ALAIMO ASSURANCES: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
ALAIMO ASSURANCES
Largest movements
- Tangible fixed assets +€146,052
up €146,052 (+30.7%), from €476,207 to €622,259
of which Land and buildings: +€150,065
- Deferred charges and accrued income +€22,214
up €22,214 (+32.6%), from €68,233 to €90,447
- Debts after one year +€112,221
up €112,221 (+36.5%), from €307,341 to €419,562
- Profit (loss) carried forward +€22,860
up €22,860 (+15.8%), from €145,020 to €167,880
- Tax, wage and social debts +€14,738
up €14,738 (+112%), from €13,191 to €27,930
of which Taxes: +€8,242
- Other debts +€10,065
up €10,065 (+70.1%), from €14,350 to €24,415
- Current portion of long-term debt +€9,227
up €9,227 (+25.5%), from €36,187 to €45,414
- Turnover +€95,142
up €95,142 (+24.0%), from €395,853 to €490,994
- Purchases and services +€59,405
up €59,405 (+18.7%), from €317,519 to €376,924
- Gross operating margin +€36,116
up €36,116 (+27.5%), from €131,502 to €167,618
- Other operating charges +€22,599
up €22,599 (+303%), from €7,452 to €30,050
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €610,846 | €775,406 | +€164,561 | +26.9% |
| Formation expenses | 20 | €0 | €0 | = | |
| Fixed assets | 21/28 | €476,207 | €622,259 | +€146,052 | +30.7% |
| Tangible fixed assets | 22/27 | €476,207 | €622,259 | +€146,052 | +30.7% |
| Land and buildings | 22 | €465,522 | €615,588 | +€150,065 | +32.2% |
| Plant, machinery and equipment | 23 | €5,871 | €1,910 | -€3,961 | -67.5% |
| Furniture and vehicles | 24 | €4,814 | €4,762 | -€52 | -1.1% |
| Current assets | 29/58 | €134,638 | €153,147 | +€18,509 | +13.7% |
| Amounts receivable after more than one year | 29 | €68 | - | -€68 | |
| Trade receivables | 290 | €68 | - | -€68 | |
| Amounts receivable within one year | 40/41 | €5,099 | €450 | -€4,649 | -91.2% |
| Trade receivables | 40 | €0 | €450 | +€450 | |
| Other amounts receivable | 41 | €5,099 | €0 | -€5,099 | -100% |
| Cash at bank and in hand | 54/58 | €61,238 | €62,250 | +€1,012 | +1.7% |
| Deferred charges and accrued income | 490/1 | €68,233 | €90,447 | +€22,214 | +32.6% |
| Total equity and liabilities | 10/49 | €610,846 | €775,406 | +€164,561 | +26.9% |
| Equity | 10/15 | €211,980 | €234,840 | +€22,860 | +10.8% |
| Contributions | 10/11 | €20,460 | €20,460 | = | 0.0% |
| Reserves | 13 | €46,500 | €46,500 | = | 0.0% |
| Distributable reserves | 133 | €46,500 | €46,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | €145,020 | €167,880 | +€22,860 | +15.8% |
| Amounts payable | 17/49 | €398,866 | €540,566 | +€141,700 | +35.5% |
| Amounts payable after more than one year | 17 | €307,341 | €419,562 | +€112,221 | +36.5% |
| Financial debts | 170/4 | €307,341 | €419,562 | +€112,221 | +36.5% |
| Amounts payable within one year | 42/48 | €66,098 | €102,456 | +€36,358 | +55.0% |
| Current portion of amounts payable after more than one year | 42 | €36,187 | €45,414 | +€9,227 | +25.5% |
| Financial debts | 43 | €2,370 | €4,698 | +€2,328 | +98.2% |
| Credit institutions | 430/8 | €2,370 | €4,698 | +€2,328 | +98.2% |
| Trade debts | 44 | €0 | €0 | = | |
| Suppliers | 440/4 | €0 | - | = | |
| Taxes, remuneration and social security | 45 | €13,191 | €27,930 | +€14,738 | +112% |
| Taxes | 450/3 | €8,401 | €16,643 | +€8,242 | +98.1% |
| Remuneration and social security | 454/9 | €4,790 | €11,287 | +€6,497 | +136% |
| Other amounts payable | 47/48 | €14,350 | €24,415 | +€10,065 | +70.1% |
| Accrued charges and deferred income | 492/3 | €25,427 | €18,548 | -€6,878 | -27.1% |
| Turnover | 70 | €395,853 | €490,994 | +€95,142 | +24.0% |
| Goods, raw materials, services and sundry goods | 60/61 | €317,519 | €376,924 | +€59,405 | +18.7% |
| Remuneration, social security and pensions | 62 | €32,086 | €33,101 | +€1,014 | +3.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €24,732 | €27,701 | +€2,969 | +12.0% |
| Other operating charges | 640/8 | €7,452 | €30,050 | +€22,599 | +303% |
| Gross operating margin | 9900 | €131,502 | €167,618 | +€36,116 | +27.5% |
| Operating profit (loss) | 9901 | €67,232 | €76,765 | +€9,533 | +14.2% |
| Financial income | 75/76B | €242 | €270 | +€27 | +11.3% |
| Recurring financial income | 75 | €242 | €270 | +€27 | +11.3% |
| Financial charges | 65/66B | €11,442 | €14,593 | +€3,151 | +27.5% |
| Recurring financial charges | 65 | €11,442 | €14,593 | +€3,151 | +27.5% |
| Profit (loss) for the period before taxes | 9903 | €56,033 | €62,442 | +€6,410 | +11.4% |
| Income taxes | 67/77 | €12,717 | €13,582 | +€865 | +6.8% |
| Profit (loss) for the period | 9904 | €43,316 | €48,860 | +€5,544 | +12.8% |
| Profit (loss) for the period to be appropriated | 9905 | €43,316 | €48,860 | +€5,544 | +12.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 October 2026 via checked.be.