AGENTS SECRETS: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
AGENTS SECRETS
Largest movements
- Cash +€9,788
up €9,788 (+911%), from €1,075 to €10,863
mainly Other debts (+€2,505) and Net result for the year (+€2,359)
- Receivables within one year -€1,622
down €1,622 (-12.9%), from €12,560 to €10,938
of which Other amounts receivable: -€2,251
- Receivables after one year -€1,050
down €1,050 (-54.5%), from €1,925 to €875
- Deferred charges and accrued income +€517
up €517 (+270%), from €191 to €709
- Other debts +€2,505
up €2,505 (+991%), from €253 to €2,758
- Reserves +€2,350
up €2,350 (+127%), from €1,855 to €4,205
- Tax, wage and social debts +€2,140
up €2,140 (+37.2%), from €5,758 to €7,897
of which Taxes: +€2,259
- Trade debts +€464
up €464 (+73.8%), from €629 to €1,092
- Gross operating margin +€8,268
up €8,268, from -€2,537 to €5,732
- Taxes +€1,645
up €1,645 (+387%), from €425 to €2,069
- Financial charges -€826
down €826 (-60.8%), from €1,358 to €532
- Depreciation -€183
down €183 (-52.6%), from €348 to €165
- Other operating charges +€91
up €91 (+16.7%), from €545 to €636
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €16,148 | €23,615 | +€7,468 | +46.2% |
| Fixed assets | 21/28 | €396 | €231 | -€165 | -41.7% |
| Tangible fixed assets | 22/27 | €266 | €101 | -€165 | -62.1% |
| Furniture and vehicles | 24 | €266 | €101 | -€165 | -62.1% |
| Financial fixed assets | 28 | €130 | €130 | = | 0.0% |
| Current assets | 29/58 | €15,752 | €23,385 | +€7,633 | +48.5% |
| Amounts receivable after more than one year | 29 | €1,925 | €875 | -€1,050 | -54.5% |
| Other amounts receivable | 291 | €1,925 | €875 | -€1,050 | -54.5% |
| Amounts receivable within one year | 40/41 | €12,560 | €10,938 | -€1,622 | -12.9% |
| Trade receivables | 40 | €10,299 | €10,927 | +€629 | +6.1% |
| Other amounts receivable | 41 | €2,262 | €11 | -€2,251 | -99.5% |
| Cash at bank and in hand | 54/58 | €1,075 | €10,863 | +€9,788 | +911% |
| Deferred charges and accrued income | 490/1 | €191 | €709 | +€517 | +270% |
| Total equity and liabilities | 10/49 | €16,148 | €23,615 | +€7,468 | +46.2% |
| Equity | 10/15 | €9,509 | €11,868 | +€2,359 | +24.8% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €1,855 | €4,205 | +€2,350 | +127% |
| Distributable reserves | 133 | €1,855 | €4,205 | +€2,350 | +127% |
| Profit (loss) carried forward | 14 | €1,454 | €1,463 | +€9 | +0.6% |
| Amounts payable | 17/49 | €6,639 | €11,748 | +€5,109 | +77.0% |
| Amounts payable within one year | 42/48 | €6,639 | €11,748 | +€5,109 | +77.0% |
| Trade debts | 44 | €629 | €1,092 | +€464 | +73.8% |
| Suppliers | 440/4 | €629 | €1,092 | +€464 | +73.8% |
| Taxes, remuneration and social security | 45 | €5,758 | €7,897 | +€2,140 | +37.2% |
| Taxes | 450/3 | €5,639 | €7,897 | +€2,259 | +40.1% |
| Remuneration and social security | 454/9 | €119 | - | -€119 | |
| Other amounts payable | 47/48 | €253 | €2,758 | +€2,505 | +991% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €348 | €165 | -€183 | -52.6% |
| Other operating charges | 640/8 | €545 | €636 | +€91 | +16.7% |
| Gross operating margin | 9900 | -€2,537 | €5,732 | +€8,268 | |
| Operating profit (loss) | 9901 | -€3,430 | €4,930 | +€8,360 | |
| Financial income | 75/76B | €56 | €29 | -€26 | -47.3% |
| Recurring financial income | 75 | €56 | €29 | -€26 | -47.3% |
| Financial charges | 65/66B | €1,358 | €532 | -€826 | -60.8% |
| Recurring financial charges | 65 | €1,358 | €532 | -€826 | -60.8% |
| Profit (loss) for the period before taxes | 9903 | -€4,732 | €4,428 | +€9,160 | |
| Income taxes | 67/77 | €425 | €2,069 | +€1,645 | +387% |
| Profit (loss) for the period | 9904 | -€5,157 | €2,359 | +€7,515 | |
| Profit (loss) for the period to be appropriated | 9905 | -€5,157 | €2,359 | +€7,515 |
Source: filed annual accounts (NBB), financial years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.