AMB Concept: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
AMB Concept
Largest movements
- Receivables within one year +€264,722
up €264,722 (+49.3%), from €536,713 to €801,435
of which Trade receivables: +€217,558
- Stocks and contracts -€21,569
down €21,569 (-31.4%), from €68,627 to €47,058
- Tangible fixed assets +€16,848
up €16,848 (+167%), from €10,080 to €26,928
of which Furniture and vehicles: +€18,142
- Trade debts +€237,994
up €237,994 (+292%), from €81,528 to €319,522
- Other debts +€84,600
new in 2025: €84,600
- Debts after one year -€32,227
down €32,227 (-26.9%), from €119,656 to €87,429
- Current portion of long-term debt -€25,912
down €25,912 (-44.6%), from €58,139 to €32,227
- Reserves -€22,290
down €22,290 (-15.4%), from €144,640 to €122,350
- Gross operating margin +€38,101
up €38,101 (+31.8%), from €119,734 to €157,835
- Financial charges -€18,149
down €18,149 (-57.1%), from €31,798 to €13,649
of which Non-recurring financial charges: -€16,004
- Taxes +€7,940
up €7,940 (+39.9%), from €19,919 to €27,859
- Staff costs +€5,543
up €5,543 (+14.0%), from €39,452 to €44,995
- Financial income +€3,826
up €3,826 (+45.8%), from €8,356 to €12,182
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €654,339 | €913,056 | +€258,717 | +39.5% |
| Fixed assets | 21/28 | €12,621 | €30,538 | +€17,917 | +142% |
| Intangible fixed assets | 21 | - | €1,069 | +€1,069 | |
| Tangible fixed assets | 22/27 | €10,080 | €26,928 | +€16,848 | +167% |
| Plant, machinery and equipment | 23 | €2,344 | €1,050 | -€1,294 | -55.2% |
| Furniture and vehicles | 24 | €7,736 | €25,878 | +€18,142 | +235% |
| Financial fixed assets | 28 | €2,541 | €2,541 | = | 0.0% |
| Current assets | 29/58 | €641,718 | €882,518 | +€240,800 | +37.5% |
| Stocks and contracts in progress | 3 | €68,627 | €47,058 | -€21,569 | -31.4% |
| Stocks | 30/36 | €68,627 | €47,058 | -€21,569 | -31.4% |
| Amounts receivable within one year | 40/41 | €536,713 | €801,435 | +€264,722 | +49.3% |
| Trade receivables | 40 | €370,706 | €588,264 | +€217,558 | +58.7% |
| Other amounts receivable | 41 | €166,007 | €213,171 | +€47,164 | +28.4% |
| Cash at bank and in hand | 54/58 | €33,815 | €33,218 | -€597 | -1.8% |
| Deferred charges and accrued income | 490/1 | €2,563 | €807 | -€1,756 | -68.5% |
| Total equity and liabilities | 10/49 | €654,339 | €913,056 | +€258,717 | +39.5% |
| Equity | 10/15 | €343,864 | €321,579 | -€22,285 | -6.5% |
| Contributions | 10/11 | €30,000 | €30,000 | = | 0.0% |
| Reserves | 13 | €144,640 | €122,350 | -€22,290 | -15.4% |
| Distributable reserves | 133 | €144,640 | €122,350 | -€22,290 | -15.4% |
| Profit (loss) carried forward | 14 | €169,224 | €169,229 | +€5 | 0.0% |
| Amounts payable | 17/49 | €310,475 | €591,477 | +€281,002 | +90.5% |
| Amounts payable after more than one year | 17 | €119,656 | €87,429 | -€32,227 | -26.9% |
| Financial debts | 170/4 | €119,656 | €87,429 | -€32,227 | -26.9% |
| Amounts payable within one year | 42/48 | €190,819 | €504,048 | +€313,229 | +164% |
| Current portion of amounts payable after more than one year | 42 | €58,139 | €32,227 | -€25,912 | -44.6% |
| Trade debts | 44 | €81,528 | €319,522 | +€237,994 | +292% |
| Suppliers | 440/4 | €81,528 | €319,522 | +€237,994 | +292% |
| Taxes, remuneration and social security | 45 | €51,152 | €67,699 | +€16,547 | +32.3% |
| Taxes | 450/3 | €51,152 | €65,781 | +€14,629 | +28.6% |
| Remuneration and social security | 454/9 | - | €1,918 | +€1,918 | |
| Other amounts payable | 47/48 | - | €84,600 | +€84,600 | |
| Remuneration, social security and pensions | 62 | €39,452 | €44,995 | +€5,543 | +14.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €5,361 | €6,369 | +€1,008 | +18.8% |
| Other operating charges | 640/8 | €1,517 | €1,311 | -€206 | -13.6% |
| Non-recurring operating charges | 66A | - | €13,519 | +€13,519 | |
| Gross operating margin | 9900 | €119,734 | €157,835 | +€38,101 | +31.8% |
| Operating profit (loss) | 9901 | €73,404 | €91,641 | +€18,237 | +24.8% |
| Financial income | 75/76B | €8,356 | €12,182 | +€3,826 | +45.8% |
| Recurring financial income | 75 | €8,356 | €12,182 | +€3,826 | +45.8% |
| Financial charges | 65/66B | €31,798 | €13,649 | -€18,149 | -57.1% |
| Recurring financial charges | 65 | €15,794 | €13,649 | -€2,145 | -13.6% |
| Non-recurring financial charges | 66B | €16,004 | - | -€16,004 | |
| Profit (loss) for the period before taxes | 9903 | €49,962 | €90,174 | +€40,212 | +80.5% |
| Income taxes | 67/77 | €19,919 | €27,859 | +€7,940 | +39.9% |
| Profit (loss) for the period | 9904 | €30,043 | €62,315 | +€32,272 | +107% |
| Profit (loss) for the period to be appropriated | 9905 | €30,043 | €62,315 | +€32,272 | +107% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 18 October 2026 via checked.be.