AMLB: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
AMLB
Largest movements
- Cash +€67,600
up €67,600 (+836%), from €8,084 to €75,683
mainly Net result for the year (+€43,012) and Tax, wage and social debts (+€12,634)
- Tangible fixed assets -€9,123
down €9,123 (-94.4%), from €9,665 to €542
- Receivables within one year +€2,084
new in 2025: €2,084
- Deferred charges and accrued income -€1,102
down €1,102 (-21.7%), from €5,078 to €3,976
- Reserves +€43,012
up €43,012 (+338%), from €12,735 to €55,746
- Tax, wage and social debts +€12,634
up €12,634 (+272%), from €4,641 to €17,275
- Other debts +€4,635
up €4,635 (+820%), from €565 to €5,200
- Gross operating margin +€29,879
up €29,879 (+109%), from €27,517 to €57,395
- Depreciation -€8,478
down €8,478 (-94.3%), from €8,995 to €516
- Taxes +€7,993
up €7,993 (+172%), from €4,641 to €12,634
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €22,826 | €82,285 | +€59,459 | +260% |
| Fixed assets | 21/28 | €9,665 | €542 | -€9,123 | -94.4% |
| Tangible fixed assets | 22/27 | €9,665 | €542 | -€9,123 | -94.4% |
| Furniture and vehicles | 24 | €9,665 | €542 | -€9,123 | -94.4% |
| Current assets | 29/58 | €13,161 | €81,743 | +€68,582 | +521% |
| Amounts receivable within one year | 40/41 | - | €2,084 | +€2,084 | |
| Trade receivables | 40 | - | €2,084 | +€2,084 | |
| Cash at bank and in hand | 54/58 | €8,084 | €75,683 | +€67,600 | +836% |
| Deferred charges and accrued income | 490/1 | €5,078 | €3,976 | -€1,102 | -21.7% |
| Total equity and liabilities | 10/49 | €22,826 | €82,285 | +€59,459 | +260% |
| Equity | 10/15 | €16,235 | €59,246 | +€43,012 | +265% |
| Contributions | 10/11 | €3,500 | €3,500 | = | 0.0% |
| Reserves | 13 | €12,735 | €55,746 | +€43,012 | +338% |
| Distributable reserves | 133 | €12,735 | €55,746 | +€43,012 | +338% |
| Amounts payable | 17/49 | €6,591 | €23,039 | +€16,448 | +250% |
| Amounts payable within one year | 42/48 | €6,591 | €23,039 | +€16,448 | +250% |
| Trade debts | 44 | €1,385 | €563 | -€822 | -59.3% |
| Suppliers | 440/4 | €1,385 | €563 | -€822 | -59.3% |
| Taxes, remuneration and social security | 45 | €4,641 | €17,275 | +€12,634 | +272% |
| Taxes | 450/3 | €4,641 | €17,275 | +€12,634 | +272% |
| Other amounts payable | 47/48 | €565 | €5,200 | +€4,635 | +820% |
| Non-recurring operating income | 76A | - | €3,393 | +€3,393 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €8,995 | €516 | -€8,478 | -94.3% |
| Other operating charges | 640/8 | €1,046 | €1,059 | +€13 | +1.2% |
| Gross operating margin | 9900 | €27,517 | €57,395 | +€29,879 | +109% |
| Operating profit (loss) | 9901 | €17,476 | €55,820 | +€38,344 | +219% |
| Financial income | 75/76B | €23 | €0 | -€23 | -99.5% |
| Recurring financial income | 75 | €23 | €0 | -€23 | -99.5% |
| Financial charges | 65/66B | €122 | €175 | +€53 | +43.0% |
| Recurring financial charges | 65 | €122 | €175 | +€53 | +43.0% |
| Profit (loss) for the period before taxes | 9903 | €17,376 | €55,645 | +€38,269 | +220% |
| Income taxes | 67/77 | €4,641 | €12,634 | +€7,993 | +172% |
| Profit (loss) for the period | 9904 | €12,735 | €43,012 | +€30,277 | +238% |
| Profit (loss) for the period to be appropriated | 9905 | €12,735 | €43,012 | +€30,277 | +238% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 17 October 2026 via checked.be.