AGD AUTO: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
AGD AUTO
Largest movements
- Receivables within one year +€43,275
up €43,275 (+641.1%), from €6,750 to €50,025
of which Trade receivables: +€50,025
- Stocks and contracts -€21,530
down €21,530 (-29.1%), from €74,036 to €52,506
- Cash +€7,434
up €7,434 (+84.7%), from €8,776 to €16,210
mainly Trade debts (+€44,064) and Stocks and contracts (+€21,530)
- Financial fixed assets +€3,600
up €3,600 (+163.6%), from €2,200 to €5,800
- Trade debts +€44,064
up €44,064 (+5340.3%), from €825 to €44,889
- Other debts -€17,014
down €17,014 (-41.6%), from €40,904 to €23,890
- Profit (loss) carried forward +€11,004
up €11,004 (+41.8%), from €26,296 to €37,300
- Tax, wage and social debts -€5,349
down €5,349 (-51.4%), from €10,399 to €5,049
- Other operating charges +€3,226
up €3,226 (+235.2%), from €1,371 to €4,597
- Gross operating margin -€1,573
down €1,573 (-7.2%), from €21,721 to €20,148
- Financial income +€348
up €348 (+145087.5%), from €0 to €348
of which Non-recurring financial income: +€348
- Taxes -€264
down €264 (-6.0%), from €4,374 to €4,110
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €93,923 | €127,028 | +€33,105 | +35.2% |
| Fixed assets | 21/28 | €2,907 | €7,527 | +€4,621 | +159.0% |
| Tangible fixed assets | 22/27 | €707 | €1,727 | +€1,021 | +144.4% |
| Furniture and vehicles | 24 | €707 | €1,727 | +€1,021 | +144.4% |
| Financial fixed assets | 28 | €2,200 | €5,800 | +€3,600 | +163.6% |
| Current assets | 29/58 | €91,017 | €119,501 | +€28,484 | +31.3% |
| Stocks and contracts in progress | 3 | €74,036 | €52,506 | -€21,530 | -29.1% |
| Stocks | 30/36 | €74,036 | €52,506 | -€21,530 | -29.1% |
| Amounts receivable within one year | 40/41 | €6,750 | €50,025 | +€43,275 | +641.1% |
| Trade receivables | 40 | - | €50,025 | +€50,025 | |
| Other amounts receivable | 41 | €6,750 | - | -€6,750 | |
| Cash at bank and in hand | 54/58 | €8,776 | €16,210 | +€7,434 | +84.7% |
| Deferred charges and accrued income | 490/1 | €1,455 | €759 | -€695 | -47.8% |
| Total equity and liabilities | 10/49 | €93,923 | €127,028 | +€33,105 | +35.2% |
| Equity | 10/15 | €40,296 | €51,300 | +€11,004 | +27.3% |
| Contributions | 10/11 | €14,000 | €14,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €26,296 | €37,300 | +€11,004 | +41.8% |
| Amounts payable | 17/49 | €53,628 | €75,728 | +€22,100 | +41.2% |
| Amounts payable within one year | 42/48 | €52,128 | €73,828 | +€21,701 | +41.6% |
| Trade debts | 44 | €825 | €44,889 | +€44,064 | +5340.3% |
| Suppliers | 440/4 | €825 | €44,889 | +€44,064 | +5340.3% |
| Taxes, remuneration and social security | 45 | €10,399 | €5,049 | -€5,349 | -51.4% |
| Taxes | 450/3 | €10,399 | €5,049 | -€5,349 | -51.4% |
| Other amounts payable | 47/48 | €40,904 | €23,890 | -€17,014 | -41.6% |
| Accrued charges and deferred income | 492/3 | €1,500 | €1,900 | +€400 | +26.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €410 | €548 | +€138 | +33.7% |
| Other operating charges | 640/8 | €1,371 | €4,597 | +€3,226 | +235.2% |
| Gross operating margin | 9900 | €21,721 | €20,148 | -€1,573 | -7.2% |
| Operating profit (loss) | 9901 | €19,940 | €15,003 | -€4,937 | -24.8% |
| Financial income | 75/76B | €0 | €348 | +€348 | +145087.5% |
| Recurring financial income | 75 | €0 | €348 | +€348 | +145087.5% |
| Non-recurring financial income | 76B | - | €348 | +€348 | |
| Financial charges | 65/66B | €155 | €238 | +€83 | +53.8% |
| Recurring financial charges | 65 | €155 | €198 | +€43 | +27.9% |
| Non-recurring financial charges | 66B | - | €40 | +€40 | |
| Profit (loss) for the period before taxes | 9903 | €19,786 | €15,114 | -€4,672 | -23.6% |
| Income taxes | 67/77 | €4,374 | €4,110 | -€264 | -6.0% |
| Profit (loss) for the period | 9904 | €15,412 | €11,004 | -€4,408 | -28.6% |
| Profit (loss) for the period to be appropriated | 9905 | €15,412 | €11,004 | -€4,408 | -28.6% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.