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ALL CONSTRUCTS: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

ALL CONSTRUCTS

BE 0459.416.447
NACE 41.001, General construction of residential buildings
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€8,377
2024 · €36,488-€28,111
Equity
€124,255
2024 · €115,879+€8,377
Cash
€15,601
2024 · €6,304+€9,297
Balance sheet total
€159,688
2024 · €208,893-€49,205

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€56,007

    down €56,007 (-28.7%), from €195,384 to €139,377

    of which Trade receivables: -€53,281

  • Cash +€9,297

    up €9,297 (+147.5%), from €6,304 to €15,601

    mainly Receivables within one year (+€56,007) and Net result for the year (+€8,377)

  • Tangible fixed assets -€2,839

    down €2,839 (-57.4%), from €4,947 to €2,108

Equity and liabilities
  • Trade debts -€62,158

    down €62,158 (-76.8%), from €80,920 to €18,762

  • Profit (loss) carried forward +€8,377

    up €8,377 (+24.1%), from €34,687 to €43,063

  • Tax, wage and social debts +€4,576

    up €4,576 (+37.8%), from €12,095 to €16,670

Income statement
  • Gross operating margin -€35,739

    down €35,739 (-67.2%), from €53,171 to €17,432

  • Taxes -€7,519

    down €7,519 (-62.2%), from €12,095 to €4,576

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €36,488
Gross operating margin -€35,739
Staff costs +€135
Depreciation +€207
Other operating charges -€463
Financial income -€88
Financial charges +€318
Taxes +€7,519
Result 2025 €8,377

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€8,013
Investment +€1,285
Financing €0
Cash 2024 €6,304
Net result for the year +€8,377
Depreciation +€1,555
Stocks and contracts -€630
Receivables within one year +€56,007
Deferred charges and accrued income +€287
Trade debts -€62,158
Tax, wage and social debts +€4,576
Investment in fixed assets (net) +€1,285
Cash 2025 €15,601
Every line side by side 39 lines
Line Code 2024 2025 Change %
Total assets 20/58 €208,893 €159,688 -€49,205 -23.6%
Fixed assets 21/28 €4,947 €2,108 -€2,839 -57.4%
Tangible fixed assets 22/27 €4,947 €2,108 -€2,839 -57.4%
Furniture and vehicles 24 €4,947 €2,108 -€2,839 -57.4%
Current assets 29/58 €203,946 €157,580 -€46,366 -22.7%
Stocks and contracts in progress 3 €1,520 €2,150 +€630 +41.4%
Stocks 30/36 €1,520 €2,150 +€630 +41.4%
Amounts receivable within one year 40/41 €195,384 €139,377 -€56,007 -28.7%
Trade receivables 40 €67,752 €14,471 -€53,281 -78.6%
Other amounts receivable 41 €127,632 €124,906 -€2,726 -2.1%
Cash at bank and in hand 54/58 €6,304 €15,601 +€9,297 +147.5%
Deferred charges and accrued income 490/1 €739 €452 -€287 -38.8%
Total equity and liabilities 10/49 €208,893 €159,688 -€49,205 -23.6%
Equity 10/15 €115,879 €124,255 +€8,377 +7.2%
Contributions 10/11 €18,592 €18,592 = 0.0%
Reserves 13 €62,600 €62,600 = 0.0%
Non-distributable reserves 130/1 €1,870 €1,870 = 0.0%
Reserves not available under the articles 1311 €1,870 €1,870 = 0.0%
Distributable reserves 133 €60,730 €60,730 = 0.0%
Profit (loss) carried forward 14 €34,687 €43,063 +€8,377 +24.1%
Amounts payable 17/49 €93,014 €35,432 -€57,582 -61.9%
Amounts payable within one year 42/48 €93,014 €35,432 -€57,582 -61.9%
Trade debts 44 €80,920 €18,762 -€62,158 -76.8%
Suppliers 440/4 €80,920 €18,762 -€62,158 -76.8%
Taxes, remuneration and social security 45 €12,095 €16,670 +€4,576 +37.8%
Taxes 450/3 €12,095 €16,670 +€4,576 +37.8%
Remuneration, social security and pensions 62 €135 - -€135
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €1,762 €1,555 -€207 -11.8%
Other operating charges 640/8 €2,320 €2,783 +€463 +20.0%
Gross operating margin 9900 €53,171 €17,432 -€35,739 -67.2%
Operating profit (loss) 9901 €48,955 €13,095 -€35,860 -73.3%
Financial income 75/76B €88 - -€88
Recurring financial income 75 €88 - -€88
Financial charges 65/66B €460 €143 -€318 -69.0%
Recurring financial charges 65 €460 €143 -€318 -69.0%
Profit (loss) for the period before taxes 9903 €48,583 €12,952 -€35,630 -73.3%
Income taxes 67/77 €12,095 €4,576 -€7,519 -62.2%
Profit (loss) for the period 9904 €36,488 €8,377 -€28,111 -77.0%
Profit (loss) for the period to be appropriated 9905 €36,488 €8,377 -€28,111 -77.0%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.