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AMMDA: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

AMMDA

BE 0831.269.412
NACE 46.190, Agents in non-specialised wholesale trade
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€19,537
2024 · €81,480-€61,942
Equity
€490,884
2024 · €471,347+€19,537
Cash
€17,094
2024 · €5,860+€11,234
Balance sheet total
€1.1m
2024 · €1.2m-€53,010

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€36,453

    down €36,453 (-84.4%), from €43,173 to €6,720

    of which Trade receivables: -€21,755

  • Tangible fixed assets -€34,168

    down €34,168 (-16.9%), from €201,750 to €167,582

    of which Leasing and similar rights: -€27,290

Equity and liabilities
  • Other debts -€43,823

    down €43,823 (-7.4%), from €589,127 to €545,304

  • Profit (loss) carried forward +€19,537

    up €19,537 (+4.3%), from €457,087 to €476,624

  • Debts after one year -€19,313

    down €19,313 (-21.4%), from €90,440 to €71,128

Income statement
  • Gross operating margin -€66,057

    down €66,057 (-55.1%), from €119,797 to €53,740

  • Depreciation +€14,539

    up €14,539 (+63.2%), from €23,017 to €37,557

  • Other operating charges -€11,297

    down €11,297 (-69.5%), from €16,244 to €4,947

  • Taxes -€9,448

    down €9,448 (-47.0%), from €20,093 to €10,645

  • Financial charges +€2,177

    up €2,177 (+68.4%), from €3,182 to €5,360

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €81,480
Gross operating margin -€66,057
Depreciation -€14,539
Other operating charges +€11,297
Financial income +€87
Financial charges -€2,177
Taxes +€9,448
Result 2025 €19,537

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€46,678
Investment -€9,695
Financing -€25,749
Cash 2024 €5,860
Net result for the year +€19,537
Depreciation +€37,557
Receivables within one year +€36,453
Deferred charges and accrued income -€71
Trade debts -€1,760
Tax, wage and social debts -€1,215
Other debts -€43,823
Investment in fixed assets (net) -€9,695
Debts after one year -€19,313
Current portion of long-term debt -€6,436
Cash 2025 €17,094
Every line side by side 43 lines
Line Code 2024 2025 Change %
Total assets 20/58 €1,198,763 €1,145,753 -€53,010 -4.4%
Fixed assets 21/28 €925,345 €897,483 -€27,862 -3.0%
Tangible fixed assets 22/27 €201,750 €167,582 -€34,168 -16.9%
Land and buildings 22 €58,409 €53,215 -€5,194 -8.9%
Furniture and vehicles 24 €24,607 €22,922 -€1,684 -6.8%
Leasing and similar rights 25 €118,734 €91,444 -€27,290 -23.0%
Financial fixed assets 28 €723,595 €729,901 +€6,306 +0.9%
Current assets 29/58 €273,418 €248,270 -€25,148 -9.2%
Amounts receivable after more than one year 29 €200,000 €200,000 = 0.0%
Other amounts receivable 291 €200,000 €200,000 = 0.0%
Amounts receivable within one year 40/41 €43,173 €6,720 -€36,453 -84.4%
Trade receivables 40 €21,755 - -€21,755
Other amounts receivable 41 €21,418 €6,720 -€14,698 -68.6%
Cash at bank and in hand 54/58 €5,860 €17,094 +€11,234 +191.7%
Deferred charges and accrued income 490/1 €24,386 €24,457 +€71 +0.3%
Total equity and liabilities 10/49 €1,198,763 €1,145,753 -€53,010 -4.4%
Equity 10/15 €471,347 €490,884 +€19,537 +4.1%
Contributions 10/11 €12,400 €12,400 = 0.0%
Reserves 13 €1,860 €1,860 = 0.0%
Distributable reserves 133 €1,860 €1,860 = 0.0%
Profit (loss) carried forward 14 €457,087 €476,624 +€19,537 +4.3%
Amounts payable 17/49 €727,416 €654,869 -€72,547 -10.0%
Amounts payable after more than one year 17 €90,440 €71,128 -€19,313 -21.4%
Financial debts 170/4 €90,440 €71,128 -€19,313 -21.4%
Amounts payable within one year 42/48 €636,976 €583,742 -€53,234 -8.4%
Current portion of amounts payable after more than one year 42 €25,749 €19,313 -€6,436 -25.0%
Trade debts 44 €13,766 €12,005 -€1,760 -12.8%
Suppliers 440/4 €13,766 €12,005 -€1,760 -12.8%
Taxes, remuneration and social security 45 €8,334 €7,119 -€1,215 -14.6%
Taxes 450/3 €8,334 €7,119 -€1,215 -14.6%
Other amounts payable 47/48 €589,127 €545,304 -€43,823 -7.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €23,017 €37,557 +€14,539 +63.2%
Other operating charges 640/8 €16,244 €4,947 -€11,297 -69.5%
Gross operating margin 9900 €119,797 €53,740 -€66,057 -55.1%
Operating profit (loss) 9901 €80,536 €11,236 -€69,300 -86.0%
Financial income 75/76B €24,219 €24,306 +€87 +0.4%
Recurring financial income 75 €24,219 €24,306 +€87 +0.4%
Financial charges 65/66B €3,182 €5,360 +€2,177 +68.4%
Recurring financial charges 65 €3,182 €5,360 +€2,177 +68.4%
Profit (loss) for the period before taxes 9903 €101,573 €30,182 -€71,390 -70.3%
Income taxes 67/77 €20,093 €10,645 -€9,448 -47.0%
Profit (loss) for the period 9904 €81,480 €19,537 -€61,942 -76.0%
Profit (loss) for the period to be appropriated 9905 €81,480 €19,537 -€61,942 -76.0%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.