AM 7 AGENTUUR: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
AM 7 AGENTUUR
Largest movements
- Current investments +€58,294
new in 2025: €58,294
- Cash -€52,346
down €52,346 (-29.2%), from €179,330 to €126,984
mainly Current investments (-€58,294) and Other debts (-€24,840)
- Receivables within one year +€12,862
up €12,862 (+206%), from €6,241 to €19,103
- Other debts -€24,840
no longer reported in 2025 (was €24,840)
- Reserves +€24,000
up €24,000 (+9.9%), from €242,860 to €266,860
- Debts after one year +€14,643
new in 2025: €14,643
- Current portion of long-term debt +€3,691
new in 2025: €3,691
- Financial charges +€2,303
up €2,303 (+67.2%), from €3,426 to €5,729
- Depreciation +€2,180
up €2,180 (+11.4%), from €19,144 to €21,324
- Financial income +€1,429
up €1,429 (+142,900%), from €1 to €1,430
- Gross operating margin +€881
up €881 (+1.4%), from €62,242 to €63,123
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €281,731 | €299,246 | +€17,515 | +6.2% |
| Fixed assets | 21/28 | €88,460 | €87,165 | -€1,295 | -1.5% |
| Tangible fixed assets | 22/27 | €88,380 | €87,085 | -€1,295 | -1.5% |
| Land and buildings | 22 | €28,235 | €25,130 | -€3,105 | -11.0% |
| Furniture and vehicles | 24 | €60,145 | €61,955 | +€1,810 | +3.0% |
| Financial fixed assets | 28 | €80 | €80 | = | 0.0% |
| Current assets | 29/58 | €193,271 | €212,081 | +€18,810 | +9.7% |
| Amounts receivable after more than one year | 29 | €7,700 | €7,700 | = | 0.0% |
| Other amounts receivable | 291 | €7,700 | €7,700 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €6,241 | €19,103 | +€12,862 | +206% |
| Other amounts receivable | 41 | €6,241 | €19,103 | +€12,862 | +206% |
| Current investments | 50/53 | - | €58,294 | +€58,294 | |
| Cash at bank and in hand | 54/58 | €179,330 | €126,984 | -€52,346 | -29.2% |
| Total equity and liabilities | 10/49 | €281,731 | €299,246 | +€17,515 | +6.2% |
| Equity | 10/15 | €253,254 | €276,926 | +€23,672 | +9.3% |
| Contributions | 10/11 | €10,001 | €10,001 | = | 0.0% |
| Reserves | 13 | €242,860 | €266,860 | +€24,000 | +9.9% |
| Distributable reserves | 133 | €242,860 | €266,860 | +€24,000 | +9.9% |
| Profit (loss) carried forward | 14 | €393 | €65 | -€328 | -83.5% |
| Amounts payable | 17/49 | €28,477 | €22,320 | -€6,157 | -21.6% |
| Amounts payable after more than one year | 17 | - | €14,643 | +€14,643 | |
| Financial debts | 170/4 | - | €14,643 | +€14,643 | |
| Amounts payable within one year | 42/48 | €28,477 | €7,402 | -€21,075 | -74.0% |
| Current portion of amounts payable after more than one year | 42 | - | €3,691 | +€3,691 | |
| Trade debts | 44 | €2,511 | €2,569 | +€58 | +2.3% |
| Suppliers | 440/4 | €2,511 | €2,569 | +€58 | +2.3% |
| Taxes, remuneration and social security | 45 | €1,126 | €1,142 | +€16 | +1.4% |
| Taxes | 450/3 | €1,126 | €1,142 | +€16 | +1.4% |
| Other amounts payable | 47/48 | €24,840 | - | -€24,840 | |
| Accrued charges and deferred income | 492/3 | - | €275 | +€275 | |
| Remuneration, social security and pensions | 62 | €53 | €55 | +€2 | +3.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €19,144 | €21,324 | +€2,180 | +11.4% |
| Other operating charges | 640/8 | €1,408 | €1,820 | +€412 | +29.3% |
| Gross operating margin | 9900 | €62,242 | €63,123 | +€881 | +1.4% |
| Operating profit (loss) | 9901 | €41,637 | €39,924 | -€1,713 | -4.1% |
| Financial income | 75/76B | €1 | €1,430 | +€1,429 | +142,900% |
| Recurring financial income | 75 | €1 | €1,430 | +€1,429 | +142,900% |
| Financial charges | 65/66B | €3,426 | €5,729 | +€2,303 | +67.2% |
| Recurring financial charges | 65 | €3,426 | €5,729 | +€2,303 | +67.2% |
| Profit (loss) for the period before taxes | 9903 | €38,212 | €35,625 | -€2,587 | -6.8% |
| Income taxes | 67/77 | €11,592 | €11,953 | +€361 | +3.1% |
| Profit (loss) for the period | 9904 | €26,620 | €23,672 | -€2,948 | -11.1% |
| Profit (loss) for the period to be appropriated | 9905 | €26,620 | €23,672 | -€2,948 | -11.1% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.