AGMS IMMO: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
AGMS IMMO
Largest movements
- Receivables within one year -€16,454
down €16,454 (-38.0%), from €43,310 to €26,856
of which Other amounts receivable: -€13,482
- Cash -€4,838
down €4,838 (-25.7%), from €18,807 to €13,969
mainly Trade debts (-€31,220) and Tax, wage and social debts (-€109)
- Tangible fixed assets -€3,751
down €3,751 (-25.9%), from €14,469 to €10,719
of which Furniture and vehicles: -€2,820
- Trade debts -€31,220
down €31,220 (-63.7%), from €48,986 to €17,766
- Profit (loss) carried forward +€5,157
up €5,157 (+100.6%), from €5,129 to €10,286
- Other debts +€1,129
up €1,129 (+12.0%), from €9,400 to €10,529
- Gross operating margin -€30,559
down €30,559 (-21.2%), from €143,836 to €113,277
- Financial charges -€1,606
down €1,606 (-15.9%), from €10,109 to €8,503
- Other operating charges -€1,501
down €1,501 (-31.1%), from €4,826 to €3,325
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €77,586 | €52,543 | -€25,043 | -32.3% |
| Fixed assets | 21/28 | €15,469 | €11,719 | -€3,751 | -24.2% |
| Tangible fixed assets | 22/27 | €14,469 | €10,719 | -€3,751 | -25.9% |
| Plant, machinery and equipment | 23 | €7,951 | €7,021 | -€931 | -11.7% |
| Furniture and vehicles | 24 | €6,518 | €3,698 | -€2,820 | -43.3% |
| Financial fixed assets | 28 | €1,000 | €1,000 | = | 0.0% |
| Current assets | 29/58 | €62,117 | €40,825 | -€21,292 | -34.3% |
| Amounts receivable within one year | 40/41 | €43,310 | €26,856 | -€16,454 | -38.0% |
| Trade receivables | 40 | €28,058 | €25,086 | -€2,972 | -10.6% |
| Other amounts receivable | 41 | €15,252 | €1,770 | -€13,482 | -88.4% |
| Cash at bank and in hand | 54/58 | €18,807 | €13,969 | -€4,838 | -25.7% |
| Total equity and liabilities | 10/49 | €77,586 | €52,543 | -€25,043 | -32.3% |
| Equity | 10/15 | €11,329 | €16,486 | +€5,157 | +45.5% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Profit (loss) carried forward | 14 | €5,129 | €10,286 | +€5,157 | +100.6% |
| Amounts payable | 17/49 | €66,258 | €36,057 | -€30,200 | -45.6% |
| Amounts payable within one year | 42/48 | €66,258 | €36,057 | -€30,200 | -45.6% |
| Trade debts | 44 | €48,986 | €17,766 | -€31,220 | -63.7% |
| Suppliers | 440/4 | €48,986 | €17,766 | -€31,220 | -63.7% |
| Taxes, remuneration and social security | 45 | €7,871 | €7,762 | -€109 | -1.4% |
| Remuneration and social security | 454/9 | €7,871 | €7,762 | -€109 | -1.4% |
| Other amounts payable | 47/48 | €9,400 | €10,529 | +€1,129 | +12.0% |
| Remuneration, social security and pensions | 62 | €93,122 | €92,598 | -€525 | -0.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €4,211 | €3,751 | -€460 | -10.9% |
| Other operating charges | 640/8 | €4,826 | €3,325 | -€1,501 | -31.1% |
| Gross operating margin | 9900 | €143,836 | €113,277 | -€30,559 | -21.2% |
| Operating profit (loss) | 9901 | €41,677 | €13,604 | -€28,073 | -67.4% |
| Financial income | 75/76B | €372 | €56 | -€315 | -84.8% |
| Recurring financial income | 75 | €372 | €56 | -€315 | -84.8% |
| Financial charges | 65/66B | €10,109 | €8,503 | -€1,606 | -15.9% |
| Recurring financial charges | 65 | €10,109 | €8,503 | -€1,606 | -15.9% |
| Profit (loss) for the period before taxes | 9903 | €31,940 | €5,157 | -€26,782 | -83.9% |
| Profit (loss) for the period | 9904 | €31,940 | €5,157 | -€26,782 | -83.9% |
| Profit (loss) for the period to be appropriated | 9905 | €31,940 | €5,157 | -€26,782 | -83.9% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 5 October 2026 via checked.be.