AGEM Vastgoedmakelaars: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
AGEM Vastgoedmakelaars
Largest movements
- Receivables within one year -€58,933
down €58,933 (-95.9%), from €61,450 to €2,516
of which Other amounts receivable: -€58,933
- Cash -€3,394
down €3,394 (-7.8%), from €43,377 to €39,983
mainly Other debts (-€56,421) and Net result for the year (-€5,363)
- Deferred charges and accrued income -€1,951
down €1,951 (-100.0%), from €1,951 to €0
- Other debts -€56,421
down €56,421 (-90.5%), from €62,336 to €5,915
- Profit (loss) carried forward -€4,453
down €4,453, from €0 to -€4,453
- Trade debts -€2,498
down €2,498 (-93.0%), from €2,687 to €189
- Financial income -€3,844
down €3,844 (-98.9%), from €3,887 to €43
- Gross operating margin +€953
up €953 (+17.2%), from -€5,549 to -€4,597
- Other operating charges +€102
up €102 (+19.9%), from €513 to €615
From the 2025 result to the 2026 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2025 and 2026 balance sheets and the 2026 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2025 | 2026 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €106,778 | €42,499 | -€64,279 | -60.2% |
| Current assets | 29/58 | €106,778 | €42,499 | -€64,279 | -60.2% |
| Amounts receivable within one year | 40/41 | €61,450 | €2,516 | -€58,933 | -95.9% |
| Trade receivables | 40 | €2,404 | €2,404 | = | 0.0% |
| Other amounts receivable | 41 | €59,045 | €112 | -€58,933 | -99.8% |
| Cash at bank and in hand | 54/58 | €43,377 | €39,983 | -€3,394 | -7.8% |
| Deferred charges and accrued income | 490/1 | €1,951 | €0 | -€1,951 | -100.0% |
| Total equity and liabilities | 10/49 | €106,778 | €42,499 | -€64,279 | -60.2% |
| Equity | 10/15 | €41,755 | €36,392 | -€5,363 | -12.8% |
| Contributions | 10/11 | €24,789 | €24,789 | = | 0.0% |
| Reserves | 13 | €16,966 | €16,056 | -€910 | -5.4% |
| Non-distributable reserves | 130/1 | €2,479 | €2,479 | = | 0.0% |
| Reserves not available under the articles | 1311 | €2,479 | €2,479 | = | 0.0% |
| Distributable reserves | 133 | €14,487 | €13,577 | -€910 | -6.3% |
| Profit (loss) carried forward | 14 | €0 | -€4,453 | -€4,453 | |
| Amounts payable | 17/49 | €65,023 | €6,108 | -€58,916 | -90.6% |
| Amounts payable within one year | 42/48 | €65,023 | €6,104 | -€58,919 | -90.6% |
| Trade debts | 44 | €2,687 | €189 | -€2,498 | -93.0% |
| Suppliers | 440/4 | €2,687 | €189 | -€2,498 | -93.0% |
| Taxes, remuneration and social security | 45 | €0 | - | = | |
| Taxes | 450/3 | €0 | - | = | |
| Other amounts payable | 47/48 | €62,336 | €5,915 | -€56,421 | -90.5% |
| Accrued charges and deferred income | 492/3 | - | €4 | +€4 | |
| Non-recurring operating income | 76A | €0 | - | = | |
| Other operating charges | 640/8 | €513 | €615 | +€102 | +19.9% |
| Gross operating margin | 9900 | -€5,549 | -€4,597 | +€953 | +17.2% |
| Operating profit (loss) | 9901 | -€6,063 | -€5,212 | +€851 | +14.0% |
| Financial income | 75/76B | €3,887 | €43 | -€3,844 | -98.9% |
| Recurring financial income | 75 | €3,887 | €43 | -€3,844 | -98.9% |
| Financial charges | 65/66B | €170 | €194 | +€24 | +13.8% |
| Recurring financial charges | 65 | €170 | €194 | +€24 | +13.8% |
| Profit (loss) for the period before taxes | 9903 | -€2,346 | -€5,363 | -€3,017 | -128.6% |
| Income taxes | 67/77 | €0 | - | = | |
| Profit (loss) for the period | 9904 | -€2,346 | -€5,363 | -€3,017 | -128.6% |
| Profit (loss) for the period to be appropriated | 9905 | -€2,346 | -€5,363 | -€3,017 | -128.6% |
Source: filed annual accounts (NBB), fiscal years ended 31 January 2025 and 31 January 2026. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 4 October 2026 via checked.be.