AMAZON INSURANCE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
AMAZON INSURANCE
Largest movements
- Cash -€2.1m
down €2.1m (-89.6%), from €2.4m to €247,357
mainly Current investments (-€2.0m) and Contributions, distributions and other (-€1.1m)
- Current investments +€2.0m
new in 2025: €2.0m
- Receivables within one year +€79,311
up €79,311 (+24.8%), from €319,519 to €398,830
of which Trade receivables: +€45,458
- Profit (loss) carried forward -€55,291
down €55,291 (-75.1%), from €73,618 to €18,327
- Other debts +€50,000
up €50,000 (+4.8%), from €1.1m to €1.1m
- Trade debts -€39,093
down €39,093 (-4.6%), from €842,818 to €803,725
- Financial income -€22,208
down €22,208 (-31.3%), from €70,979 to €48,771
- Gross operating margin -€20,171
down €20,171 (-1.5%), from €1.4m to €1.4m
- Taxes -€16,194
down €16,194 (-4.4%), from €371,688 to €355,494
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,693,142 | €2,648,980 | -€44,162 | -1.6% |
| Current assets | 29/58 | €2,693,142 | €2,648,980 | -€44,162 | -1.6% |
| Amounts receivable within one year | 40/41 | €319,519 | €398,830 | +€79,311 | +24.8% |
| Trade receivables | 40 | €302,099 | €347,557 | +€45,458 | +15.0% |
| Other amounts receivable | 41 | €17,420 | €51,273 | +€33,853 | +194% |
| Current investments | 50/53 | - | €2,000,000 | +€2.0m | |
| Cash at bank and in hand | 54/58 | €2,373,623 | €247,357 | -€2.1m | -89.6% |
| Deferred charges and accrued income | 490/1 | - | €2,793 | +€2,793 | |
| Total equity and liabilities | 10/49 | €2,693,142 | €2,648,980 | -€44,162 | -1.6% |
| Equity | 10/15 | €153,345 | €98,055 | -€55,290 | -36.1% |
| Contributions | 10/11 | €72,479 | €72,480 | +€1 | 0.0% |
| Capital | 10 | €72,479 | €72,480 | +€1 | 0.0% |
| Issued capital | 100 | €72,479 | €72,480 | +€1 | 0.0% |
| Reserves | 13 | €7,248 | €7,248 | -€0 | 0.0% |
| Non-distributable reserves | 130/1 | €7,248 | €7,248 | -€0 | 0.0% |
| Legal reserve | 130 | €7,248 | €7,248 | -€0 | 0.0% |
| Profit (loss) carried forward | 14 | €73,618 | €18,327 | -€55,291 | -75.1% |
| Provisions and deferred taxes | 16 | €600,000 | €600,000 | = | 0.0% |
| Provisions for liabilities and charges | 160/5 | €600,000 | €600,000 | = | 0.0% |
| Other liabilities and charges | 164/5 | €600,000 | €600,000 | = | 0.0% |
| Amounts payable | 17/49 | €1,939,797 | €1,950,925 | +€11,128 | +0.6% |
| Amounts payable within one year | 42/48 | €1,892,818 | €1,903,725 | +€10,907 | +0.6% |
| Trade debts | 44 | €842,818 | €803,725 | -€39,093 | -4.6% |
| Suppliers | 440/4 | €842,818 | €803,725 | -€39,093 | -4.6% |
| Other amounts payable | 47/48 | €1,050,000 | €1,100,000 | +€50,000 | +4.8% |
| Accrued charges and deferred income | 492/3 | €46,979 | €47,200 | +€221 | +0.5% |
| Other operating charges | 640/8 | €1,081 | €1,670 | +€589 | +54.5% |
| Gross operating margin | 9900 | €1,374,124 | €1,353,953 | -€20,171 | -1.5% |
| Operating profit (loss) | 9901 | €1,373,043 | €1,352,282 | -€20,761 | -1.5% |
| Financial income | 75/76B | €70,979 | €48,771 | -€22,208 | -31.3% |
| Recurring financial income | 75 | €70,979 | €48,771 | -€22,208 | -31.3% |
| Financial charges | 65/66B | €843 | €850 | +€7 | +0.9% |
| Recurring financial charges | 65 | €843 | €850 | +€7 | +0.9% |
| Profit (loss) for the period before taxes | 9903 | €1,443,179 | €1,400,203 | -€42,976 | -3.0% |
| Income taxes | 67/77 | €371,688 | €355,494 | -€16,194 | -4.4% |
| Profit (loss) for the period | 9904 | €1,071,491 | €1,044,709 | -€26,782 | -2.5% |
| Profit (loss) for the period to be appropriated | 9905 | €1,071,491 | €1,044,709 | -€26,782 | -2.5% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 22 October 2026 via checked.be.