AMFINANZASS: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
AMFINANZASS
Largest movements
- Receivables within one year -€19,995
down €19,995 (-67.2%), from €29,764 to €9,769
of which Other amounts receivable: -€23,282
- Tangible fixed assets -€12,762
down €12,762 (-14.8%), from €86,432 to €73,670
of which Furniture and vehicles: -€10,295
- Cash -€10,558
down €10,558 (-93.2%), from €11,331 to €773
mainly Net result for the year (-€26,030) and Debts after one year (-€14,278)
- Stocks and contracts -€9,000
no longer reported in 2025 (was €9,000)
- Profit (loss) carried forward -€26,030
new in 2025: -€26,030
- Debts after one year -€14,278
down €14,278 (-73.0%), from €19,566 to €5,288
- Trade debts -€4,939
down €4,939 (-68.8%), from €7,175 to €2,236
- Tax, wage and social debts -€3,535
no longer reported in 2025 (was €3,535)
- Other debts -€2,796
down €2,796 (-3.4%), from €82,734 to €79,937
- Gross operating margin -€47,864
down €47,864, from €37,673 to -€10,190
- Depreciation -€21,486
down €21,486 (-81.9%), from €26,247 to €4,761
- Taxes +€2,465
up €2,465 (+69.7%), from €3,535 to €6,000
- Other operating charges -€2,078
down €2,078 (-47.4%), from €4,381 to €2,303
- Staff costs -€1,370
no longer reported in 2025 (was €1,370)
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €136,527 | €84,212 | -€52,315 | -38.3% |
| Fixed assets | 21/28 | €86,432 | €73,670 | -€12,762 | -14.8% |
| Tangible fixed assets | 22/27 | €86,432 | €73,670 | -€12,762 | -14.8% |
| Plant, machinery and equipment | 23 | €8,577 | €6,110 | -€2,467 | -28.8% |
| Furniture and vehicles | 24 | €56,949 | €46,654 | -€10,295 | -18.1% |
| Leasing and similar rights | 25 | €20,906 | €20,906 | = | 0.0% |
| Current assets | 29/58 | €50,096 | €10,542 | -€39,553 | -79.0% |
| Stocks and contracts in progress | 3 | €9,000 | - | -€9,000 | |
| Contracts in progress | 37 | €9,000 | - | -€9,000 | |
| Amounts receivable within one year | 40/41 | €29,764 | €9,769 | -€19,995 | -67.2% |
| Trade receivables | 40 | €3,778 | €7,064 | +€3,287 | +87.0% |
| Other amounts receivable | 41 | €25,987 | €2,705 | -€23,282 | -89.6% |
| Cash at bank and in hand | 54/58 | €11,331 | €773 | -€10,558 | -93.2% |
| Total equity and liabilities | 10/49 | €136,527 | €84,212 | -€52,315 | -38.3% |
| Equity | 10/15 | €21,075 | -€4,954 | -€26,030 | |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €2,475 | €2,475 | = | 0.0% |
| Non-distributable reserves | 130/1 | €696 | €696 | = | 0.0% |
| Reserves not available under the articles | 1311 | €696 | €696 | = | 0.0% |
| Distributable reserves | 133 | €1,780 | €1,780 | = | 0.0% |
| Profit (loss) carried forward | 14 | - | -€26,030 | -€26,030 | |
| Amounts payable | 17/49 | €115,452 | €89,167 | -€26,285 | -22.8% |
| Amounts payable after more than one year | 17 | €19,566 | €5,288 | -€14,278 | -73.0% |
| Financial debts | 170/4 | €19,566 | €5,288 | -€14,278 | -73.0% |
| Amounts payable within one year | 42/48 | €95,886 | €83,879 | -€12,007 | -12.5% |
| Current portion of amounts payable after more than one year | 42 | €2,442 | €1,706 | -€737 | -30.2% |
| Trade debts | 44 | €7,175 | €2,236 | -€4,939 | -68.8% |
| Suppliers | 440/4 | €7,175 | €2,236 | -€4,939 | -68.8% |
| Taxes, remuneration and social security | 45 | €3,535 | - | -€3,535 | |
| Taxes | 450/3 | €3,535 | - | -€3,535 | |
| Other amounts payable | 47/48 | €82,734 | €79,937 | -€2,796 | -3.4% |
| Remuneration, social security and pensions | 62 | €1,370 | - | -€1,370 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €26,247 | €4,761 | -€21,486 | -81.9% |
| Other operating charges | 640/8 | €4,381 | €2,303 | -€2,078 | -47.4% |
| Non-recurring operating charges | 66A | - | €1,867 | +€1,867 | |
| Gross operating margin | 9900 | €37,673 | -€10,190 | -€47,864 | |
| Operating profit (loss) | 9901 | €5,675 | -€19,121 | -€24,796 | |
| Financial income | 75/76B | €422 | €50 | -€372 | -88.1% |
| Recurring financial income | 75 | €422 | €50 | -€372 | -88.1% |
| Financial charges | 65/66B | €1,489 | €959 | -€530 | -35.6% |
| Recurring financial charges | 65 | €1,489 | €959 | -€530 | -35.6% |
| Profit (loss) for the period before taxes | 9903 | €4,608 | -€20,030 | -€24,638 | |
| Income taxes | 67/77 | €3,535 | €6,000 | +€2,465 | +69.7% |
| Profit (loss) for the period | 9904 | €1,073 | -€26,030 | -€27,103 | |
| Profit (loss) for the period to be appropriated | 9905 | €1,073 | -€26,030 | -€27,103 |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 22 October 2026 via checked.be.