AGENCE LEROY: what changed
What changed
AGENCE LEROY
NACE 68.310, Real estate agency activities
filed annual accounts (NBB)
Net result for the year
€3,540
2024 · -€62,770+€66,310
Equity
€186,620
2024 · €183,080+€3,540
Cash
€199,529
2024 · €240,444-€40,915
Balance sheet total
€636,128
2024 · €705,811-€69,683
Largest movements
Assets
- Cash -€40,915
down €40,915 (-17.0%), from €240,444 to €199,529
mainly Other debts (-€37,852) and Trade debts (-€20,011)
- Receivables within one year -€18,184
down €18,184 (-4.7%), from €387,432 to €369,248
of which Trade receivables: -€27,892
- Tangible fixed assets -€12,682
down €12,682 (-21.8%), from €58,141 to €45,459
of which Plant, machinery and equipment: -€7,397
Equity and liabilities
- Other debts -€37,852
down €37,852 (-23.7%), from €159,882 to €122,030
- Trade debts -€20,011
down €20,011 (-7.4%), from €269,394 to €249,383
- Accrued charges and deferred income -€8,607
down €8,607 (-100%), from €8,607 to €0
Income statement
- Gross operating margin +€62,444
up €62,444 (+15.9%), from €391,564 to €454,008
- Staff costs +€50,449
up €50,449 (+14.1%), from €357,490 to €407,939
- Financial charges -€40,838
down €40,838 (-88.7%), from €46,045 to €5,207
- Depreciation -€8,392
down €8,392 (-20.1%), from €41,804 to €33,412
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
-€62,770
Gross operating margin
+€62,444
Staff costs
-€50,449
Depreciation
+€8,392
Other operating charges
+€4,383
Other operating items
-€902
Financial income
+€1,602
Financial charges
+€40,838
Taxes
+€0
Result 2025
€3,540
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
-€16,929
Investment
-€17,555
Financing
-€6,431
Cash 2024
€240,444
From operations (derived)
-€16,929
Net result for the year
+€3,540
Depreciation
+€33,412
Receivables within one year
+€18,184
Deferred charges and accrued income
-€5,273
Trade debts
-€20,011
Tax, wage and social debts
-€321
Other debts
-€37,852
Accrued charges and deferred income
-€8,607
Investment (derived)
-€17,555
Investment in fixed assets (net)
-€17,555
Financing
-€6,431
Debts after one year
-€6,273
Current portion of long-term debt
-€1,980
Short-term financial debts
+€1,822
Cash 2025
€199,529
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €705,811 | €636,128 | -€69,683 | -9.9% |
| Fixed assets | 21/28 | €64,804 | €48,947 | -€15,857 | -24.5% |
| Intangible fixed assets | 21 | €6,663 | €3,488 | -€3,175 | -47.6% |
| Tangible fixed assets | 22/27 | €58,141 | €45,459 | -€12,682 | -21.8% |
| Plant, machinery and equipment | 23 | €44,783 | €37,386 | -€7,397 | -16.5% |
| Furniture and vehicles | 24 | €13,358 | €8,073 | -€5,285 | -39.6% |
| Current assets | 29/58 | €641,006 | €587,181 | -€53,826 | -8.4% |
| Stocks and contracts in progress | 3 | €4,000 | €4,000 | = | 0.0% |
| Stocks | 30/36 | €4,000 | €4,000 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €387,432 | €369,248 | -€18,184 | -4.7% |
| Trade receivables | 40 | €380,036 | €352,144 | -€27,892 | -7.3% |
| Other amounts receivable | 41 | €7,396 | €17,104 | +€9,708 | +131% |
| Cash at bank and in hand | 54/58 | €240,444 | €199,529 | -€40,915 | -17.0% |
| Deferred charges and accrued income | 490/1 | €9,130 | €14,404 | +€5,273 | +57.8% |
| Total equity and liabilities | 10/49 | €705,811 | €636,128 | -€69,683 | -9.9% |
| Equity | 10/15 | €183,080 | €186,620 | +€3,540 | +1.9% |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Reserves | 13 | €225,850 | €225,850 | = | 0.0% |
| Non-distributable reserves | 130/1 | €2,000 | €2,000 | = | 0.0% |
| Reserves not available under the articles | 1311 | €2,000 | €2,000 | = | 0.0% |
| Distributable reserves | 133 | €223,850 | €223,850 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€62,770 | -€59,231 | +€3,540 | +5.6% |
| Amounts payable | 17/49 | €522,730 | €449,508 | -€73,222 | -14.0% |
| Amounts payable after more than one year | 17 | €6,273 | €0 | -€6,273 | -100% |
| Financial debts | 170/4 | €6,273 | €0 | -€6,273 | -100% |
| Amounts payable within one year | 42/48 | €507,850 | €449,508 | -€58,342 | -11.5% |
| Current portion of amounts payable after more than one year | 42 | €8,254 | €6,273 | -€1,980 | -24.0% |
| Financial debts | 43 | €741 | €2,563 | +€1,822 | +246% |
| Credit institutions | 430/8 | €741 | €2,563 | +€1,822 | +246% |
| Trade debts | 44 | €269,394 | €249,383 | -€20,011 | -7.4% |
| Suppliers | 440/4 | €269,394 | €249,383 | -€20,011 | -7.4% |
| Taxes, remuneration and social security | 45 | €69,580 | €69,259 | -€321 | -0.5% |
| Taxes | 450/3 | €26,109 | €26,788 | +€679 | +2.6% |
| Remuneration and social security | 454/9 | €43,470 | €42,471 | -€999 | -2.3% |
| Other amounts payable | 47/48 | €159,882 | €122,030 | -€37,852 | -23.7% |
| Accrued charges and deferred income | 492/3 | €8,607 | €0 | -€8,607 | -100% |
| Non-recurring operating income | 76A | €100 | €0 | -€100 | -100% |
| Remuneration, social security and pensions | 62 | €357,490 | €407,939 | +€50,449 | +14.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €41,804 | €33,412 | -€8,392 | -20.1% |
| Other operating charges | 640/8 | €8,998 | €4,615 | -€4,383 | -48.7% |
| Non-recurring operating charges | 66A | - | €902 | +€902 | |
| Gross operating margin | 9900 | €391,564 | €454,008 | +€62,444 | +15.9% |
| Operating profit (loss) | 9901 | -€16,728 | €7,141 | +€23,869 | |
| Financial income | 75/76B | €378 | €1,980 | +€1,602 | +424% |
| Recurring financial income | 75 | €378 | €1,980 | +€1,602 | +424% |
| Financial charges | 65/66B | €46,045 | €5,207 | -€40,838 | -88.7% |
| Recurring financial charges | 65 | €46,045 | €5,207 | -€40,838 | -88.7% |
| Profit (loss) for the period before taxes | 9903 | -€62,395 | €3,915 | +€66,309 | |
| Income taxes | 67/77 | €375 | €375 | -€0 | -0.1% |
| Profit (loss) for the period | 9904 | -€62,770 | €3,540 | +€66,310 | |
| Profit (loss) for the period to be appropriated | 9905 | -€62,770 | €3,540 | +€66,310 |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 7 November 2026 via checked.be.