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AMJAD: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

AMJAD

BE 1004.706.204
NACE 47.110, Non-specialised retail sale with food, beverages or tobacco predominating
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€5,647
2024 · -€4,246+€9,893
Equity
€10,401
2024 · €4,754+€5,647
Cash
€14,741
2024 · €2,868+€11,873
Balance sheet total
€44,592
2024 · €23,803+€20,789

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€12,095

    new in 2025: €12,095

  • Cash +€11,873

    up €11,873 (+414.0%), from €2,868 to €14,741

    mainly Debts after one year (+€11,888) and Current portion of long-term debt (+€9,662)

  • Receivables within one year -€7,159

    down €7,159 (-67.0%), from €10,685 to €3,525

  • Stocks and contracts +€3,981

    up €3,981 (+38.8%), from €10,251 to €14,232

Equity and liabilities
  • Trade debts -€13,681

    down €13,681 (-79.2%), from €17,285 to €3,604

  • Debts after one year +€11,888

    new in 2025: €11,888

  • Current portion of long-term debt +€9,662

    new in 2025: €9,662

  • Profit (loss) carried forward +€5,647

    up €5,647, from -€4,246 to €1,401

  • Other debts +€4,295

    new in 2025: €4,295

Income statement
  • Turnover +€100,606

    up €100,606 (+121.4%), from €82,873 to €183,479

  • Purchases and services +€67,231

    up €67,231 (+77.2%), from €87,119 to €154,350

  • Gross operating margin +€33,375

    up €33,375, from -€4,246 to €29,130

  • Staff costs +€18,521

    new in 2025: €18,521

  • Other operating charges +€2,882

    new in 2025: €2,882

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€4,246
Gross operating margin +€33,375
Staff costs -€18,521
Depreciation -€1,805
Other operating charges -€2,882
Financial charges -€275
Result 2025 €5,647

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€4,222
Investment -€13,900
Financing +€21,551
Cash 2024 €2,868
Net result for the year +€5,647
Depreciation +€1,805
Stocks and contracts -€3,981
Receivables within one year +€7,159
Trade debts -€13,681
Tax, wage and social debts +€2,978
Other debts +€4,295
Investment in fixed assets (net) -€13,900
Debts after one year +€11,888
Current portion of long-term debt +€9,662
Cash 2025 €14,741
Every line side by side 36 lines
Line Code 2024 2025 Change %
Total assets 20/58 €23,803 €44,592 +€20,789 +87.3%
Fixed assets 21/28 - €12,095 +€12,095
Tangible fixed assets 22/27 - €12,095 +€12,095
Furniture and vehicles 24 - €12,095 +€12,095
Current assets 29/58 €23,803 €32,498 +€8,694 +36.5%
Stocks and contracts in progress 3 €10,251 €14,232 +€3,981 +38.8%
Stocks 30/36 €10,251 €14,232 +€3,981 +38.8%
Amounts receivable within one year 40/41 €10,685 €3,525 -€7,159 -67.0%
Other amounts receivable 41 €10,685 €3,525 -€7,159 -67.0%
Cash at bank and in hand 54/58 €2,868 €14,741 +€11,873 +414.0%
Total equity and liabilities 10/49 €23,803 €44,592 +€20,789 +87.3%
Equity 10/15 €4,754 €10,401 +€5,647 +118.8%
Contributions 10/11 €9,000 €9,000 = 0.0%
Profit (loss) carried forward 14 -€4,246 €1,401 +€5,647
Amounts payable 17/49 €19,049 €34,191 +€15,142 +79.5%
Amounts payable after more than one year 17 - €11,888 +€11,888
Financial debts 170/4 - €11,888 +€11,888
Amounts payable within one year 42/48 €19,049 €22,303 +€3,254 +17.1%
Current portion of amounts payable after more than one year 42 - €9,662 +€9,662
Trade debts 44 €17,285 €3,604 -€13,681 -79.2%
Suppliers 440/4 €17,285 €3,604 -€13,681 -79.2%
Taxes, remuneration and social security 45 €1,764 €4,742 +€2,978 +168.8%
Taxes 450/3 €1,764 €4,742 +€2,978 +168.8%
Other amounts payable 47/48 - €4,295 +€4,295
Turnover 70 €82,873 €183,479 +€100,606 +121.4%
Goods, raw materials, services and sundry goods 60/61 €87,119 €154,350 +€67,231 +77.2%
Remuneration, social security and pensions 62 - €18,521 +€18,521
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 - €1,805 +€1,805
Other operating charges 640/8 - €2,882 +€2,882
Gross operating margin 9900 -€4,246 €29,130 +€33,375
Operating profit (loss) 9901 -€4,246 €5,922 +€10,168
Financial charges 65/66B €0 €275 +€275 +274930.0%
Recurring financial charges 65 €0 €275 +€275 +274930.0%
Profit (loss) for the period before taxes 9903 -€4,246 €5,647 +€9,893
Profit (loss) for the period 9904 -€4,246 €5,647 +€9,893
Profit (loss) for the period to be appropriated 9905 -€4,246 €5,647 +€9,893

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.