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AMERLOO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

AMERLOO

BE 0479.199.992
NACE 47.521, Retail sale of hardware, building materials, paint and glass (general range)
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€33,991
2024 · -€58,910+€92,901
Equity
€597,800
2024 · €563,809+€33,991
Cash
€332,134
2024 · €287,921+€44,213
Balance sheet total
€971,758
2024 · €979,859-€8,102

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€46,217

    down €46,217 (-79.2%), from €58,361 to €12,144

    of which Other tangible fixed assets: -€35,077

  • Cash +€44,213

    up €44,213 (+15.4%), from €287,921 to €332,134

    mainly Depreciation (+€48,117) and Net result for the year (+€33,991)

  • Stocks and contracts -€15,848

    down €15,848 (-2.8%), from €571,954 to €556,106

Equity and liabilities
  • Profit (loss) carried forward +€33,991

    up €33,991 (+6.6%), from €513,825 to €547,817

  • Debts after one year -€32,033

    down €32,033 (-39.5%), from €81,080 to €49,047

  • Tax, wage and social debts -€20,889

    down €20,889 (-50.3%), from €41,538 to €20,649

    of which Taxes: -€15,468

  • Other debts +€10,033

    up €10,033 (+12.1%), from €83,192 to €93,225

Income statement
  • Gross operating margin +€53,396

    up €53,396 (+26.4%), from €202,370 to €255,766

  • Staff costs -€28,294

    down €28,294 (-15.7%), from €180,248 to €151,953

  • Depreciation -€9,088

    down €9,088 (-15.9%), from €57,205 to €48,117

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€58,910
Gross operating margin +€53,396
Staff costs +€28,294
Depreciation +€9,088
Other operating charges -€142
Other operating items +€144
Financial income -€490
Financial charges +€2,352
Taxes +€260
Result 2025 €33,991

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€85,877
Investment -€1,900
Financing -€39,764
Cash 2024 €287,921
Net result for the year +€33,991
Depreciation +€48,117
Stocks and contracts +€15,848
Receivables within one year -€4,925
Deferred charges and accrued income -€4,826
Trade debts +€8,528
Tax, wage and social debts -€20,889
Other debts +€10,033
Investment in fixed assets (net) -€1,900
Debts after one year -€32,033
Current portion of long-term debt -€7,731
Cash 2025 €332,134
Every line side by side 47 lines
Line Code 2024 2025 Change %
Total assets 20/58 €979,859 €971,758 -€8,102 -0.8%
Fixed assets 21/28 €58,361 €12,144 -€46,217 -79.2%
Tangible fixed assets 22/27 €58,361 €12,144 -€46,217 -79.2%
Plant, machinery and equipment 23 €4,984 €2,083 -€2,900 -58.2%
Furniture and vehicles 24 €10,846 €2,607 -€8,240 -76.0%
Other tangible fixed assets 26 €42,531 €7,454 -€35,077 -82.5%
Current assets 29/58 €921,499 €959,614 +€38,116 +4.1%
Stocks and contracts in progress 3 €571,954 €556,106 -€15,848 -2.8%
Stocks 30/36 €571,954 €556,106 -€15,848 -2.8%
Amounts receivable within one year 40/41 €38,381 €43,305 +€4,925 +12.8%
Trade receivables 40 €23,381 €23,102 -€279 -1.2%
Other amounts receivable 41 €15,000 €20,204 +€5,204 +34.7%
Cash at bank and in hand 54/58 €287,921 €332,134 +€44,213 +15.4%
Deferred charges and accrued income 490/1 €23,242 €28,068 +€4,826 +20.8%
Total equity and liabilities 10/49 €979,859 €971,758 -€8,102 -0.8%
Equity 10/15 €563,809 €597,800 +€33,991 +6.0%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €31,383 €31,383 = 0.0%
Tax-exempt reserves 132 €5,000 €5,000 = 0.0%
Distributable reserves 133 €26,383 €26,383 = 0.0%
Profit (loss) carried forward 14 €513,825 €547,817 +€33,991 +6.6%
Amounts payable 17/49 €416,051 €373,958 -€42,093 -10.1%
Amounts payable after more than one year 17 €81,080 €49,047 -€32,033 -39.5%
Financial debts 170/4 €81,080 €49,047 -€32,033 -39.5%
Amounts payable within one year 42/48 €334,971 €324,911 -€10,060 -3.0%
Current portion of amounts payable after more than one year 42 €39,764 €32,033 -€7,731 -19.4%
Trade debts 44 €170,477 €179,004 +€8,528 +5.0%
Suppliers 440/4 €170,477 €179,004 +€8,528 +5.0%
Taxes, remuneration and social security 45 €41,538 €20,649 -€20,889 -50.3%
Taxes 450/3 €19,503 €4,035 -€15,468 -79.3%
Remuneration and social security 454/9 €22,035 €16,614 -€5,421 -24.6%
Other amounts payable 47/48 €83,192 €93,225 +€10,033 +12.1%
Remuneration, social security and pensions 62 €180,248 €151,953 -€28,294 -15.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €57,205 €48,117 -€9,088 -15.9%
Other operating charges 640/8 €3,486 €3,628 +€142 +4.1%
Non-recurring operating charges 66A €1,525 €1,381 -€144 -9.4%
Gross operating margin 9900 €202,370 €255,766 +€53,396 +26.4%
Operating profit (loss) 9901 -€40,093 €50,686 +€90,779
Financial income 75/76B €2,154 €1,664 -€490 -22.8%
Recurring financial income 75 €2,154 €1,664 -€490 -22.8%
Financial charges 65/66B €20,705 €18,353 -€2,352 -11.4%
Recurring financial charges 65 €20,013 €17,054 -€2,959 -14.8%
Non-recurring financial charges 66B €692 €1,299 +€607 +87.7%
Profit (loss) for the period before taxes 9903 -€58,645 €33,996 +€92,641
Income taxes 67/77 €265 €5 -€260 -98.2%
Profit (loss) for the period 9904 -€58,910 €33,991 +€92,901
Profit (loss) for the period to be appropriated 9905 -€58,910 €33,991 +€92,901

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.