AG Concepts: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
AG Concepts
Largest movements
- Tangible fixed assets -€5,910
down €5,910 (-1.8%), from €336,501 to €330,591
of which Land and buildings: -€7,576
- Debts after one year +€88,748
up €88,748 (+28.6%), from €310,719 to €399,467
- Trade debts -€77,327
down €77,327 (-99.5%), from €77,726 to €400
- Profit (loss) carried forward -€18,658
down €18,658 (-31.7%), from -€58,777 to -€77,435
- Gross operating margin +€29,444
up €29,444, from -€25,055 to €4,388
- Depreciation +€8,482
up €8,482 (+1470.3%), from €577 to €9,059
- Financial charges +€6,957
up €6,957 (+3061.0%), from €227 to €7,184
- Other operating charges +€5,220
up €5,220 (+386.8%), from €1,349 to €6,570
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €349,858 | €343,672 | -€6,186 | -1.8% |
| Fixed assets | 21/28 | €336,501 | €330,591 | -€5,910 | -1.8% |
| Tangible fixed assets | 22/27 | €336,501 | €330,591 | -€5,910 | -1.8% |
| Land and buildings | 22 | €332,363 | €324,787 | -€7,576 | -2.3% |
| Furniture and vehicles | 24 | €4,138 | €5,804 | +€1,666 | +40.3% |
| Current assets | 29/58 | €13,358 | €13,081 | -€276 | -2.1% |
| Amounts receivable within one year | 40/41 | €2,189 | €5,309 | +€3,120 | +142.5% |
| Trade receivables | 40 | €248 | €2,200 | +€1,952 | +787.5% |
| Other amounts receivable | 41 | €1,941 | €3,109 | +€1,168 | +60.2% |
| Cash at bank and in hand | 54/58 | €4,072 | €1,921 | -€2,151 | -52.8% |
| Deferred charges and accrued income | 490/1 | €7,097 | €5,852 | -€1,245 | -17.5% |
| Total equity and liabilities | 10/49 | €349,858 | €343,672 | -€6,186 | -1.8% |
| Equity | 10/15 | -€48,777 | -€67,435 | -€18,658 | -38.3% |
| Contributions | 10/11 | €10,000 | €10,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€58,777 | -€77,435 | -€18,658 | -31.7% |
| Amounts payable | 17/49 | €398,636 | €411,108 | +€12,472 | +3.1% |
| Amounts payable after more than one year | 17 | €310,719 | €399,467 | +€88,748 | +28.6% |
| Financial debts | 170/4 | €310,719 | €399,467 | +€88,748 | +28.6% |
| Amounts payable within one year | 42/48 | €87,916 | €11,640 | -€76,276 | -86.8% |
| Current portion of amounts payable after more than one year | 42 | €7,281 | €8,252 | +€971 | +13.3% |
| Trade debts | 44 | €77,726 | €400 | -€77,327 | -99.5% |
| Suppliers | 440/4 | €77,726 | €400 | -€77,327 | -99.5% |
| Taxes, remuneration and social security | 45 | €490 | €785 | +€294 | +60.0% |
| Taxes | 450/3 | €490 | €785 | +€294 | +60.0% |
| Other amounts payable | 47/48 | €2,419 | €2,204 | -€215 | -8.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €577 | €9,059 | +€8,482 | +1470.3% |
| Other operating charges | 640/8 | €1,349 | €6,570 | +€5,220 | +386.8% |
| Gross operating margin | 9900 | -€25,055 | €4,388 | +€29,444 | |
| Operating profit (loss) | 9901 | -€26,982 | -€11,240 | +€15,742 | +58.3% |
| Financial charges | 65/66B | €227 | €7,184 | +€6,957 | +3061.0% |
| Recurring financial charges | 65 | €227 | €7,184 | +€6,957 | +3061.0% |
| Profit (loss) for the period before taxes | 9903 | -€27,209 | -€18,424 | +€8,785 | +32.3% |
| Income taxes | 67/77 | €287 | €234 | -€53 | -18.4% |
| Profit (loss) for the period | 9904 | -€27,496 | -€18,658 | +€8,838 | +32.1% |
| Profit (loss) for the period to be appropriated | 9905 | -€27,496 | -€18,658 | +€8,838 | +32.1% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 6 October 2026 via checked.be.