ALL PRODUCTS TRANSACT: what changed
What changed
ALL PRODUCTS TRANSACT
NACE 46.494, Wholesale of non-electrical household articles
filed annual accounts (NBB)
Net result for the year
-€180,945
2024 · -€1.4m+€1.2m
Equity
€779,487
2024 · €960,432-€180,945
Cash
€70,063
2024 · €174,914-€104,851
Balance sheet total
€1.4m
2024 · €1.8m-€409,676
Largest movements
Assets
- Receivables within one year -€208,462
down €208,462 (-16.2%), from €1.3m to €1.1m
of which Trade receivables: -€253,148
- Cash -€104,851
down €104,851 (-59.9%), from €174,914 to €70,063
mainly Net result for the year (-€180,945) and Trade debts (-€167,594)
- Stocks and contracts -€95,449
down €95,449 (-33.2%), from €287,849 to €192,400
Equity and liabilities
- Profit (loss) carried forward -€180,945
down €180,945 (-34.0%), from €531,432 to €350,487
- Trade debts -€167,594
down €167,594 (-45.1%), from €371,337 to €203,743
- Debts after one year +€100,000
new in 2025: €100,000
- Advances received -€81,213
down €81,213 (-61.8%), from €131,398 to €50,186
- Accrued charges and deferred income -€60,484
no longer reported in 2025 (was €60,484)
Income statement
- Gross operating margin +€724,241
up €724,241 (+88.8%), from -€815,524 to -€91,283
- Taxes -€393,533
no longer reported in 2025 (was €393,533)
- Staff costs -€120,784
down €120,784 (-66.7%), from €181,028 to €60,244
- Write-downs +€21,581
new in 2025: €21,581
- Financial income +€20,940
up €20,940 (+336%), from €6,233 to €27,174
of which Non-recurring financial income: +€25,601
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
-€1.4m
Gross operating margin
+€724,241
Staff costs
+€120,784
Depreciation
+€133
Write-downs
-€21,581
Other operating charges
+€347
Other operating items
-€10,942
Financial income
+€20,940
Financial charges
+€2,075
Taxes
+€393,533
Result 2025
-€180,945
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
-€204,851
Investment
€0
Financing
+€100,000
Cash 2024
€174,914
From operations (derived)
-€204,851
Net result for the year
-€180,945
Depreciation
+€914
Stocks and contracts
+€95,449
Receivables within one year
+€208,462
Trade debts
-€167,594
Tax, wage and social debts
-€30,122
Advances received
-€81,213
Other debts
+€10,682
Accrued charges and deferred income
-€60,484
Financing
+€100,000
Debts after one year
+€100,000
Cash 2025
€70,063
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,781,986 | €1,372,310 | -€409,676 | -23.0% |
| Fixed assets | 21/28 | €1,258 | €344 | -€914 | -72.7% |
| Tangible fixed assets | 22/27 | €1,258 | €344 | -€914 | -72.7% |
| Plant, machinery and equipment | 23 | €497 | €254 | -€243 | -48.9% |
| Furniture and vehicles | 24 | €761 | €90 | -€671 | -88.2% |
| Current assets | 29/58 | €1,780,729 | €1,371,967 | -€408,762 | -23.0% |
| Stocks and contracts in progress | 3 | €287,849 | €192,400 | -€95,449 | -33.2% |
| Stocks | 30/36 | €287,849 | €192,400 | -€95,449 | -33.2% |
| Amounts receivable within one year | 40/41 | €1,286,273 | €1,077,811 | -€208,462 | -16.2% |
| Trade receivables | 40 | €381,728 | €128,580 | -€253,148 | -66.3% |
| Other amounts receivable | 41 | €904,545 | €949,231 | +€44,686 | +4.9% |
| Current investments | 50/53 | €31,692 | €31,692 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €174,914 | €70,063 | -€104,851 | -59.9% |
| Total equity and liabilities | 10/49 | €1,781,986 | €1,372,310 | -€409,676 | -23.0% |
| Equity | 10/15 | €960,432 | €779,487 | -€180,945 | -18.8% |
| Contributions | 10/11 | €390,000 | €390,000 | = | 0.0% |
| Capital | 10 | €390,000 | €390,000 | = | 0.0% |
| Issued capital | 100 | €390,000 | €390,000 | = | 0.0% |
| Reserves | 13 | €39,000 | €39,000 | = | 0.0% |
| Non-distributable reserves | 130/1 | €39,000 | €39,000 | = | 0.0% |
| Legal reserve | 130 | €39,000 | €39,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €531,432 | €350,487 | -€180,945 | -34.0% |
| Amounts payable | 17/49 | €821,554 | €592,824 | -€228,730 | -27.8% |
| Amounts payable after more than one year | 17 | - | €100,000 | +€100,000 | |
| Other amounts payable | 178/9 | - | €100,000 | +€100,000 | |
| Amounts payable within one year | 42/48 | €761,070 | €492,824 | -€268,246 | -35.2% |
| Trade debts | 44 | €371,337 | €203,743 | -€167,594 | -45.1% |
| Suppliers | 440/4 | €371,337 | €203,743 | -€167,594 | -45.1% |
| Advances received on contracts in progress | 46 | €131,398 | €50,186 | -€81,213 | -61.8% |
| Taxes, remuneration and social security | 45 | €30,122 | - | -€30,122 | |
| Remuneration and social security | 454/9 | €30,122 | - | -€30,122 | |
| Other amounts payable | 47/48 | €228,213 | €238,895 | +€10,682 | +4.7% |
| Accrued charges and deferred income | 492/3 | €60,484 | - | -€60,484 | |
| Remuneration, social security and pensions | 62 | €181,028 | €60,244 | -€120,784 | -66.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,047 | €914 | -€133 | -12.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | - | €21,581 | +€21,581 | |
| Other operating charges | 640/8 | €5,899 | €5,552 | -€347 | -5.9% |
| Non-recurring operating charges | 66A | €15,178 | €26,120 | +€10,942 | +72.1% |
| Gross operating margin | 9900 | -€815,524 | -€91,283 | +€724,241 | +88.8% |
| Operating profit (loss) | 9901 | -€1,018,676 | -€205,694 | +€812,982 | +79.8% |
| Financial income | 75/76B | €6,233 | €27,174 | +€20,940 | +336% |
| Recurring financial income | 75 | €6,233 | €1,573 | -€4,661 | -74.8% |
| Non-recurring financial income | 76B | - | €25,601 | +€25,601 | |
| Financial charges | 65/66B | €4,500 | €2,425 | -€2,075 | -46.1% |
| Recurring financial charges | 65 | €4,500 | €1,901 | -€2,599 | -57.7% |
| Non-recurring financial charges | 66B | - | €524 | +€524 | |
| Profit (loss) for the period before taxes | 9903 | -€1,016,942 | -€180,945 | +€835,997 | +82.2% |
| Income taxes | 67/77 | €393,533 | - | -€393,533 | |
| Profit (loss) for the period | 9904 | -€1,410,475 | -€180,945 | +€1.2m | +87.2% |
| Profit (loss) for the period to be appropriated | 9905 | -€1,410,475 | -€180,945 | +€1.2m | +87.2% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 2 November 2026 via checked.be.