AGIL FINANCE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
AGIL FINANCE
Largest movements
- Cash -€15,942
down €15,942 (-12.4%), from €128,529 to €112,587
mainly Contributions, distributions and other (-€120,000) and Trade debts (-€63,262)
- Receivables within one year -€12,842
down €12,842 (-14.0%), from €91,851 to €79,009
of which Trade receivables: -€62,410
- Other debts +€102,000
new in 2025: €102,000
- Profit (loss) carried forward -€84,098
down €84,098 (-87.9%), from €95,638 to €11,540
- Trade debts -€63,262
down €63,262 (-67.9%), from €93,162 to €29,900
- Tax, wage and social debts +€16,023
up €16,023 (+50.1%), from €32,000 to €48,023
- Gross operating margin -€26,813
down €26,813 (-37.1%), from €72,315 to €45,502
- Turnover -€18,918
down €18,918 (-4.4%), from €425,628 to €406,710
- Purchases and services +€9,329
up €9,329 (+2.6%), from €365,043 to €374,372
- Taxes -€4,649
down €4,649 (-28.3%), from €16,407 to €11,758
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €223,300 | €193,962 | -€29,337 | -13.1% |
| Fixed assets | 21/28 | €2,920 | €2,366 | -€553 | -19.0% |
| Tangible fixed assets | 22/27 | €970 | €416 | -€553 | -57.1% |
| Furniture and vehicles | 24 | €970 | €416 | -€553 | -57.1% |
| Financial fixed assets | 28 | €1,950 | €1,950 | = | 0.0% |
| Current assets | 29/58 | €220,380 | €191,596 | -€28,784 | -13.1% |
| Amounts receivable within one year | 40/41 | €91,851 | €79,009 | -€12,842 | -14.0% |
| Trade receivables | 40 | €87,009 | €24,599 | -€62,410 | -71.7% |
| Other amounts receivable | 41 | €4,842 | €54,410 | +€49,568 | +1,024% |
| Cash at bank and in hand | 54/58 | €128,529 | €112,587 | -€15,942 | -12.4% |
| Total equity and liabilities | 10/49 | €223,300 | €193,962 | -€29,337 | -13.1% |
| Equity | 10/15 | €98,138 | €14,040 | -€84,098 | -85.7% |
| Contributions | 10/11 | €2,500 | €2,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | €95,638 | €11,540 | -€84,098 | -87.9% |
| Amounts payable | 17/49 | €125,162 | €179,923 | +€54,761 | +43.8% |
| Amounts payable within one year | 42/48 | €125,162 | €179,923 | +€54,761 | +43.8% |
| Trade debts | 44 | €93,162 | €29,900 | -€63,262 | -67.9% |
| Suppliers | 440/4 | €93,162 | €29,900 | -€63,262 | -67.9% |
| Taxes, remuneration and social security | 45 | €32,000 | €48,023 | +€16,023 | +50.1% |
| Taxes | 450/3 | €32,000 | €48,023 | +€16,023 | +50.1% |
| Other amounts payable | 47/48 | - | €102,000 | +€102,000 | |
| Turnover | 70 | €425,628 | €406,710 | -€18,918 | -4.4% |
| Non-recurring operating income | 76A | €11,730 | €13,164 | +€1,434 | +12.2% |
| Goods, raw materials, services and sundry goods | 60/61 | €365,043 | €374,372 | +€9,329 | +2.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €553 | €553 | = | 0.0% |
| Other operating charges | 640/8 | €1,842 | €113 | -€1,728 | -93.8% |
| Gross operating margin | 9900 | €72,315 | €45,502 | -€26,813 | -37.1% |
| Operating profit (loss) | 9901 | €69,920 | €44,835 | -€25,084 | -35.9% |
| Financial income | 75/76B | €285 | €2,868 | +€2,583 | +907% |
| Recurring financial income | 75 | €285 | €2,868 | +€2,583 | +907% |
| Financial charges | 65/66B | - | €43 | +€43 | |
| Recurring financial charges | 65 | - | €43 | +€43 | |
| Profit (loss) for the period before taxes | 9903 | €70,205 | €47,660 | -€22,545 | -32.1% |
| Income taxes | 67/77 | €16,407 | €11,758 | -€4,649 | -28.3% |
| Profit (loss) for the period | 9904 | €53,798 | €35,902 | -€17,896 | -33.3% |
| Profit (loss) for the period to be appropriated | 9905 | €53,798 | €35,902 | -€17,896 | -33.3% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 20 October 2026 via checked.be.