ANDY CARS: what changed
What changed
ANDY CARS
NACE 47.811, Retail sale of cars and light vans (up to 3.5 tonnes)
filed annual accounts (NBB)
Net result for the year
€18,343
2024 · €16,751+€1,592
Equity
€14,198
2024 · €11,014+€3,184
Cash
€69,562
2024 · €39,811+€29,751
Balance sheet total
€122,035
2024 · €83,922+€38,113
Largest movements
Assets
- Cash +€29,751
up €29,751 (+74.7%), from €39,811 to €69,562
mainly Other debts (+€36,561) and Net result for the year (+€18,343)
- Receivables within one year +€13,035
up €13,035 (+378%), from €3,451 to €16,486
of which Trade receivables: +€10,769
- Stocks and contracts -€6,104
down €6,104 (-18.8%), from €32,462 to €26,358
- Deferred charges and accrued income +€1,434
up €1,434 (+77.0%), from €1,864 to €3,298
Equity and liabilities
- Other debts +€36,561
up €36,561 (+64.2%), from €56,962 to €93,523
- Profit (loss) carried forward +€3,184
up €3,184 (+48.9%), from €6,514 to €9,698
- Tax, wage and social debts -€1,874
down €1,874 (-13.6%), from €13,737 to €11,863
of which Taxes: -€2,874
Income statement
- Turnover +€265,683
new in 2025: €265,683
- Purchases and services +€247,816
new in 2025: €247,816
- Gross operating margin +€4,173
up €4,173 (+19.7%), from €21,214 to €25,387
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€16,751
Gross operating margin
+€4,173
Depreciation
-€279
Other operating charges
+€591
Other operating items
-€1,101
Financial income
-€2
Financial charges
-€336
Taxes
-€1,454
Result 2025
€18,343
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€44,834
Investment
-€1,031
Financing
-€14,052
Cash 2024
€39,811
From operations (derived)
+€44,834
Net result for the year
+€18,343
Depreciation
+€1,035
Stocks and contracts
+€6,104
Receivables within one year
-€13,035
Deferred charges and accrued income
-€1,434
Trade debts
-€865
Tax, wage and social debts
-€1,874
Other debts
+€36,561
Investment (derived)
-€1,031
Investment in fixed assets (net)
-€1,031
Financing
-€14,052
Current portion of long-term debt
+€1,107
Contributions, distributions and other
-€15,159
Cash 2025
€69,562
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €83,922 | €122,035 | +€38,113 | +45.4% |
| Fixed assets | 21/28 | €6,335 | €6,331 | -€4 | -0.1% |
| Tangible fixed assets | 22/27 | €2,335 | €2,331 | -€4 | -0.2% |
| Furniture and vehicles | 24 | €709 | €1,165 | +€456 | +64.4% |
| Leasing and similar rights | 25 | €588 | €255 | -€333 | -56.6% |
| Other tangible fixed assets | 26 | €1,039 | €911 | -€128 | -12.3% |
| Financial fixed assets | 28 | €4,000 | €4,000 | = | 0.0% |
| Current assets | 29/58 | €77,586 | €115,704 | +€38,118 | +49.1% |
| Stocks and contracts in progress | 3 | €32,462 | €26,358 | -€6,104 | -18.8% |
| Stocks | 30/36 | €32,462 | €26,358 | -€6,104 | -18.8% |
| Amounts receivable within one year | 40/41 | €3,451 | €16,486 | +€13,035 | +378% |
| Trade receivables | 40 | €3,451 | €14,220 | +€10,769 | +312% |
| Other amounts receivable | 41 | - | €2,266 | +€2,266 | |
| Cash at bank and in hand | 54/58 | €39,811 | €69,562 | +€29,751 | +74.7% |
| Deferred charges and accrued income | 490/1 | €1,864 | €3,298 | +€1,434 | +77.0% |
| Total equity and liabilities | 10/49 | €83,922 | €122,035 | +€38,113 | +45.4% |
| Equity | 10/15 | €11,014 | €14,198 | +€3,184 | +28.9% |
| Contributions | 10/11 | €4,500 | €4,500 | = | 0.0% |
| Capital | 10 | €4,500 | €4,500 | = | 0.0% |
| Issued capital | 100 | €6,000 | €6,000 | = | 0.0% |
| Uncalled capital | 101 | €1,500 | €1,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | €6,514 | €9,698 | +€3,184 | +48.9% |
| Amounts payable | 17/49 | €72,908 | €107,837 | +€34,929 | +47.9% |
| Amounts payable within one year | 42/48 | €72,908 | €107,837 | +€34,929 | +47.9% |
| Current portion of amounts payable after more than one year | 42 | - | €1,107 | +€1,107 | |
| Trade debts | 44 | €2,209 | €1,344 | -€865 | -39.2% |
| Suppliers | 440/4 | €2,209 | €1,344 | -€865 | -39.2% |
| Taxes, remuneration and social security | 45 | €13,737 | €11,863 | -€1,874 | -13.6% |
| Taxes | 450/3 | €7,737 | €4,863 | -€2,874 | -37.1% |
| Remuneration and social security | 454/9 | €6,000 | €7,000 | +€1,000 | +16.7% |
| Other amounts payable | 47/48 | €56,962 | €93,523 | +€36,561 | +64.2% |
| Turnover | 70 | - | €265,683 | +€265,683 | |
| Goods, raw materials, services and sundry goods | 60/61 | - | €247,816 | +€247,816 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €756 | €1,035 | +€279 | +36.9% |
| Other operating charges | 640/8 | €1,743 | €1,152 | -€591 | -33.9% |
| Non-recurring operating charges | 66A | €217 | €1,318 | +€1,101 | +508% |
| Gross operating margin | 9900 | €21,214 | €25,387 | +€4,173 | +19.7% |
| Operating profit (loss) | 9901 | €18,499 | €21,882 | +€3,384 | +18.3% |
| Financial income | 75/76B | €5 | €3 | -€2 | -40.2% |
| Recurring financial income | 75 | €5 | €3 | -€2 | -40.2% |
| Financial charges | 65/66B | €91 | €427 | +€336 | +368% |
| Recurring financial charges | 65 | €91 | €427 | +€336 | +368% |
| Profit (loss) for the period before taxes | 9903 | €18,412 | €21,458 | +€3,046 | +16.5% |
| Income taxes | 67/77 | €1,661 | €3,115 | +€1,454 | +87.5% |
| Profit (loss) for the period | 9904 | €16,751 | €18,343 | +€1,592 | +9.5% |
| Profit (loss) for the period to be appropriated | 9905 | €16,751 | €18,343 | +€1,592 | +9.5% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 3 November 2026 via checked.be.