Agent Provo: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Agent Provo
Largest movements
- Receivables within one year +€34,371
up €34,371 (+70.7%), from €48,605 to €82,977
of which Trade receivables: +€19,936
- Cash +€33,287
up €33,287 (+165.7%), from €20,091 to €53,379
mainly Net result for the year (+€59,158) and Tax, wage and social debts (+€18,702)
- Tangible fixed assets -€1,710
down €1,710 (-25.1%), from €6,810 to €5,100
of which Furniture and vehicles: -€3,410
- Reserves +€59,158
up €59,158 (+169.9%), from €34,820 to €93,978
- Tax, wage and social debts +€18,702
up €18,702 (+77.8%), from €24,038 to €42,740
- Trade debts -€10,825
down €10,825 (-94.3%), from €11,477 to €651
- Gross operating margin +€38,121
up €38,121 (+78.5%), from €48,557 to €86,679
- Taxes +€10,656
up €10,656 (+81.2%), from €13,124 to €23,779
- Depreciation +€3,400
up €3,400 (+36404.3%), from €9 to €3,410
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €75,787 | €142,436 | +€66,649 | +87.9% |
| Fixed assets | 21/28 | €6,810 | €5,100 | -€1,710 | -25.1% |
| Tangible fixed assets | 22/27 | €6,810 | €5,100 | -€1,710 | -25.1% |
| Furniture and vehicles | 24 | €6,810 | €3,400 | -€3,410 | -50.1% |
| Other tangible fixed assets | 26 | - | €1,700 | +€1,700 | |
| Current assets | 29/58 | €68,977 | €137,336 | +€68,359 | +99.1% |
| Amounts receivable within one year | 40/41 | €48,605 | €82,977 | +€34,371 | +70.7% |
| Trade receivables | 40 | €48,600 | €68,536 | +€19,936 | +41.0% |
| Other amounts receivable | 41 | €5 | €14,441 | +€14,435 | +267323.0% |
| Cash at bank and in hand | 54/58 | €20,091 | €53,379 | +€33,287 | +165.7% |
| Deferred charges and accrued income | 490/1 | €281 | €981 | +€700 | +249.5% |
| Total equity and liabilities | 10/49 | €75,787 | €142,436 | +€66,649 | +87.9% |
| Equity | 10/15 | €39,820 | €98,978 | +€59,158 | +148.6% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | €34,820 | €93,978 | +€59,158 | +169.9% |
| Distributable reserves | 133 | €34,820 | €93,978 | +€59,158 | +169.9% |
| Amounts payable | 17/49 | €35,967 | €43,458 | +€7,492 | +20.8% |
| Amounts payable within one year | 42/48 | €35,750 | €43,458 | +€7,708 | +21.6% |
| Financial debts | 43 | - | €67 | +€67 | |
| Credit institutions | 430/8 | - | €67 | +€67 | |
| Trade debts | 44 | €11,477 | €651 | -€10,825 | -94.3% |
| Suppliers | 440/4 | €11,477 | €651 | -€10,825 | -94.3% |
| Taxes, remuneration and social security | 45 | €24,038 | €42,740 | +€18,702 | +77.8% |
| Taxes | 450/3 | €24,038 | €42,740 | +€18,702 | +77.8% |
| Other amounts payable | 47/48 | €235 | €0 | -€235 | -100.0% |
| Accrued charges and deferred income | 492/3 | €217 | €0 | -€217 | -100.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €9 | €3,410 | +€3,400 | +36404.3% |
| Other operating charges | 640/8 | €596 | €979 | +€383 | +64.3% |
| Gross operating margin | 9900 | €48,557 | €86,679 | +€38,121 | +78.5% |
| Operating profit (loss) | 9901 | €47,952 | €82,290 | +€34,338 | +71.6% |
| Financial income | 75/76B | - | €647 | +€647 | |
| Recurring financial income | 75 | - | €647 | +€647 | |
| Financial charges | 65/66B | €8 | €0 | -€8 | -99.9% |
| Recurring financial charges | 65 | €8 | €0 | -€8 | -99.9% |
| Profit (loss) for the period before taxes | 9903 | €47,944 | €82,937 | +€34,993 | +73.0% |
| Income taxes | 67/77 | €13,124 | €23,779 | +€10,656 | +81.2% |
| Profit (loss) for the period | 9904 | €34,820 | €59,158 | +€24,337 | +69.9% |
| Profit (loss) for the period to be appropriated | 9905 | €34,820 | €59,158 | +€24,337 | +69.9% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 1 October 2026 via checked.be.