Agent Henrik: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Agent Henrik
Largest movements
- Stocks and contracts -€18,573
down €18,573 (-18.9%), from €98,356 to €79,783
- Tangible fixed assets -€13,536
down €13,536 (-1.9%), from €716,586 to €703,050
of which Land and buildings: -€13,260
- Debts after one year +€60,000
up €60,000 (+7.7%), from €780,167 to €840,167
- Profit (loss) carried forward -€58,394
new in 2025: -€58,394
- Reserves -€26,046
down €26,046 (-100.0%), from €26,046 to €0
of which Distributable reserves: -€26,046
- Other debts -€11,096
down €11,096 (-78.0%), from €14,219 to €3,123
- Trade debts -€8,778
down €8,778 (-83.8%), from €10,472 to €1,694
- Gross operating margin -€22,898
down €22,898 (-155.6%), from -€14,719 to -€37,616
- Depreciation +€21,855
up €21,855 (+101.6%), from €21,518 to €43,373
- Other operating charges -€13,338
down €13,338 (-81.8%), from €16,296 to €2,958
- Financial charges -€7,523
down €7,523 (-86.0%), from €8,752 to €1,230
- Financial income +€714
up €714 (+3274.2%), from €22 to €736
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €853,982 | €812,703 | -€41,279 | -4.8% |
| Fixed assets | 21/28 | €716,586 | €703,050 | -€13,536 | -1.9% |
| Tangible fixed assets | 22/27 | €716,586 | €703,050 | -€13,536 | -1.9% |
| Land and buildings | 22 | €713,680 | €700,421 | -€13,260 | -1.9% |
| Plant, machinery and equipment | 23 | €593 | €1,578 | +€986 | +166.4% |
| Furniture and vehicles | 24 | €2,313 | €1,051 | -€1,262 | -54.5% |
| Current assets | 29/58 | €137,396 | €109,652 | -€27,744 | -20.2% |
| Stocks and contracts in progress | 3 | €98,356 | €79,783 | -€18,573 | -18.9% |
| Stocks | 30/36 | €98,356 | €79,783 | -€18,573 | -18.9% |
| Amounts receivable within one year | 40/41 | €15,907 | €9,310 | -€6,597 | -41.5% |
| Trade receivables | 40 | €15,907 | €9,310 | -€6,597 | -41.5% |
| Other amounts receivable | 41 | €0 | - | = | |
| Cash at bank and in hand | 54/58 | €21,553 | €20,160 | -€1,393 | -6.5% |
| Deferred charges and accrued income | 490/1 | €1,581 | €400 | -€1,181 | -74.7% |
| Total equity and liabilities | 10/49 | €853,982 | €812,703 | -€41,279 | -4.8% |
| Equity | 10/15 | €44,646 | -€39,794 | -€84,441 | |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €26,046 | €0 | -€26,046 | -100.0% |
| Non-distributable reserves | 130/1 | €0 | - | = | |
| Reserves not available under the articles | 1311 | €0 | - | = | |
| Distributable reserves | 133 | €26,046 | €0 | -€26,046 | -100.0% |
| Profit (loss) carried forward | 14 | - | -€58,394 | -€58,394 | |
| Amounts payable | 17/49 | €809,336 | €852,497 | +€43,161 | +5.3% |
| Amounts payable after more than one year | 17 | €780,167 | €840,167 | +€60,000 | +7.7% |
| Financial debts | 170/4 | €780,167 | €840,167 | +€60,000 | +7.7% |
| Amounts payable within one year | 42/48 | €29,169 | €12,330 | -€16,839 | -57.7% |
| Trade debts | 44 | €10,472 | €1,694 | -€8,778 | -83.8% |
| Suppliers | 440/4 | €10,472 | €1,694 | -€8,778 | -83.8% |
| Advances received on contracts in progress | 46 | - | €4,750 | +€4,750 | |
| Taxes, remuneration and social security | 45 | €4,478 | €2,763 | -€1,715 | -38.3% |
| Taxes | 450/3 | €4,478 | €2,763 | -€1,715 | -38.3% |
| Other amounts payable | 47/48 | €14,219 | €3,123 | -€11,096 | -78.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €21,518 | €43,373 | +€21,855 | +101.6% |
| Other operating charges | 640/8 | €16,296 | €2,958 | -€13,338 | -81.8% |
| Gross operating margin | 9900 | -€14,719 | -€37,616 | -€22,898 | -155.6% |
| Operating profit (loss) | 9901 | -€52,532 | -€83,947 | -€31,415 | -59.8% |
| Financial income | 75/76B | €22 | €736 | +€714 | +3274.2% |
| Recurring financial income | 75 | €22 | €736 | +€714 | +3274.2% |
| Financial charges | 65/66B | €8,752 | €1,230 | -€7,523 | -86.0% |
| Recurring financial charges | 65 | €8,752 | €1,230 | -€7,523 | -86.0% |
| Profit (loss) for the period before taxes | 9903 | -€61,263 | -€84,441 | -€23,178 | -37.8% |
| Income taxes | 67/77 | €0 | - | = | |
| Profit (loss) for the period | 9904 | -€61,263 | -€84,441 | -€23,178 | -37.8% |
| Profit (loss) for the period to be appropriated | 9905 | -€61,263 | -€84,441 | -€23,178 | -37.8% |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 9 October 2026 via checked.be.