AMRO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
AMRO
Largest movements
- Tangible fixed assets +€9,766
up €9,766 (+110.0%), from €8,882 to €18,648
of which Furniture and vehicles: +€11,954
- Stocks and contracts -€5,637
down €5,637 (-26.4%), from €21,375 to €15,738
- Cash -€4,541
down €4,541 (-64.3%), from €7,060 to €2,519
mainly Investment in fixed assets (net) (-€13,150) and Net result for the year (-€10,955)
- Receivables within one year +€4,058
new in 2025: €4,058
of which Trade receivables: +€2,698
- Deferred charges and accrued income +€2,320
new in 2025: €2,320
- Other debts +€14,357
up €14,357 (+34.4%), from €41,761 to €56,117
- Profit (loss) carried forward -€10,955
down €10,955 (-66.6%), from -€16,452 to -€27,407
- Tax, wage and social debts +€724
up €724 (+20.1%), from €3,597 to €4,321
of which Taxes: +€724
- Gross operating margin -€13,639
down €13,639, from €13,366 to -€273
- Depreciation +€1,116
up €1,116 (+26.2%), from €4,268 to €5,384
- Other operating charges -€383
down €383 (-8.5%), from €4,526 to €4,143
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €49,438 | €53,403 | +€3,965 | +8.0% |
| Fixed assets | 21/28 | €21,002 | €28,768 | +€7,766 | +37.0% |
| Intangible fixed assets | 21 | €12,121 | €10,121 | -€2,000 | -16.5% |
| Tangible fixed assets | 22/27 | €8,882 | €18,648 | +€9,766 | +110.0% |
| Furniture and vehicles | 24 | - | €11,954 | +€11,954 | |
| Other tangible fixed assets | 26 | €8,882 | €6,694 | -€2,188 | -24.6% |
| Current assets | 29/58 | €28,435 | €24,634 | -€3,801 | -13.4% |
| Stocks and contracts in progress | 3 | €21,375 | €15,738 | -€5,637 | -26.4% |
| Stocks | 30/36 | €21,375 | €15,738 | -€5,637 | -26.4% |
| Amounts receivable within one year | 40/41 | - | €4,058 | +€4,058 | |
| Trade receivables | 40 | - | €2,698 | +€2,698 | |
| Other amounts receivable | 41 | - | €1,359 | +€1,359 | |
| Cash at bank and in hand | 54/58 | €7,060 | €2,519 | -€4,541 | -64.3% |
| Deferred charges and accrued income | 490/1 | - | €2,320 | +€2,320 | |
| Total equity and liabilities | 10/49 | €49,438 | €53,403 | +€3,965 | +8.0% |
| Equity | 10/15 | €3,548 | -€7,407 | -€10,955 | |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Contributions outside capital | 11 | €20,000 | €20,000 | = | 0.0% |
| Other | 1109/19 | €20,000 | €20,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€16,452 | -€27,407 | -€10,955 | -66.6% |
| Amounts payable | 17/49 | €45,889 | €60,810 | +€14,920 | +32.5% |
| Amounts payable within one year | 42/48 | €45,889 | €60,810 | +€14,920 | +32.5% |
| Trade debts | 44 | €532 | €371 | -€161 | -30.2% |
| Suppliers | 440/4 | €532 | €371 | -€161 | -30.2% |
| Taxes, remuneration and social security | 45 | €3,597 | €4,321 | +€724 | +20.1% |
| Taxes | 450/3 | €2,438 | €3,163 | +€724 | +29.7% |
| Remuneration and social security | 454/9 | €1,158 | €1,158 | = | 0.0% |
| Other amounts payable | 47/48 | €41,761 | €56,117 | +€14,357 | +34.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €4,268 | €5,384 | +€1,116 | +26.2% |
| Other operating charges | 640/8 | €4,526 | €4,143 | -€383 | -8.5% |
| Gross operating margin | 9900 | €13,366 | -€273 | -€13,639 | |
| Operating profit (loss) | 9901 | €4,573 | -€9,799 | -€14,372 | |
| Financial charges | 65/66B | €1,087 | €1,156 | +€69 | +6.3% |
| Recurring financial charges | 65 | €1,087 | €1,156 | +€69 | +6.3% |
| Profit (loss) for the period before taxes | 9903 | €3,485 | -€10,955 | -€14,441 | |
| Profit (loss) for the period | 9904 | €3,485 | -€10,955 | -€14,441 | |
| Profit (loss) for the period to be appropriated | 9905 | €3,485 | -€10,955 | -€14,441 |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.