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ALVA: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

ALVA

BE 0773.497.992
NACE 68.310, Real estate agency activities
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€63,684
2024 · €16,220-€79,904
Equity
€13,005
2024 · €76,689-€63,684
Cash
€32,386
2024 · €20,892+€11,493
Balance sheet total
€79,006
2024 · €178,977-€99,971

Largest movements

2024 to 2025
Assets
  • Financial fixed assets -€135,000

    no longer reported in 2025 (was €135,000)

  • Tangible fixed assets +€22,519

    up €22,519 (+99.4%), from €22,649 to €45,168

    of which Land and buildings: +€25,573

  • Cash +€11,493

    up €11,493 (+55.0%), from €20,892 to €32,386

    mainly Investment in fixed assets (net) (+€103,093) and Depreciation (+€9,388)

Equity and liabilities
  • Profit (loss) carried forward -€63,684

    new in 2025: -€63,684

  • Other debts -€23,690

    down €23,690 (-75.8%), from €31,268 to €7,578

  • Debts after one year -€9,390

    down €9,390 (-23.3%), from €40,332 to €30,942

  • Tax, wage and social debts -€5,911

    down €5,911 (-40.0%), from €14,794 to €8,883

  • Current portion of long-term debt +€3,028

    up €3,028 (+21.1%), from €14,326 to €17,354

Income statement
  • Gross operating margin -€47,245

    down €47,245, from €36,360 to -€10,885

  • Financial charges +€32,046

    up €32,046 (+857.3%), from €3,738 to €35,784

  • Taxes -€4,917

    down €4,917 (-55.4%), from €8,883 to €3,966

  • Other operating charges +€3,398

    up €3,398 (+1010.2%), from €336 to €3,735

  • Depreciation +€2,205

    up €2,205 (+30.7%), from €7,183 to €9,388

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €16,220
Gross operating margin -€47,245
Depreciation -€2,205
Other operating charges -€3,398
Financial income +€74
Financial charges -€32,046
Taxes +€4,917
Result 2025 -€63,684

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€85,238
Investment +€103,093
Financing -€6,362
Cash 2024 €20,892
Net result for the year -€63,684
Depreciation +€9,388
Receivables within one year -€1,016
Trade debts -€325
Tax, wage and social debts -€5,911
Other debts -€23,690
Investment in fixed assets (net) +€103,093
Debts after one year -€9,390
Current portion of long-term debt +€3,028
Cash 2025 €32,386
Every line side by side 39 lines
Line Code 2024 2025 Change %
Total assets 20/58 €178,977 €79,006 -€99,971 -55.9%
Fixed assets 21/28 €157,649 €45,168 -€112,481 -71.3%
Tangible fixed assets 22/27 €22,649 €45,168 +€22,519 +99.4%
Land and buildings 22 - €25,573 +€25,573
Furniture and vehicles 24 €22,649 €19,596 -€3,054 -13.5%
Financial fixed assets 28 €135,000 - -€135,000
Current assets 29/58 €21,327 €33,837 +€12,510 +58.7%
Amounts receivable within one year 40/41 €435 €1,451 +€1,016 +233.6%
Trade receivables 40 €435 €53 -€383 -87.9%
Other amounts receivable 41 - €1,399 +€1,399
Cash at bank and in hand 54/58 €20,892 €32,386 +€11,493 +55.0%
Total equity and liabilities 10/49 €178,977 €79,006 -€99,971 -55.9%
Equity 10/15 €76,689 €13,005 -€63,684 -83.0%
Contributions 10/11 €4,000 €4,000 = 0.0%
Reserves 13 €72,689 €72,689 = 0.0%
Distributable reserves 133 €72,689 €72,689 = 0.0%
Profit (loss) carried forward 14 - -€63,684 -€63,684
Amounts payable 17/49 €102,288 €66,000 -€36,288 -35.5%
Amounts payable after more than one year 17 €40,332 €30,942 -€9,390 -23.3%
Financial debts 170/4 €40,332 €30,942 -€9,390 -23.3%
Amounts payable within one year 42/48 €61,956 €35,058 -€26,898 -43.4%
Current portion of amounts payable after more than one year 42 €14,326 €17,354 +€3,028 +21.1%
Trade debts 44 €1,568 €1,243 -€325 -20.7%
Suppliers 440/4 €1,568 €1,243 -€325 -20.7%
Taxes, remuneration and social security 45 €14,794 €8,883 -€5,911 -40.0%
Taxes 450/3 €14,794 €8,883 -€5,911 -40.0%
Other amounts payable 47/48 €31,268 €7,578 -€23,690 -75.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €7,183 €9,388 +€2,205 +30.7%
Other operating charges 640/8 €336 €3,735 +€3,398 +1010.2%
Gross operating margin 9900 €36,360 -€10,885 -€47,245
Operating profit (loss) 9901 €28,841 -€24,007 -€52,849
Financial income 75/76B - €74 +€74
Recurring financial income 75 - €74 +€74
Financial charges 65/66B €3,738 €35,784 +€32,046 +857.3%
Recurring financial charges 65 €3,738 €35,784 +€32,046 +857.3%
Profit (loss) for the period before taxes 9903 €25,103 -€59,718 -€84,821
Income taxes 67/77 €8,883 €3,966 -€4,917 -55.4%
Profit (loss) for the period 9904 €16,220 -€63,684 -€79,904
Profit (loss) for the period to be appropriated 9905 €16,220 -€63,684 -€79,904

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.