Andy Fish Plumbing Services: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Andy Fish Plumbing Services
Largest movements
- Receivables within one year -€5,117
down €5,117 (-30.7%), from €16,648 to €11,531
of which Trade receivables: -€7,427
- Cash +€5,052
up €5,052 (+8.0%), from €63,360 to €68,412
mainly Receivables within one year (+€5,117) and Trade debts (+€4,097)
- Trade debts +€4,097
up €4,097 (+315%), from €1,299 to €5,396
- Tax, wage and social debts -€2,644
down €2,644 (-63.8%), from €4,144 to €1,500
of which Taxes: -€2,644
- Profit (loss) carried forward -€1,902
down €1,902 (-3.7%), from €51,479 to €49,577
- Gross operating margin -€12,085
down €12,085, from €10,573 to -€1,512
- Taxes -€2,866
down €2,866, from €2,366 to -€500
- Other operating charges -€277
down €277 (-34.5%), from €804 to €527
- Financial charges -€206
down €206 (-36.2%), from €569 to €363
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €80,276 | €79,943 | -€334 | -0.4% |
| Current assets | 29/58 | €80,276 | €79,943 | -€334 | -0.4% |
| Amounts receivable within one year | 40/41 | €16,648 | €11,531 | -€5,117 | -30.7% |
| Trade receivables | 40 | €15,054 | €7,627 | -€7,427 | -49.3% |
| Other amounts receivable | 41 | €1,594 | €3,904 | +€2,310 | +145% |
| Cash at bank and in hand | 54/58 | €63,360 | €68,412 | +€5,052 | +8.0% |
| Deferred charges and accrued income | 490/1 | €269 | - | -€269 | |
| Total equity and liabilities | 10/49 | €80,276 | €79,943 | -€334 | -0.4% |
| Equity | 10/15 | €73,739 | €71,837 | -€1,902 | -2.6% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Reserves | 13 | €9,860 | €9,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €8,000 | €8,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €51,479 | €49,577 | -€1,902 | -3.7% |
| Amounts payable | 17/49 | €6,538 | €8,106 | +€1,568 | +24.0% |
| Amounts payable within one year | 42/48 | €6,538 | €8,106 | +€1,568 | +24.0% |
| Trade debts | 44 | €1,299 | €5,396 | +€4,097 | +315% |
| Suppliers | 440/4 | €1,299 | €5,396 | +€4,097 | +315% |
| Taxes, remuneration and social security | 45 | €4,144 | €1,500 | -€2,644 | -63.8% |
| Taxes | 450/3 | €2,644 | - | -€2,644 | |
| Remuneration and social security | 454/9 | €1,500 | €1,500 | = | 0.0% |
| Other amounts payable | 47/48 | €1,094 | €1,210 | +€115 | +10.5% |
| Other operating charges | 640/8 | €804 | €527 | -€277 | -34.5% |
| Gross operating margin | 9900 | €10,573 | -€1,512 | -€12,085 | |
| Operating profit (loss) | 9901 | €9,769 | -€2,039 | -€11,807 | |
| Financial income | 75/76B | €1 | €0 | -€1 | -90.0% |
| Recurring financial income | 75 | €1 | €0 | -€1 | -90.0% |
| Financial charges | 65/66B | €569 | €363 | -€206 | -36.2% |
| Recurring financial charges | 65 | €569 | €363 | -€206 | -36.2% |
| Profit (loss) for the period before taxes | 9903 | €9,201 | -€2,402 | -€11,602 | |
| Income taxes | 67/77 | €2,366 | -€500 | -€2,866 | |
| Profit (loss) for the period | 9904 | €6,834 | -€1,902 | -€8,736 | |
| Profit (loss) for the period to be appropriated | 9905 | €6,834 | -€1,902 | -€8,736 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 26 October 2026 via checked.be.