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APPEK: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

APPEK

BE 0471.645.078
NACE 46.160, Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€8,195
2024 · €32,436-€24,241
Equity
€126,013
2024 · €123,819+€2,195
Cash
€105,938
2024 · €50,607+€55,331
Balance sheet total
€263,893
2024 · €268,090-€4,197

Largest movements

2024 to 2025
Assets
  • Cash +€55,331

    up €55,331 (+109.3%), from €50,607 to €105,938

    mainly Current investments (+€26,327) and Depreciation (+€19,316)

  • Current investments -€26,327

    down €26,327 (-21.1%), from €124,723 to €98,397

  • Tangible fixed assets -€17,601

    down €17,601 (-28.5%), from €61,813 to €44,211

    of which Furniture and vehicles: -€17,266

  • Receivables within one year -€15,658

    down €15,658 (-55.7%), from €28,106 to €12,448

    of which Trade receivables: -€14,680

Equity and liabilities
  • Other debts +€8,906

    up €8,906 (+13.5%), from €66,097 to €75,003

  • Trade debts -€7,502

    down €7,502 (-66.4%), from €11,295 to €3,793

  • Tax, wage and social debts -€4,792

    down €4,792 (-46.2%), from €10,366 to €5,574

    of which Remuneration and social security: -€6,000

  • Accrued charges and deferred income -€3,003

    down €3,003 (-46.1%), from €6,513 to €3,510

Income statement
  • Gross operating margin -€28,018

    down €28,018 (-46.3%), from €60,558 to €32,539

  • Financial income +€2,256

    up €2,256 (+915.1%), from €247 to €2,503

  • Taxes -€939

    down €939 (-32.5%), from €2,886 to €1,948

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €32,436
Gross operating margin -€28,018
Depreciation -€216
Other operating charges +€237
Financial income +€2,256
Financial charges +€561
Taxes +€939
Result 2025 €8,195

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€36,719
Investment +€24,612
Financing -€6,000
Cash 2024 €50,607
Net result for the year +€8,195
Depreciation +€19,316
Receivables within one year +€15,658
Deferred charges and accrued income -€58
Trade debts -€7,502
Tax, wage and social debts -€4,792
Other debts +€8,906
Accrued charges and deferred income -€3,003
Investment in fixed assets (net) -€1,715
Current investments +€26,327
Contributions, distributions and other -€6,000
Cash 2025 €105,938
Every line side by side 45 lines
Line Code 2024 2025 Change %
Total assets 20/58 €268,090 €263,893 -€4,197 -1.6%
Fixed assets 21/28 €61,813 €44,211 -€17,601 -28.5%
Tangible fixed assets 22/27 €61,813 €44,211 -€17,601 -28.5%
Furniture and vehicles 24 €60,215 €42,950 -€17,266 -28.7%
Other tangible fixed assets 26 €1,598 €1,262 -€336 -21.0%
Current assets 29/58 €206,278 €219,682 +€13,404 +6.5%
Amounts receivable within one year 40/41 €28,106 €12,448 -€15,658 -55.7%
Trade receivables 40 €27,077 €12,397 -€14,680 -54.2%
Other amounts receivable 41 €1,029 €51 -€978 -95.0%
Current investments 50/53 €124,723 €98,397 -€26,327 -21.1%
Cash at bank and in hand 54/58 €50,607 €105,938 +€55,331 +109.3%
Deferred charges and accrued income 490/1 €2,841 €2,899 +€58 +2.0%
Total equity and liabilities 10/49 €268,090 €263,893 -€4,197 -1.6%
Equity 10/15 €123,819 €126,013 +€2,195 +1.8%
Contributions 10/11 €3,000 €3,000 = 0.0%
Reserves 13 €120,819 €123,013 +€2,195 +1.8%
Non-distributable reserves 130/1 €2,000 €2,000 = 0.0%
Reserves not available under the articles 1311 €2,000 €2,000 = 0.0%
Distributable reserves 133 €118,819 €121,013 +€2,195 +1.8%
Profit (loss) carried forward 14 €0 €0 =
Amounts payable 17/49 €144,272 €137,880 -€6,392 -4.4%
Amounts payable after more than one year 17 €50,000 €50,000 = 0.0%
Financial debts 170/4 €50,000 €50,000 = 0.0%
Amounts payable within one year 42/48 €87,758 €84,370 -€3,389 -3.9%
Trade debts 44 €11,295 €3,793 -€7,502 -66.4%
Suppliers 440/4 €11,295 €3,793 -€7,502 -66.4%
Taxes, remuneration and social security 45 €10,366 €5,574 -€4,792 -46.2%
Taxes 450/3 €4,366 €5,574 +€1,208 +27.7%
Remuneration and social security 454/9 €6,000 €0 -€6,000 -100.0%
Other amounts payable 47/48 €66,097 €75,003 +€8,906 +13.5%
Accrued charges and deferred income 492/3 €6,513 €3,510 -€3,003 -46.1%
Non-recurring operating income 76A €0 - =
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €19,100 €19,316 +€216 +1.1%
Other operating charges 640/8 €1,928 €1,691 -€237 -12.3%
Non-recurring operating charges 66A €0 - =
Gross operating margin 9900 €60,558 €32,539 -€28,018 -46.3%
Operating profit (loss) 9901 €39,529 €11,532 -€27,997 -70.8%
Financial income 75/76B €247 €2,503 +€2,256 +915.1%
Recurring financial income 75 €247 €2,503 +€2,256 +915.1%
Financial charges 65/66B €4,454 €3,892 -€561 -12.6%
Recurring financial charges 65 €4,454 €3,892 -€561 -12.6%
Profit (loss) for the period before taxes 9903 €35,322 €10,142 -€25,180 -71.3%
Income taxes 67/77 €2,886 €1,948 -€939 -32.5%
Profit (loss) for the period 9904 €32,436 €8,195 -€24,241 -74.7%
Profit (loss) for the period to be appropriated 9905 €32,436 €8,195 -€24,241 -74.7%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.