AJM FINANCES: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
AJM FINANCES
Largest movements
- Cash -€2,347
down €2,347 (-75.5%), from €3,110 to €763
mainly Net result for the year (-€3,509)
- Tangible fixed assets -€578
down €578 (-15.0%), from €3,856 to €3,277
- Profit (loss) carried forward -€3,509
down €3,509 (-8.8%), from -€39,719 to -€43,229
- Trade debts +€584
up €584 (+526%), from €111 to €695
- Purchases and services -€21,436
no longer reported in 2024 (was €21,436)
- Turnover -€14,299
no longer reported in 2024 (was €14,299)
- Gross operating margin +€4,223
up €4,223 (+59.2%), from -€7,137 to -€2,914
- Other operating charges -€765
down €765 (-97.8%), from €782 to €17
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €9,696 | €6,771 | -€2,925 | -30.2% |
| Fixed assets | 21/28 | €6,586 | €6,007 | -€578 | -8.8% |
| Tangible fixed assets | 22/27 | €3,856 | €3,277 | -€578 | -15.0% |
| Land and buildings | 22 | €3,856 | €3,277 | -€578 | -15.0% |
| Financial fixed assets | 28 | €2,730 | €2,730 | = | 0.0% |
| Current assets | 29/58 | €3,110 | €763 | -€2,347 | -75.5% |
| Cash at bank and in hand | 54/58 | €3,110 | €763 | -€2,347 | -75.5% |
| Total equity and liabilities | 10/49 | €9,696 | €6,771 | -€2,925 | -30.2% |
| Equity | 10/15 | -€21,119 | -€24,629 | -€3,509 | -16.6% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€39,719 | -€43,229 | -€3,509 | -8.8% |
| Amounts payable | 17/49 | €30,816 | €31,400 | +€584 | +1.9% |
| Amounts payable within one year | 42/48 | €30,816 | €31,400 | +€584 | +1.9% |
| Trade debts | 44 | €111 | €695 | +€584 | +526% |
| Suppliers | 440/4 | €111 | €695 | +€584 | +526% |
| Other amounts payable | 47/48 | €30,705 | €30,705 | = | 0.0% |
| Turnover | 70 | €14,299 | - | -€14,299 | |
| Goods, raw materials, services and sundry goods | 60/61 | €21,436 | - | -€21,436 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €578 | €578 | = | 0.0% |
| Other operating charges | 640/8 | €782 | €17 | -€765 | -97.8% |
| Gross operating margin | 9900 | -€7,137 | -€2,914 | +€4,223 | +59.2% |
| Operating profit (loss) | 9901 | -€8,497 | -€3,509 | +€4,988 | +58.7% |
| Profit (loss) for the period before taxes | 9903 | -€8,497 | -€3,509 | +€4,988 | +58.7% |
| Profit (loss) for the period | 9904 | -€8,497 | -€3,509 | +€4,988 | +58.7% |
| Profit (loss) for the period to be appropriated | 9905 | -€8,497 | -€3,509 | +€4,988 | +58.7% |
Source: filed annual accounts (NBB), financial years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 16 October 2026 via checked.be.