AMIGO TRANSFER: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
AMIGO TRANSFER
Largest movements
- Cash -€9,378
down €9,378 (-80.1%), from €11,709 to €2,331
mainly Trade debts (-€9,026) and Debts after one year (-€7,297)
- Tangible fixed assets -€8,371
down €8,371 (-21.0%), from €39,889 to €31,518
of which Leasing and similar rights: -€7,931
- Receivables within one year -€1,316
down €1,316 (-3.3%), from €39,314 to €37,998
of which Trade receivables: -€9,638
- Trade debts -€9,026
down €9,026 (-95.9%), from €9,409 to €384
- Debts after one year -€7,297
down €7,297 (-24.3%), from €30,018 to €22,721
- Other debts -€1,751
no longer reported in 2025 (was €1,751)
- Current portion of long-term debt -€1,730
down €1,730 (-32.1%), from €5,391 to €3,661
- Gross operating margin -€28,584
down €28,584 (-51.0%), from €56,052 to €27,468
- Depreciation +€7,280
up €7,280 (+668%), from €1,091 to €8,371
- Other operating charges +€3,485
up €3,485 (+231%), from €1,511 to €4,997
- Financial charges -€598
down €598 (-64.8%), from €922 to €325
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €90,913 | €71,847 | -€19,065 | -21.0% |
| Fixed assets | 21/28 | €39,889 | €31,518 | -€8,371 | -21.0% |
| Tangible fixed assets | 22/27 | €39,889 | €31,518 | -€8,371 | -21.0% |
| Furniture and vehicles | 24 | €1,123 | €683 | -€440 | -39.2% |
| Leasing and similar rights | 25 | €38,766 | €30,835 | -€7,931 | -20.5% |
| Current assets | 29/58 | €51,024 | €40,329 | -€10,695 | -21.0% |
| Amounts receivable within one year | 40/41 | €39,314 | €37,998 | -€1,316 | -3.3% |
| Trade receivables | 40 | €39,314 | €29,676 | -€9,638 | -24.5% |
| Other amounts receivable | 41 | - | €8,321 | +€8,321 | |
| Cash at bank and in hand | 54/58 | €11,709 | €2,331 | -€9,378 | -80.1% |
| Total equity and liabilities | 10/49 | €90,913 | €71,847 | -€19,065 | -21.0% |
| Equity | 10/15 | €43,244 | €43,411 | +€167 | +0.4% |
| Contributions | 10/11 | €9,660 | €9,660 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €31,724 | €31,891 | +€167 | +0.5% |
| Amounts payable | 17/49 | €47,669 | €28,436 | -€19,233 | -40.3% |
| Amounts payable after more than one year | 17 | €30,018 | €22,721 | -€7,297 | -24.3% |
| Financial debts | 170/4 | €30,018 | €22,721 | -€7,297 | -24.3% |
| Amounts payable within one year | 42/48 | €17,651 | €5,715 | -€11,936 | -67.6% |
| Current portion of amounts payable after more than one year | 42 | €5,391 | €3,661 | -€1,730 | -32.1% |
| Trade debts | 44 | €9,409 | €384 | -€9,026 | -95.9% |
| Suppliers | 440/4 | €9,409 | €384 | -€9,026 | -95.9% |
| Taxes, remuneration and social security | 45 | €1,100 | €1,671 | +€571 | +52.0% |
| Taxes | 450/3 | €545 | €322 | -€223 | -41.0% |
| Remuneration and social security | 454/9 | €555 | €1,349 | +€795 | +143% |
| Other amounts payable | 47/48 | €1,751 | - | -€1,751 | |
| Remuneration, social security and pensions | 62 | €13,566 | €13,609 | +€43 | +0.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,091 | €8,371 | +€7,280 | +668% |
| Other operating charges | 640/8 | €1,511 | €4,997 | +€3,485 | +231% |
| Gross operating margin | 9900 | €56,052 | €27,468 | -€28,584 | -51.0% |
| Operating profit (loss) | 9901 | €39,883 | €492 | -€39,392 | -98.8% |
| Financial income | 75/76B | €0 | - | -€0 | |
| Recurring financial income | 75 | €0 | - | -€0 | |
| Financial charges | 65/66B | €922 | €325 | -€598 | -64.8% |
| Recurring financial charges | 65 | €922 | €325 | -€598 | -64.8% |
| Profit (loss) for the period before taxes | 9903 | €38,961 | €167 | -€38,794 | -99.6% |
| Profit (loss) for the period | 9904 | €38,961 | €167 | -€38,794 | -99.6% |
| Profit (loss) for the period to be appropriated | 9905 | €38,961 | €167 | -€38,794 | -99.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 17 October 2026 via checked.be.