AGENCE ET VOUS: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
AGENCE ET VOUS
Largest movements
- Cash -€1,846
down €1,846 (-11.5%), from €16,029 to €14,183
mainly Trade debts (-€70,884) and Debts after one year (-€25,737)
- Receivables within one year -€879
down €879 (-34.7%), from €2,533 to €1,654
of which Trade receivables: -€879
- Tangible fixed assets -€600
down €600 (-12.6%), from €4,774 to €4,174
- Deferred charges and accrued income -€297
down €297 (-85.3%), from €348 to €51
- Other debts +€81,481
up €81,481 (+493%), from €16,516 to €97,997
- Trade debts -€70,884
down €70,884 (-88.4%), from €80,152 to €9,268
- Debts after one year -€25,737
down €25,737 (-91.8%), from €28,035 to €2,298
of which Other amounts payable: -€23,608
- Profit (loss) carried forward +€13,600
up €13,600 (+7.4%), from -€182,987 to -€169,387
- Tax, wage and social debts -€2,239
down €2,239 (-27.4%), from €8,156 to €5,917
- Gross operating margin +€3,670
up €3,670 (+22.3%), from €16,479 to €20,149
- Taxes +€2,117
up €2,117 (+61.0%), from €3,473 to €5,591
- Depreciation -€732
down €732 (-55.0%), from €1,332 to €600
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €23,989 | €20,367 | -€3,622 | -15.1% |
| Fixed assets | 21/28 | €5,079 | €4,479 | -€600 | -11.8% |
| Tangible fixed assets | 22/27 | €4,774 | €4,174 | -€600 | -12.6% |
| Land and buildings | 22 | €4,774 | €4,174 | -€600 | -12.6% |
| Financial fixed assets | 28 | €305 | €305 | = | 0.0% |
| Current assets | 29/58 | €18,910 | €15,888 | -€3,022 | -16.0% |
| Amounts receivable within one year | 40/41 | €2,533 | €1,654 | -€879 | -34.7% |
| Trade receivables | 40 | €1,006 | €127 | -€879 | -87.4% |
| Other amounts receivable | 41 | €1,527 | €1,527 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €16,029 | €14,183 | -€1,846 | -11.5% |
| Deferred charges and accrued income | 490/1 | €348 | €51 | -€297 | -85.3% |
| Total equity and liabilities | 10/49 | €23,989 | €20,367 | -€3,622 | -15.1% |
| Equity | 10/15 | -€120,843 | -€107,243 | +€13,600 | +11.3% |
| Contributions | 10/11 | €62,000 | €62,000 | = | 0.0% |
| Capital | 10 | €62,000 | €62,000 | = | 0.0% |
| Issued capital | 100 | €62,000 | €62,000 | = | 0.0% |
| Reserves | 13 | €144 | €144 | = | 0.0% |
| Non-distributable reserves | 130/1 | €144 | €144 | = | 0.0% |
| Legal reserve | 130 | €144 | €144 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€182,987 | -€169,387 | +€13,600 | +7.4% |
| Amounts payable | 17/49 | €144,832 | €127,610 | -€17,222 | -11.9% |
| Amounts payable after more than one year | 17 | €28,035 | €2,298 | -€25,737 | -91.8% |
| Financial debts | 170/4 | €4,428 | €2,298 | -€2,129 | -48.1% |
| Other amounts payable | 178/9 | €23,608 | - | -€23,608 | |
| Amounts payable within one year | 42/48 | €116,797 | €125,311 | +€8,514 | +7.3% |
| Current portion of amounts payable after more than one year | 42 | €1,972 | €2,129 | +€157 | +7.9% |
| Financial debts | 43 | €10,000 | €10,000 | = | 0.0% |
| Credit institutions | 430/8 | €10,000 | €10,000 | = | 0.0% |
| Trade debts | 44 | €80,152 | €9,268 | -€70,884 | -88.4% |
| Suppliers | 440/4 | €80,152 | €9,268 | -€70,884 | -88.4% |
| Taxes, remuneration and social security | 45 | €8,156 | €5,917 | -€2,239 | -27.4% |
| Taxes | 450/3 | €8,156 | €5,917 | -€2,239 | -27.4% |
| Other amounts payable | 47/48 | €16,516 | €97,997 | +€81,481 | +493% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,332 | €600 | -€732 | -55.0% |
| Other operating charges | 640/8 | €81 | €83 | +€2 | +3.0% |
| Gross operating margin | 9900 | €16,479 | €20,149 | +€3,670 | +22.3% |
| Operating profit (loss) | 9901 | €15,066 | €19,466 | +€4,400 | +29.2% |
| Financial income | 75/76B | €2,063 | €1,974 | -€89 | -4.3% |
| Recurring financial income | 75 | €1 | €0 | -€1 | -91.0% |
| Non-recurring financial income | 76B | €2,062 | €1,974 | -€89 | -4.3% |
| Financial charges | 65/66B | €2,205 | €2,249 | +€44 | +2.0% |
| Recurring financial charges | 65 | €2,205 | €2,249 | +€44 | +2.0% |
| Profit (loss) for the period before taxes | 9903 | €14,924 | €19,191 | +€4,266 | +28.6% |
| Income taxes | 67/77 | €3,473 | €5,591 | +€2,117 | +61.0% |
| Profit (loss) for the period | 9904 | €11,451 | €13,600 | +€2,149 | +18.8% |
| Profit (loss) for the period to be appropriated | 9905 | €11,451 | €13,600 | +€2,149 | +18.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 26 October 2026 via checked.be.