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ANSER: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

ANSER

BE 0427.205.024
NACE 46.831, Wholesale of construction materials, general range
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€341
2024 · €25,389-€25,729
Equity
-€324
2024 · €17-€341
Cash
€352
2024 · €127+€225
Balance sheet total
€352
2024 · €127+€225

Largest movements

2024 to 2025
Assets
  • Cash +€225

    up €225 (+176.9%), from €127 to €352

    mainly Other debts (+€566)

Equity and liabilities
  • Other debts +€566

    new in 2025: €566

  • Profit (loss) carried forward -€341

    down €341 (-3.5%), from -€9,716 to -€10,057

Income statement
  • Gross operating margin -€25,859

    down €25,859, from €25,794 to -€66

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €25,389
Gross operating margin -€25,859
Financial charges +€19
Taxes +€111
Result 2025 -€341

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€225
Investment €0
Financing €0
Cash 2024 €127
Net result for the year -€341
Other debts +€566
Cash 2025 €352
Every line side by side 23 lines
Line Code 2024 2025 Change %
Total assets 20/58 €127 €352 +€225 +176.9%
Current assets 29/58 €127 €352 +€225 +176.9%
Cash at bank and in hand 54/58 €127 €352 +€225 +176.9%
Total equity and liabilities 10/49 €127 €352 +€225 +176.9%
Equity 10/15 €17 -€324 -€341
Contributions 10/11 €9,296 €9,296 = 0.0%
Reserves 13 €437 €437 = 0.0%
Distributable reserves 133 €437 €437 = 0.0%
Profit (loss) carried forward 14 -€9,716 -€10,057 -€341 -3.5%
Amounts payable 17/49 €111 €676 +€566 +511.4%
Amounts payable within one year 42/48 €111 €676 +€566 +511.4%
Taxes, remuneration and social security 45 €111 €111 = 0.0%
Taxes 450/3 €111 €111 = 0.0%
Other amounts payable 47/48 - €566 +€566
Non-recurring operating income 76A €25,857 - -€25,857
Gross operating margin 9900 €25,794 -€66 -€25,859
Operating profit (loss) 9901 €25,794 -€66 -€25,859
Financial charges 65/66B €294 €275 -€19 -6.6%
Recurring financial charges 65 €294 €275 -€19 -6.6%
Profit (loss) for the period before taxes 9903 €25,499 -€341 -€25,840
Income taxes 67/77 €111 - -€111
Profit (loss) for the period 9904 €25,389 -€341 -€25,729
Profit (loss) for the period to be appropriated 9905 €25,389 -€341 -€25,729

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 2 October 2026 via checked.be.