ANFI Services: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
ANFI Services
Largest movements
- Cash -€74,587
down €74,587 (-40.0%), from €186,252 to €111,664
mainly Contributions, distributions and other (-€416,563) and Other debts (-€125,588)
- Receivables within one year -€68,869
down €68,869 (-17.3%), from €398,600 to €329,732
of which Trade receivables: -€69,096
- Tangible fixed assets +€29,475
up €29,475 (+444.0%), from €6,639 to €36,113
of which Furniture and vehicles: +€28,755
- Other debts -€125,588
down €125,588 (-27.3%), from €459,604 to €334,016
- Tax, wage and social debts +€11,065
up €11,065 (+10.0%), from €110,116 to €121,181
- Gross operating margin -€48,657
down €48,657 (-7.7%), from €634,960 to €586,303
- Taxes -€15,920
down €15,920 (-10.4%), from €152,922 to €137,001
- Depreciation +€7,002
up €7,002 (+173.2%), from €4,042 to €11,044
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €591,491 | €477,509 | -€113,981 | -19.3% |
| Fixed assets | 21/28 | €6,639 | €36,113 | +€29,475 | +444.0% |
| Tangible fixed assets | 22/27 | €6,639 | €36,113 | +€29,475 | +444.0% |
| Plant, machinery and equipment | 23 | €3,897 | €4,617 | +€720 | +18.5% |
| Furniture and vehicles | 24 | €2,741 | €31,496 | +€28,755 | +1049.0% |
| Current assets | 29/58 | €584,852 | €441,396 | -€143,456 | -24.5% |
| Amounts receivable within one year | 40/41 | €398,600 | €329,732 | -€68,869 | -17.3% |
| Trade receivables | 40 | €395,829 | €326,733 | -€69,096 | -17.5% |
| Other amounts receivable | 41 | €2,772 | €2,999 | +€227 | +8.2% |
| Cash at bank and in hand | 54/58 | €186,252 | €111,664 | -€74,587 | -40.0% |
| Total equity and liabilities | 10/49 | €591,491 | €477,509 | -€113,981 | -19.3% |
| Equity | 10/15 | €20,460 | €20,460 | = | 0.0% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €571,031 | €457,049 | -€113,981 | -20.0% |
| Amounts payable within one year | 42/48 | €571,031 | €457,049 | -€113,981 | -20.0% |
| Trade debts | 44 | €1,311 | €1,853 | +€542 | +41.3% |
| Suppliers | 440/4 | €1,311 | €1,853 | +€542 | +41.3% |
| Taxes, remuneration and social security | 45 | €110,116 | €121,181 | +€11,065 | +10.0% |
| Taxes | 450/3 | €110,116 | €121,181 | +€11,065 | +10.0% |
| Other amounts payable | 47/48 | €459,604 | €334,016 | -€125,588 | -27.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €4,042 | €11,044 | +€7,002 | +173.2% |
| Other operating charges | 640/8 | €15,096 | €18,576 | +€3,480 | +23.1% |
| Gross operating margin | 9900 | €634,960 | €586,303 | -€48,657 | -7.7% |
| Operating profit (loss) | 9901 | €615,822 | €556,682 | -€59,139 | -9.6% |
| Financial income | 75/76B | €84 | €0 | -€84 | -100.0% |
| Recurring financial income | 75 | €84 | €0 | -€84 | -100.0% |
| Financial charges | 65/66B | €3,380 | €3,118 | -€263 | -7.8% |
| Recurring financial charges | 65 | €3,380 | €3,118 | -€263 | -7.8% |
| Profit (loss) for the period before taxes | 9903 | €612,525 | €553,565 | -€58,960 | -9.6% |
| Income taxes | 67/77 | €152,922 | €137,001 | -€15,920 | -10.4% |
| Profit (loss) for the period | 9904 | €459,604 | €416,563 | -€43,040 | -9.4% |
| Profit (loss) for the period to be appropriated | 9905 | €459,604 | €416,563 | -€43,040 | -9.4% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.