ANTOINE ASSURANCES: what changed
ANTOINE ASSURANCES
Largest movements
- Tangible fixed assets -€34,698
down €34,698 (-45.4%), from €76,466 to €41,768
of which Furniture and vehicles: -€31,926
- Receivables within one year +€23,296
up €23,296 (+25.2%), from €92,370 to €115,666
- Cash -€11,450
down €11,450 (-76.8%), from €14,911 to €3,461
mainly Contributions, distributions and other (-€55,000) and Debts after one year (-€23,724)
- Other debts +€55,000
up €55,000 (+228%), from €24,152 to €79,152
- Profit (loss) carried forward -€40,763
down €40,763 (-85.6%), from €47,616 to €6,852
- Debts after one year -€23,724
down €23,724 (-45.0%), from €52,667 to €28,943
- Current portion of long-term debt -€5,479
down €5,479 (-18.8%), from €29,204 to €23,724
- Advances received -€5,067
down €5,067 (-100%), from €5,067 to €0
- Gross operating margin -€49,603
down €49,603 (-53.7%), from €92,420 to €42,818
- Other operating charges -€23,930
down €23,930 (-98.5%), from €24,290 to €360
- Depreciation -€23,507
down €23,507 (-51.1%), from €46,029 to €22,522
- Taxes +€1,313
up €1,313 (+38.2%), from €3,433 to €4,746
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €184,049 | €160,896 | -€23,154 | -12.6% |
| Fixed assets | 21/28 | €76,768 | €41,768 | -€35,000 | -45.6% |
| Tangible fixed assets | 22/27 | €76,466 | €41,768 | -€34,698 | -45.4% |
| Furniture and vehicles | 24 | €48,777 | €16,851 | -€31,926 | -65.5% |
| Other tangible fixed assets | 26 | €27,688 | €24,917 | -€2,772 | -10.0% |
| Financial fixed assets | 28 | €302 | €0 | -€302 | -100% |
| Current assets | 29/58 | €107,281 | €119,127 | +€11,846 | +11.0% |
| Amounts receivable within one year | 40/41 | €92,370 | €115,666 | +€23,296 | +25.2% |
| Other amounts receivable | 41 | €92,370 | €115,666 | +€23,296 | +25.2% |
| Cash at bank and in hand | 54/58 | €14,911 | €3,461 | -€11,450 | -76.8% |
| Total equity and liabilities | 10/49 | €184,049 | €160,896 | -€23,154 | -12.6% |
| Equity | 10/15 | €68,076 | €27,312 | -€40,763 | -59.9% |
| Contributions | 10/11 | €20,460 | €20,460 | = | 0.0% |
| Profit (loss) carried forward | 14 | €47,616 | €6,852 | -€40,763 | -85.6% |
| Amounts payable | 17/49 | €115,973 | €133,583 | +€17,610 | +15.2% |
| Amounts payable after more than one year | 17 | €52,667 | €28,943 | -€23,724 | -45.0% |
| Financial debts | 170/4 | €52,667 | €28,943 | -€23,724 | -45.0% |
| Amounts payable within one year | 42/48 | €63,306 | €104,617 | +€41,310 | +65.3% |
| Current portion of amounts payable after more than one year | 42 | €29,204 | €23,724 | -€5,479 | -18.8% |
| Trade debts | 44 | €3,143 | €0 | -€3,143 | -100% |
| Suppliers | 440/4 | €3,143 | €0 | -€3,143 | -100% |
| Advances received on contracts in progress | 46 | €5,067 | €0 | -€5,067 | -100% |
| Taxes, remuneration and social security | 45 | €1,740 | €1,740 | = | 0.0% |
| Taxes | 450/3 | €1,740 | €1,740 | = | 0.0% |
| Other amounts payable | 47/48 | €24,152 | €79,152 | +€55,000 | +228% |
| Accrued charges and deferred income | 492/3 | - | €24 | +€24 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €46,029 | €22,522 | -€23,507 | -51.1% |
| Other operating charges | 640/8 | €24,290 | €360 | -€23,930 | -98.5% |
| Gross operating margin | 9900 | €92,420 | €42,818 | -€49,603 | -53.7% |
| Operating profit (loss) | 9901 | €22,102 | €19,936 | -€2,166 | -9.8% |
| Financial income | 75/76B | €100 | €0 | -€100 | -100% |
| Recurring financial income | 75 | €100 | €0 | -€100 | -100% |
| Financial charges | 65/66B | €1,279 | €954 | -€325 | -25.4% |
| Recurring financial charges | 65 | €1,279 | €954 | -€325 | -25.4% |
| Profit (loss) for the period before taxes | 9903 | €20,923 | €18,982 | -€1,941 | -9.3% |
| Income taxes | 67/77 | €3,433 | €4,746 | +€1,313 | +38.2% |
| Profit (loss) for the period | 9904 | €17,490 | €14,237 | -€3,253 | -18.6% |
| Profit (loss) for the period to be appropriated | 9905 | €17,490 | €14,237 | -€3,253 | -18.6% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 3 November 2026 via checked.be.