940+€24,747
Cash
€70,623
2024 · €80,937-€10,314
Balance sheet total
€380,179
2024 · €355,216+€24,963

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€32,026

    up €32,026 (+56.8%), from €56,360 to €88,386

    of which Furniture and vehicles: +€30,359

  • Receivables within one year +€19,227

    up €19,227 (+11.5%), from €166,778 to €186,005

    of which Trade receivables: +€11,088

  • Deferred charges and accrued income -€12,771

    down €12,771 (-82.7%), from €15,441 to €2,670

  • Cash -€10,314

    down €10,314 (-12.7%), from €80,937 to €70,623

    mainly Investment in fixed assets (net) (-€63,262) and Trade debts (-€22,432)

Equity and liabilities
  • Profit (loss) carried forward +€24,747

    up €24,747 (+16.0%), from €154,880 to €179,627

  • Trade debts -€22,432

    down €22,432 (-24.4%), from €92,089 to €69,657

  • Debts after one year +€21,015

    up €21,015 (+60.0%), from €35,042 to €56,057

  • Tax, wage and social debts -€9,658

    down €9,658 (-22.2%), from €43,426 to €33,768

    of which Remuneration and social security: -€5,757

  • Current portion of long-term debt +€9,321

    up €9,321 (+48.2%), from €19,319 to €28,640

Income statement
  • Gross operating margin +€122,719

    up €122,719 (+27.6%), from €445,258 to €567,977

  • Staff costs +€93,038

    up €93,038 (+24.0%), from €388,439 to €481,477

  • Write-downs +€17,728

    new in 2025: €17,728

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €13,786
Gross operating margin +€122,719
Staff costs -€93,038
Depreciation +€1,662
Write-downs -€17,728
Other operating charges -€802
Other operating items +€528
Financial income +€67
Financial charges -€876
Taxes -€1,571
Result 2025 €24,747

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€22,612
Investment -€63,262
Financing +€30,336
Cash 2024 €80,937
Net result for the year +€24,747
Depreciation +€31,236
Stocks and contracts +€3,205
Receivables within one year -€19,227
Deferred charges and accrued income +€12,771
Trade debts -€22,432
Tax, wage and social debts -€9,658
Accrued charges and deferred income +€1,970
Investment in fixed assets (net) -€63,262
Debts after one year +€21,015
Current portion of long-term debt +€9,321
Cash 2025 €70,623
Every line side by side 50 lines
Line Code 2024 2025 Change %
Total assets 20/58 €355,216 €380,179 +€24,963 +7.0%
Fixed assets 21/28 €61,210 €93,236 +€32,026 +52.3%
Tangible fixed assets 22/27 €56,360 €88,386 +€32,026 +56.8%
Plant, machinery and equipment 23 - €1,667 +€1,667
Furniture and vehicles 24 €56,360 €86,719 +€30,359 +53.9%
Financial fixed assets 28 €4,850 €4,850 = 0.0%
Current assets 29/58 €294,006 €286,943 -€7,063 -2.4%
Stocks and contracts in progress 3 €30,850 €27,645 -€3,205 -10.4%
Contracts in progress 37 €30,850 €27,645 -€3,205 -10.4%
Amounts receivable within one year 40/41 €166,778 €186,005 +€19,227 +11.5%
Trade receivables 40 €78,225 €89,313 +€11,088 +14.2%
Other amounts receivable 41 €88,553 €96,692 +€8,139 +9.2%
Cash at bank and in hand 54/58 €80,937 €70,623 -€10,314 -12.7%
Deferred charges and accrued income 490/1 €15,441 €2,670 -€12,771 -82.7%
Total equity and liabilities 10/49 €355,216 €380,179 +€24,963 +7.0%
Equity 10/15 €162,940 €187,687 +€24,747 +15.2%
Contributions 10/11 €6,200 €6,200 = 0.0%
Capital 10 - €6,200 +€6,200
Issued capital 100 - €6,200 +€6,200
Reserves 13 €1,860 €1,860 = 0.0%
Non-distributable reserves 130/1 €1,860 €1,860 = 0.0%
Reserves not available under the articles 1311 €1,860 €1,860 = 0.0%
Profit (loss) carried forward 14 €154,880 €179,627 +€24,747 +16.0%
Amounts payable 17/49 €192,276 €192,492 +€216 +0.1%
Amounts payable after more than one year 17 €35,042 €56,057 +€21,015 +60.0%
Financial debts 170/4 €35,042 €56,057 +€21,015 +60.0%
Amounts payable within one year 42/48 €154,834 €132,065 -€22,769 -14.7%
Current portion of amounts payable after more than one year 42 €19,319 €28,640 +€9,321 +48.2%
Trade debts 44 €92,089 €69,657 -€22,432 -24.4%
Suppliers 440/4 €92,089 €69,657 -€22,432 -24.4%
Taxes, remuneration and social security 45 €43,426 €33,768 -€9,658 -22.2%
Taxes 450/3 €19,203 €15,302 -€3,901 -20.3%
Remuneration and social security 454/9 €24,223 €18,466 -€5,757 -23.8%
Accrued charges and deferred income 492/3 €2,400 €4,370 +€1,970 +82.1%
Remuneration, social security and pensions 62 €388,439 €481,477 +€93,038 +24.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €32,898 €31,236 -€1,662 -5.1%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 - €17,728 +€17,728
Other operating charges 640/8 €1,138 €1,940 +€802 +70.5%
Non-recurring operating charges 66A €528 - -€528
Gross operating margin 9900 €445,258 €567,977 +€122,719 +27.6%
Operating profit (loss) 9901 €22,255 €35,596 +€13,341 +59.9%
Financial income 75/76B €18 €85 +€67 +372.2%
Recurring financial income 75 €18 €85 +€67 +372.2%
Financial charges 65/66B €3,514 €4,390 +€876 +24.9%
Recurring financial charges 65 €3,514 €4,073 +€559 +15.9%
Non-recurring financial charges 66B - €317 +€317
Profit (loss) for the period before taxes 9903 €18,759 €31,291 +€12,532 +66.8%
Income taxes 67/77 €4,973 €6,544 +€1,571 +31.6%
Profit (loss) for the period 9904 €13,786 €24,747 +€10,961 +79.5%
Profit (loss) for the period to be appropriated 9905 €13,786 €24,747 +€10,961 +79.5%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.