ALDI KREDIET: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
ALDI KREDIET
Largest movements
- Receivables within one year +€4,196
up €4,196 (+3.7%), from €114,225 to €118,421
- Reserves +€4,530
up €4,530 (+4.5%), from €101,107 to €105,638
of which Distributable reserves: +€4,530
- Financial income -€479
down €479 (-7.1%), from €6,783 to €6,304
- Taxes -€156
down €156 (-8.7%), from €1,805 to €1,649
- Gross operating margin +€59
up €59 (+8.6%), from €684 to €743
- Other operating charges +€24
up €24 (+3.2%), from €758 to €782
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €116,704 | €121,095 | +€4,391 | +3.8% |
| Fixed assets | 21/28 | €600 | €600 | = | 0.0% |
| Tangible fixed assets | 22/27 | €600 | €600 | = | 0.0% |
| Land and buildings | 22 | €600 | €600 | = | 0.0% |
| Current assets | 29/58 | €116,104 | €120,495 | +€4,391 | +3.8% |
| Amounts receivable within one year | 40/41 | €114,225 | €118,421 | +€4,196 | +3.7% |
| Other amounts receivable | 41 | €114,225 | €118,421 | +€4,196 | +3.7% |
| Cash at bank and in hand | 54/58 | €1,547 | €1,725 | +€178 | +11.5% |
| Deferred charges and accrued income | 490/1 | €332 | €350 | +€18 | +5.4% |
| Total equity and liabilities | 10/49 | €116,704 | €121,095 | +€4,391 | +3.8% |
| Equity | 10/15 | €113,553 | €118,083 | +€4,530 | +4.0% |
| Contributions | 10/11 | €12,446 | €12,446 | = | 0.0% |
| Reserves | 13 | €101,107 | €105,638 | +€4,530 | +4.5% |
| Non-distributable reserves | 130/1 | €1,875 | €1,875 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,875 | €1,875 | = | 0.0% |
| Distributable reserves | 133 | €99,232 | €103,763 | +€4,530 | +4.6% |
| Amounts payable | 17/49 | €3,151 | €3,012 | -€139 | -4.4% |
| Amounts payable within one year | 42/48 | €3,129 | €2,989 | -€139 | -4.4% |
| Trade debts | 44 | €1,323 | €1,340 | +€17 | +1.3% |
| Suppliers | 440/4 | €1,323 | €1,340 | +€17 | +1.3% |
| Taxes, remuneration and social security | 45 | €1,805 | €1,649 | -€156 | -8.7% |
| Taxes | 450/3 | €1,805 | €1,649 | -€156 | -8.7% |
| Accrued charges and deferred income | 492/3 | €23 | €23 | +€0 | +0.8% |
| Other operating charges | 640/8 | €758 | €782 | +€24 | +3.2% |
| Gross operating margin | 9900 | €684 | €743 | +€59 | +8.6% |
| Operating profit (loss) | 9901 | -€74 | -€39 | +€34 | +46.5% |
| Financial income | 75/76B | €6,783 | €6,304 | -€479 | -7.1% |
| Recurring financial income | 75 | €6,783 | €6,304 | -€479 | -7.1% |
| Financial charges | 65/66B | €84 | €85 | +€1 | +0.9% |
| Recurring financial charges | 65 | €84 | €85 | +€1 | +0.9% |
| Profit (loss) for the period before taxes | 9903 | €6,625 | €6,179 | -€446 | -6.7% |
| Income taxes | 67/77 | €1,805 | €1,649 | -€156 | -8.7% |
| Profit (loss) for the period | 9904 | €4,820 | €4,530 | -€290 | -6.0% |
| Profit (loss) for the period to be appropriated | 9905 | €4,820 | €4,530 | -€290 | -6.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 26 October 2026 via checked.be.