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ANJ: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

ANJ

BE 0808.715.427
NACE 47.521, Retail sale of hardware, building materials, paint and glass (general range)
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€18,061
2024 · -€51,261+€33,200
Equity
-€38,762
2024 · -€20,701-€18,061
Cash
€1,297
2024 · €3,687-€2,390
Balance sheet total
€1,502
2024 · €5,616-€4,114

Largest movements

2024 to 2025
Assets
  • Cash -€2,390

    down €2,390 (-64.8%), from €3,687 to €1,297

    mainly Net result for the year (-€18,061) and Trade debts (-€1,115)

  • Financial fixed assets -€969

    no longer reported in 2025 (was €969)

  • Receivables within one year -€754

    down €754 (-78.6%), from €960 to €205

Equity and liabilities
  • Profit (loss) carried forward -€18,061

    down €18,061 (-15.5%), from -€116,373 to -€134,434

  • Other debts +€15,062

    up €15,062 (+185.9%), from €8,103 to €23,165

  • Trade debts -€1,115

    no longer reported in 2025 (was €1,115)

Income statement
  • Gross operating margin +€32,712

    up €32,712 (+65.0%), from -€50,301 to -€17,589

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€51,261
Gross operating margin +€32,712
Other operating charges +€372
Financial charges +€2
Taxes +€114
Result 2025 -€18,061

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€3,360
Investment +€969
Financing €0
Cash 2024 €3,687
Net result for the year -€18,061
Receivables within one year +€754
Trade debts -€1,115
Other debts +€15,062
Investment in fixed assets (net) +€969
Cash 2025 €1,297
Every line side by side 30 lines
Line Code 2024 2025 Change %
Total assets 20/58 €5,616 €1,502 -€4,114 -73.2%
Fixed assets 21/28 €969 - -€969
Financial fixed assets 28 €969 - -€969
Current assets 29/58 €4,647 €1,502 -€3,144 -67.7%
Amounts receivable within one year 40/41 €960 €205 -€754 -78.6%
Other amounts receivable 41 €960 €205 -€754 -78.6%
Cash at bank and in hand 54/58 €3,687 €1,297 -€2,390 -64.8%
Total equity and liabilities 10/49 €5,616 €1,502 -€4,114 -73.2%
Equity 10/15 -€20,701 -€38,762 -€18,061 -87.2%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €77,072 €77,072 = 0.0%
Distributable reserves 133 €77,072 €77,072 = 0.0%
Profit (loss) carried forward 14 -€116,373 -€134,434 -€18,061 -15.5%
Provisions and deferred taxes 16 €17,100 €17,100 = 0.0%
Provisions for liabilities and charges 160/5 €17,100 €17,100 = 0.0%
Pensions and similar obligations 160 €17,100 €17,100 = 0.0%
Amounts payable 17/49 €9,218 €23,165 +€13,947 +151.3%
Amounts payable within one year 42/48 €9,218 €23,165 +€13,947 +151.3%
Trade debts 44 €1,115 - -€1,115
Suppliers 440/4 €1,115 - -€1,115
Other amounts payable 47/48 €8,103 €23,165 +€15,062 +185.9%
Other operating charges 640/8 €772 €400 -€372 -48.2%
Gross operating margin 9900 -€50,301 -€17,589 +€32,712 +65.0%
Operating profit (loss) 9901 -€51,073 -€17,989 +€33,084 +64.8%
Financial charges 65/66B €74 €72 -€2 -2.7%
Recurring financial charges 65 €74 €72 -€2 -2.7%
Profit (loss) for the period before taxes 9903 -€51,147 -€18,061 +€33,086 +64.7%
Income taxes 67/77 €114 - -€114
Profit (loss) for the period 9904 -€51,261 -€18,061 +€33,200 +64.8%
Profit (loss) for the period to be appropriated 9905 -€51,261 -€18,061 +€33,200 +64.8%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.